8 Common Fair Lending Compliance Myths - and the Realities!
Here are the 8 Common Fair Lending Myths - and the Realities! Learn more and get this free download to reduce your Fair Lending risk today!
9 Key Observations from the 2013 HMDA Data By The Numbers
The Federal Reserve recently released analysis of the 2013 HMDA data release. Here are 9 key observations from the HMDA data analysis.
Compete with the CFPB for Complaints...It's Good Business!
The CFPB is actively seeking consumer complaints - are you competing for access to those complaints from your consumers? You should be. Learn why.
Beware Fair Lending Risks Associated with Second Reviews & Exceptions
A recent HUD settlement highlights potential Fair Lending risks related to second reviews & exceptions. Learn about the agreement and our observations.
5 Reasons to Smile About Regulatory Compliance
If you are headed to San Diego for the ABA Regulatory Compliance Conference, please visit TRUPOINT in booth 415. Here are 5 things we're looking forward to…
CFPB Annual Report Shines Light on Fair Lending
CFPB provides great insight into today's fair lending priorities (Mortgage, Indirect Auto, Credit Card, Small Business) and common tripwires.
Limited English Proficiency & Consumer Compliance: Unpeeling the Onion
Limited English Proficiency (LEP) is an important consideration in Fair Lending compliance. Here, we'll share regulatory perspectives and our advice.
A Quick Guide to the CFPB's Supervisory Highlights Report
The CFPB's Winter 2016 Supervisory Report provides valuable guidance and insight to lenders about their priorities and the direction of the industry.
9 Regulatory Priorities for the Next 2 Years, from the CFPB
From consumer reporting to small business lending, here are 9 regulatory compliance priorities for the next 24 months that the CFPB outlined.
$2.8M Redlining Settlement Impacts Community Banks
A recent $2.8M HUD redlining settlement with a $350M bank highlights the need for strong redlining risk management system. Learn more here!
Regulators Say Redlining & Pricing Risk are Fair Lending Hot Topics
Regulators shared top compliance risks in the 2015 Interagency Fair Lending Hot Topics webinar. Two of the biggest? Redlining and pricing risk.
CFPB Turned High Beams on Auto Lending. Will Lenders See the Light?
Learn regulatory guidance on dealer compensation based on three recent CFPB consent orders! Plus, get a free summary of the consent orders.
Why You Need to Know Your Unique Demographics to Accurately Assess Your Fair Lending Risk
Here's a free tool to help you better understand your fair lending risk, which will provide insight into your unique market demographics.
CFPB-Honda Settlement Gives 3 Options for Fair Lending Compliance
The CFPB and DOJ allegedly identified discrimination in Honda's auto lending, which led to 3 regulator-approved approaches to dealer compensation.
A Friendly Reminder about Responding to Direct Regulatory Guidance
When you get direct regulatory guidance, here are the four steps you absolutely need to take - regardless of your institution's size.
Supreme Court Upholds FHA's Disparate Impact Theory
Today the Supreme Court upheld disparate impact theory. Here is a quick summary of the findings, as well as links to additional resources.
What the CFPB's Move to Oversee Nonbank Auto Financers Really Means
The CFPB's move to regulate nonbank auto finance lenders is shaking up auto compliance. Here's what the new exam procedures mean for you.
5 Key Insights Every Compliance Officer Should Know
Here are 5 key insights about regulatory compliance that all compliance officers need to know and implement, highlighted at 2015's ABA compliance...
4 Emerging Compliance Themes Identified at Day 1 of the ABA RCC
Here are 4 emerging compliance themes, including HMDA Plus and fair banking, identified at the ABA's annual compliance conference.
5 Hot Compliance Topics to Explore at the Upcoming Compliance Conference
Here are 5 hot compliance topics we're looking forward to discussing at the upcoming regulatory compliance conference!
$200M Fair Lending Settlement Shows Why You Need to Know Your Numbers
A recent $200 million HUD settlement shows why you it's so important that financial institutions know their numbers for fair lending compliance.
CFPB Spotlights Future Priorities with Rulemaking Agenda Update
The CFPB's recently released rulemaking agenda highlights key areas of focus. Unsurprisingly, HMDA and TRID top the list.
3 Clear Ways to Limit Fair Lending Risk
We had a great time with the Indiana Bankers Association last week, and had interesting discussions about stereotypes and fair lending risk.
A Guide to the CFPB's 2015 Fair Lending Report
The CFPB's 2015 Fair Lending report provides some key lessons on HMDA, exceptions policy, auto lending, common violations, and more.
DOJ Delivers Reminders on Fair Lending Compliance & Discrimination
The DOJ's 2014 Annual ECOA Report shared these key reminders on fair lending compliance & discrimination for auto, mortgage, credit cards and unsecured con…
4 Basic HMDA Fair Lending Questions You Need to Answer
You need to answer these 4 basic questions as you analyze HMDA data, which we discussed at the Michigan Bankers Association BEST conference this week.
12 Compliance Recommendations on Auto Lending from a DOJ Settlement
The DOJ recently shared these 12 recommendations for indirect auto fair lending compliance, based on a recent settlement.
What We Learned about UDAAP & RESPA from Recent Settlements
Learn these important UDAAP and RESPA compliance lessons from recent CFPB settlements, or be doomed to repeat them!
Don't Let HMDA Data Fade in the Rearview
Now that your HMDA data has been filed, make sure that your data analysis doesn't fade into the rearview. Here are the key areas to explore.
9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA
Check out this blog that includes 7 fair lending exam triggers, plus more than 10 fair lending compliance best practices!