Ncontracts, LLC’s management team possesses decades of comprehensive and diverse financial, technical, and business experience. They have a history of success with providing innovative technical solutions that enable bank and credit union clients to streamline financial processes, achieve and maintain compliance, manage risks and vendor relationships, and become more efficient at conserving time and money.
Ncontracts Leadership Team
Founder & CEO
Michael Berman founded Ncontracts in 2009 when he saw the need for vendor management to be more effectively managed through web-based workflow processes. During his legal career, Mr. Berman was involved in numerous financial institution regulatory matters and contract management issues, and assisted in the development of many information management systems. Prior to founding Ncontracts, he was General Counsel for Goldleaf Financial Solutions. Mr. Berman has also worked as General Counsel for Tecniflex, Inc. and Imagic Corporation. Mr. Berman is a frequent speaker at financial institution conferences on the topics of vendor and risk management. He graduated from Cornell University with a B.S. in Communications and holds a J.D. degree from the University of Tennessee.
Chief Financial Officer
Mr. Stacy Kilgore brings extensive knowledge of finance in a global environment, has significant experience in mergers and acquisitions and business process improvements, and has led and supported numerous debt and equity capital raises. Prior to joining Ncontracts, he has served in senior finance roles at Movius Interactive Corporation, CDC Software, Witness Systems, and KPMG. Mr. Kilgore holds his Bachelor of Science degree in Business Administration, with a concentration in Accounting, from California State University in Sacramento, and a Masters in Business Administration from Emory University’s Goizueta School of Business. He is a certified public accountant in the state of California.
Executive Vice President/Sales
Jeff Allen brings with him a wealth of sales and executive leadership experience spanning nearly 25 years. His management success with large software companies encompasses his formidable acumen for driving revenue growth, optimizing sales team performance, effectively leveraging product marketing, and fostering internal and external partner collaboration. Prior to joining Ncontracts, Mr. Allen has driven sales excellence in an executive function at Brandmuscle (Saepio prior), Lexmark Enterprise Software, Perceptive Software BMC Software, and ThinkSpark. Mr. Allen graduated from Kansas State University with a Business degree, with concentrations in Marketing and Management.
Heather Burdine Caruso
As Ncontracts’ second employee, Heather Caruso has over 20 years of experience in providing paralegal and operational oversight. Prior to joining Ncontracts, Ms. Caruso held legal support positions at Asurion Corporation, Goldleaf Financial Solutions, Inc., Lord Corporation, Michelin North America, Inc, the U.S. Attorney’s Office, and the law firm of Wyche Burgess Freeman and Parham, PA. She graduated from the University of South Carolina with a Bachelors of Science in Psychology and Criminal Justice. She also graduated with honors from Greenville Technical College with an A.A. in Public Service (Paralegal Studies).
Executive Vice President
Cathy Isaacs has over 25 years of experience in managing both sales and internal operations in the financial services sector. Her deep knowledge of the banking industry is the foundation of the critical support provided to Ncontracts’ 650+ customers. Prior to joining Ncontracts, she has held leadership positions at Bank Director Magazine, FISI*Madison Financial (now Affinion), and Transaction Tracking Technologies. Ms. Isaacs is a graduate of the University of Tennessee.