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3 Areas Successful Community Banks Are Investing in Tech Today

3 Areas Successful Community Banks Are Investing in Tech Today

Talent attraction and retention, fintech partnerships and ERM are top investments for forward-looking community banks

Feb 16, 2022 2 min read
Don't Risk a Broken Heart: Risk Assessing Valentine's Day Gifts

Don't Risk a Broken Heart: Risk Assessing Valentine's Day Gifts

Love is in the air and grocery stores are filled with heart-shaped boxes of chocolates. It must be Valentine’s Day. For many, this is a holiday

Feb 11, 2022 2 min read
4 Key Stages of Your HMDA Data's Yearly Lifecycle

4 Key Stages of Your HMDA Data's Yearly Lifecycle

All HMDA data goes through four key phases in its yearly lifecycle. Learn what those phases are, and best practice strategies to help...

Feb 2, 2022 5 min read
3 Reasons to Invest in an Employee Intranet

3 Reasons to Invest in an Employee Intranet

3 reasons to invest in an employee Intranet

Feb 1, 2022 3 min read
What Is Appraisal Bias and How Can My Financial Institution Avoid It?

What Is Appraisal Bias and How Can My Financial Institution Avoid It?

7 best practices to avoid discriminatory appraisals—and the risk of litigation and regulatory trouble that comes with them

Feb 1, 2022 5 min read
52 HMDA Filing Questions Answered by Compliance Experts

52 HMDA Filing Questions Answered by Compliance Experts

Our compliance experts answer questions about HMDA filing for your financial institution. 

Jan 26, 2022 24 min read
What Does the New Illinois CRA Law Mean for Mortgage Companies & Credit Unions?

What Does the New Illinois CRA Law Mean for Mortgage Companies & Credit Unions?

FAQ for Illinois state CRA law and top tips for CRA compliance

Jan 20, 2022 4 min read
Lessons Learned from an $8 Million BSA Civil Money Penalty

Lessons Learned from an $8 Million BSA Civil Money Penalty

Failing to include all four pillars of a strong BSA/AML compliance program is an expensive risk management mistake

Jan 19, 2022 4 min read
Board Members: Keep an Eye on Internal Controls

Board Members: Keep an Eye on Internal Controls

Conflicts of interest can lead to financial problems if board members don’t pay attention to risk management

Jan 18, 2022 3 min read
What Will You do if Your Compliance Officer Quits Tomorrow?

What Will You do if Your Compliance Officer Quits Tomorrow?

Shield your institution’s regulatory compliance hiring from the Great Resignation with compliance management that doesn’t quit.

Jan 13, 2022 4 min read
Regulatory Brief for December 2021: Recapping the Year and Preparing for 2022

Regulatory Brief for December 2021: Recapping the Year and Preparing for 2022

Overdraft fees, lending compliance, and data security are on the agencies’ radars for 2022

Jan 6, 2022 3 min read
How Will the New Cyber Incident Notification Rule Affect Your FI? 4 Steps to Update Your Institution’s Incident Response Plan

How Will the New Cyber Incident Notification Rule Affect Your FI? 4 Steps to Update Your Institution’s Incident Response Plan

FDIC, Fed & OCC rule on cybersecurity computer incidents requires notification within 36 hours

Jan 5, 2022 3 min read
The Top 10 Fair Lending Blog Posts of 2021

The Top 10 Fair Lending Blog Posts of 2021

HMDA, redlining, CRA and other fair lending risks for banks, credit unions, mortgage companies and fintechs.

Dec 28, 2021 3 min read
Helping Santa Save the Day with Business Continuity Management Best Practices

Helping Santa Save the Day with Business Continuity Management Best Practices

Rudolph the Red-Nosed Reindeer is a story about how our differences can be our strengths—but it’s also about business continuity management best practices.

Dec 23, 2021 3 min read
Is Your Commercial Lending Department Complying with Fair Lending Laws?

Is Your Commercial Lending Department Complying with Fair Lending Laws?

Self-evaluating commercial lending fair lending risk at banks and credit unions before Section 1071 implementation

Dec 22, 2021 3 min read
6 Steps for Complying with the FedLine Solutions Security and Resiliency Assurance Program (Plus a Bonus Tip!)

6 Steps for Complying with the FedLine Solutions Security and Resiliency Assurance Program (Plus a Bonus Tip!)

Wondering where to start with Fedline risk assessment? Risk assessment templates are built into Nrisk

Dec 15, 2021 3 min read
UDAAP: Not Just a Fair Lending Issue

UDAAP: Not Just a Fair Lending Issue

Make sure your financial institution is assessing and mitigating UDAAP risk 

Dec 14, 2021 2 min read
Regulatory News You Can Use: COVID-Related Regulations & Why Mortgage Companies Need to Start Worrying About CRA

Regulatory News You Can Use: COVID-Related Regulations & Why Mortgage Companies Need to Start Worrying About CRA

Regulatory change management news updates for credit unions, banks, and mortgage companies for November 2021

Dec 9, 2021 2 min read
4 Reasons to Get Risk Management Software that is Designed for Financial Institutions

4 Reasons to Get Risk Management Software that is Designed for Financial Institutions

The best risk management solutions for credit unions, banks, and mortgage companies are designed for financial institutions, one-size-fits-all...

Dec 7, 2021 3 min read
Connecting the Dots Between Strategy, Mission & Risk

Connecting the Dots Between Strategy, Mission & Risk

Risk management and strategic planning should support a financial institution’s mission, vision, and values.

Dec 1, 2021 3 min read
Contingency Planning Definition

Contingency Planning Definition

All businesses are vulnerable to some amount of risk. Make sure you understand this contingency plan definition which is key in effectively mitigating...

Nov 30, 2021 1 min read
3 Steps to Develop a Community Reinvestment Act (CRA) Complaint Management Program

3 Steps to Develop a Community Reinvestment Act (CRA) Complaint Management Program

How to make sure your community bank is catching CRA complaints suggesting evidence of redlining or other discriminatory practices

Nov 24, 2021 3 min read
Let’s Talk Turkey: Thanksgiving Day Risk Management

Let’s Talk Turkey: Thanksgiving Day Risk Management

A humorous look at risk mitigation strategies for Thanksgiving dinner disasters

Nov 23, 2021 4 min read
Ncontracts Acquires OnSemble Software from Passageways, Inc.

Ncontracts Acquires OnSemble Software from Passageways, Inc.

Ncontracts expands its comprehensive software that automates the development and updating of employee intranets for the financial services industry.

Nov 19, 2021 2 min read
What Will Examiners Look for in 2022? OCC Releases Supervisory Priorities 

What Will Examiners Look for in 2022? OCC Releases Supervisory Priorities 

Strategic and operational planning are key to risk management in 2022.

Nov 17, 2021 3 min read
How Many Vendors Should Your Financial Institution Have?

How Many Vendors Should Your Financial Institution Have?

The number of bank, credit union, and mortgage broker third-party vendors isn’t nearly as important as identifying them all.

Nov 16, 2021 2 min read
Regulatory News You Can Use: Briefing on LIBOR, the BSA/ransomware connection, and virtual currencies

Regulatory News You Can Use: Briefing on LIBOR, the BSA/ransomware connection, and virtual currencies

Insight into bank, credit union, and mortgage lending regulatory changes in October 2021.

Nov 4, 2021 2 min read
OCC reprimands bank for poor risk oversight, weak internal controls & repeat findings

OCC reprimands bank for poor risk oversight, weak internal controls & repeat findings

OCC says poor risk management can be an unsafe and unsound banking practice in recent enforcement action against Cenlar Bank.

Nov 2, 2021 3 min read
When Risk Gets Spooky - Risk Assessing Halloween Candy

When Risk Gets Spooky - Risk Assessing Halloween Candy

Ever thought about the risk of eating Halloween candy? Cool! Us, too. Here's a fun exercise in overthinking the risk you're about to thoroughly enjoy.

Oct 29, 2021 2 min read
CFPB, OCC & Justice Department Team Up for $9 Million Redlining Suit as Part “Vigorous” Fair Lending Enforcement Effort

CFPB, OCC & Justice Department Team Up for $9 Million Redlining Suit as Part “Vigorous” Fair Lending Enforcement Effort

Justice Department will “spare no resource” to ensure “vigorous” fair lending law enforcement, including a focus on redlining

Oct 27, 2021 5 min read