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Andy Barksdale

Andy Barksdale

Posts by Andy Barksdale

8 Common Fair Lending Compliance Myths - and the Realities!
CRA

8 Common Fair Lending Compliance Myths - and the Realities!

Here are the 8 Common Fair Lending Myths - and the Realities! Learn more and get this free download to reduce your Fair Lending risk today!

Jun 27, 2022 2 min read
9 Key Observations from the 2013 HMDA Data By The Numbers

9 Key Observations from the 2013 HMDA Data By The Numbers

The Federal Reserve recently released analysis of the 2013 HMDA data release. Here are 9 key observations from the HMDA data analysis.

Jul 24, 2020 4 min read
Compete with the CFPB for Complaints...It's Good Business!

Compete with the CFPB for Complaints...It's Good Business!

The CFPB is actively seeking consumer complaints - are you competing for access to those complaints from your consumers? You should be. Learn why.

Jun 29, 2016 5 min read
Beware Fair Lending Risks Associated with Second Reviews & Exceptions

Beware Fair Lending Risks Associated with Second Reviews & Exceptions

A recent HUD settlement highlights potential Fair Lending risks related to second reviews & exceptions. Learn about the agreement and our observations.

Jun 22, 2016 3 min read
5 Reasons to Smile About Regulatory Compliance

5 Reasons to Smile About Regulatory Compliance

If you are headed to San Diego for the ABA Regulatory Compliance Conference, please visit TRUPOINT in booth 415. Here are 5 things we're looking forward to…

Jun 9, 2016 2 min read
CFPB Annual Report Shines Light on Fair Lending

CFPB Annual Report Shines Light on Fair Lending

CFPB provides great insight into today's fair lending priorities (Mortgage, Indirect Auto, Credit Card, Small Business) and common tripwires.

May 25, 2016 4 min read
Limited English Proficiency & Consumer Compliance: Unpeeling the Onion

Limited English Proficiency & Consumer Compliance: Unpeeling the Onion

Limited English Proficiency (LEP) is an important consideration in Fair Lending compliance. Here, we'll share regulatory perspectives and our advice.

Mar 30, 2016 5 min read
A Quick Guide to the CFPB's Supervisory Highlights Report

A Quick Guide to the CFPB's Supervisory Highlights Report

The CFPB's Winter 2016 Supervisory Report provides valuable guidance and insight to lenders about their priorities and the direction of the industry.

Mar 22, 2016 3 min read
9 Regulatory Priorities for the Next 2 Years, from the CFPB

9 Regulatory Priorities for the Next 2 Years, from the CFPB

From consumer reporting to small business lending, here are 9 regulatory compliance priorities for the next 24 months that the CFPB outlined.

Mar 17, 2016 4 min read
$2.8M Redlining Settlement Impacts Community Banks

$2.8M Redlining Settlement Impacts Community Banks

A recent $2.8M HUD redlining settlement with a $350M bank highlights the need for strong redlining risk management system. Learn more here!

Mar 9, 2016 3 min read
Regulators Say Redlining & Pricing Risk are Fair Lending Hot Topics

Regulators Say Redlining & Pricing Risk are Fair Lending Hot Topics

Regulators shared top compliance risks in the 2015 Interagency Fair Lending Hot Topics webinar. Two of the biggest? Redlining and pricing risk.

Oct 20, 2015 3 min read
CFPB Turned High Beams on Auto Lending. Will Lenders See the Light?

CFPB Turned High Beams on Auto Lending. Will Lenders See the Light?

Learn regulatory guidance on dealer compensation based on three recent CFPB consent orders! Plus, get a free summary of the consent orders.

Oct 15, 2015 4 min read
Why You Need to Know Your Unique Demographics to Accurately Assess Your Fair Lending Risk

Why You Need to Know Your Unique Demographics to Accurately Assess Your Fair Lending Risk

Here's a free tool to help you better understand your fair lending risk, which will provide insight into your unique market demographics.

Aug 6, 2015 2 min read
CFPB-Honda Settlement Gives 3 Options for Fair Lending Compliance

CFPB-Honda Settlement Gives 3 Options for Fair Lending Compliance

The CFPB and DOJ allegedly identified discrimination in Honda's auto lending, which led to 3 regulator-approved approaches to dealer compensation.

Jul 21, 2015 3 min read
A Friendly Reminder about Responding to Direct Regulatory Guidance

A Friendly Reminder about Responding to Direct Regulatory Guidance

When you get direct regulatory guidance, here are the four steps you absolutely need to take - regardless of your institution's size.

Jul 1, 2015 3 min read
Supreme Court Upholds FHA's Disparate Impact Theory

Supreme Court Upholds FHA's Disparate Impact Theory

Today the Supreme Court upheld disparate impact theory. Here is a quick summary of the findings, as well as links to additional resources.

Jun 25, 2015 1 min read
What the CFPB's Move to Oversee Nonbank Auto Financers Really Means

What the CFPB's Move to Oversee Nonbank Auto Financers Really Means

The CFPB's move to regulate nonbank auto finance lenders is shaking up auto compliance. Here's what the new exam procedures mean for you.

Jun 23, 2015 3 min read
5 Key Insights Every Compliance Officer Should Know

5 Key Insights Every Compliance Officer Should Know

Here are 5 key insights about regulatory compliance that all compliance officers need to know and implement, highlighted at 2015's ABA compliance...

Jun 18, 2015 3 min read
4 Emerging Compliance Themes Identified at Day 1 of the ABA RCC

4 Emerging Compliance Themes Identified at Day 1 of the ABA RCC

Here are 4 emerging compliance themes, including HMDA Plus and fair banking, identified at the ABA's annual compliance conference.

Jun 15, 2015 2 min read
5 Hot Compliance Topics to Explore at the Upcoming Compliance Conference

5 Hot Compliance Topics to Explore at the Upcoming Compliance Conference

Here are 5 hot compliance topics we're looking forward to discussing at the upcoming regulatory compliance conference!

Jun 9, 2015 2 min read
$200M Fair Lending Settlement Shows Why You Need to Know Your Numbers

$200M Fair Lending Settlement Shows Why You Need to Know Your Numbers

A recent $200 million HUD settlement shows why you it's so important that financial institutions know their numbers for fair lending compliance.

Jun 2, 2015 4 min read
CFPB Spotlights Future Priorities with Rulemaking Agenda Update

CFPB Spotlights Future Priorities with Rulemaking Agenda Update

The CFPB's recently released rulemaking agenda highlights key areas of focus. Unsurprisingly, HMDA and TRID top the list.

May 27, 2015 2 min read
3 Clear Ways to Limit Fair Lending Risk

3 Clear Ways to Limit Fair Lending Risk

We had a great time with the Indiana Bankers Association last week, and had interesting discussions about stereotypes and fair lending risk.

May 19, 2015 3 min read
A Guide to the CFPB's 2015 Fair Lending Report

A Guide to the CFPB's 2015 Fair Lending Report

The CFPB's 2015 Fair Lending report provides some key lessons on HMDA, exceptions policy, auto lending, common violations, and more.

May 5, 2015 5 min read
DOJ Delivers Reminders on Fair Lending Compliance & Discrimination

DOJ Delivers Reminders on Fair Lending Compliance & Discrimination

The DOJ's 2014 Annual ECOA Report shared these key reminders on fair lending compliance & discrimination for auto, mortgage, credit cards and unsecured con…

Apr 28, 2015 2 min read
4 Basic HMDA Fair Lending Questions You Need to Answer

4 Basic HMDA Fair Lending Questions You Need to Answer

You need to answer these 4 basic questions as you analyze HMDA data, which we discussed at the Michigan Bankers Association BEST conference this week.

Apr 2, 2015 3 min read
12 Compliance Recommendations on Auto Lending from a DOJ Settlement

12 Compliance Recommendations on Auto Lending from a DOJ Settlement

The DOJ recently shared these 12 recommendations for indirect auto fair lending compliance, based on a recent settlement.

Mar 31, 2015 5 min read
What We Learned about UDAAP & RESPA from Recent Settlements

What We Learned about UDAAP & RESPA from Recent Settlements

Learn these important UDAAP and RESPA compliance lessons from recent CFPB settlements, or be doomed to repeat them!

Mar 24, 2015 3 min read
Don't Let HMDA Data Fade in the Rearview

Don't Let HMDA Data Fade in the Rearview

Now that your HMDA data has been filed, make sure that your data analysis doesn't fade into the rearview. Here are the key areas to explore.

Mar 13, 2015 1 min read
9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA

9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA

Check out this blog that includes 7 fair lending exam triggers, plus more than 10 fair lending compliance best practices!

Feb 26, 2015 4 min read