Ncontracts, LLC’s management team possesses decades of comprehensive and diverse financial, technical, and business experience. They have a history of success with providing innovative technical solutions that enable bank and credit union clients to streamline financial processes, achieve and maintain compliance, manage risks and vendor relationships, and become more efficient at conserving time and money.
Ncontracts Leadership Team
Founder & CEO
Michael Berman founded Ncontracts in 2009 when he saw the need for vendor management to be more effectively managed through web-based workflow processes. During his legal career, Mr. Berman was involved in numerous financial institution regulatory matters and contract management issues, and assisted in the development of many information management systems. Prior to founding Ncontracts, he was General Counsel for Goldleaf Financial Solutions. Mr. Berman has also worked as General Counsel for Tecniflex, Inc. and Imagic Corporation. Mr. Berman is a frequent speaker at financial institution conferences on the topics of vendor and risk management. He graduated from Cornell University with a B.S. in Communications and holds a J.D. degree from the University of Tennessee.
Heather Burdine Caruso
As Ncontracts’ second employee, Heather Caruso has over 20 years of experience in providing paralegal and operational oversight. Prior to joining Ncontracts, Ms. Caruso held legal support positions at Asurion Corporation, Goldleaf Financial Solutions, Inc., Lord Corporation, Michelin North America, Inc, the U.S. Attorney’s Office, and the law firm of Wyche Burgess Freeman and Parham, PA. She graduated from the University of South Carolina with a Bachelors of Science in Psychology and Criminal Justice. She also graduated with honors from Greenville Technical College with an A.A. in Public Service (Paralegal Studies).
Senior Vice President, Marketing
Marnie’s versatile background in marketing strategies, product marketing, channel sales and relationship management gives her a strong foundation to oversee Ncontracts’ marketing program. Her industry insights in the financial services sector lend an important overlay to Ncontracts’ overall sales strategy and presence in the marketplace. Prior to joining Ncontracts, Ms. Keller served in leadership marketing and partnership roles for Continuity, Norse Payments, Quatrro Processing Services, and the CBANC Network. She started her career in financial services by serving as both Director of State Relations as well as Director of eMarketing and Brand Strategy for the Independent Community Bankers of America. She is a graduate of the College of New Rochelle.
Chief Financial Officer
Mr. Stacy Kilgore brings extensive knowledge of finance in a global environment, has significant experience in mergers and acquisitions and business process improvements, and has led and supported numerous debt and equity capital raises. Prior to joining Ncontracts, he has served in senior finance roles at Movius Interactive Corporation, CDC Software, Witness Systems, and KPMG. Mr. Kilgore holds his Bachelor of Science degree in Business Administration, with a concentration in Accounting, from California State University in Sacramento, and a Masters in Business Administration from Emory University’s Goizueta School of Business. He is a certified public accountant in the state of California.
Chief Technology Officer
Mr. Simpson leads our technology development efforts, backed by his acumen in the management and development of large-scale, data-driven mobile and web applications and streamlining software engineering development processes. Prior to joining Ncontracts, he served as CTO of Ingo Money, an organization dedicated to serving the underserved in banking, where his teams built the best in class Ingo Money Network mRDC platform. He also held a key banking industry position as Senior Manager of Development at ProfitStars, a Jack Henry Company, leading multiple teams engaged in developing ACH, Check Imaging, and other payment-related banking systems. Mr. Simpson has also held leadership roles with D&B Company, MDR, and Cerebra, in each position leading the development and implementation of game-changing technologies. He holds a B.S. in computer science from Boston University as well as an executive certificate in management and leadership from MIT Sloan School of Management.