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Advanced Data And Ncontracts Develop Strategic Partnership

Advanced Data And Ncontracts Develop Strategic Partnership

Advanced Data Corporation (ADC), the leading provider of enhanced verification solutions to the mortgage industry, announced a strategic partnership...

Jul 23, 2021 2 min read
The Future of Vendor Management: What the Proposed Federal Third-Party Guidance Means for Your Bank

The Future of Vendor Management: What the Proposed Federal Third-Party Guidance Means for Your Bank

Risk Management aims for a unified approach to vendor management, integrating oversight and accountability.

Jul 22, 2021 3 min read
How Third-Party Oversight and Complaint Management Could Have Prevented an $11.5 Million UDAAP Enforcement Action—and What It Means for Your Vendor Management

How Third-Party Oversight and Complaint Management Could Have Prevented an $11.5 Million UDAAP Enforcement Action—and What It Means for Your Vendor Management

Poor vendor oversight, complaint management, and risk controls hurt consumers.

Jul 20, 2021 4 min read
7 Fair Lending Myths for Credit Unions

7 Fair Lending Myths for Credit Unions

Our compliance experts debunk some of the most common myths about fair lending compliance for credit unions.

Jul 16, 2021 3 min read
The CRA Examination Process Explained

The CRA Examination Process Explained

Our compliance experts discuss the 3 phases of a Community Reinvestment Act exam for financial institutions and provide guidance on how to prepare for...

Jul 14, 2021 4 min read
43 Questions and Answers Regarding the S.2155 HMDA Partial Exemption

43 Questions and Answers Regarding the S.2155 HMDA Partial Exemption

Questions about whether HMDA reporting under S.2155 HMDA Partial Exemption will affect your financial institution? We’ve got answers—and solutions.

Jul 13, 2021 14 min read
Regulatory Brief Highlights for June 2021: Rules from the Top, Fair Lending, and CFPB’s Busy Month

Regulatory Brief Highlights for June 2021: Rules from the Top, Fair Lending, and CFPB’s Busy Month

Regulators haven’t taken a summer break. Find out about the latest regulatory compliance updates on our podcast.

Jul 12, 2021 2 min read
Watch Out for These Common Fair Lending Violations

Watch Out for These Common Fair Lending Violations

MDA data errors and redlining are hot issues at the CFPB.

Jul 7, 2021 3 min read
4 Common TRID Violations Observed by the Federal Reserve

4 Common TRID Violations Observed by the Federal Reserve

Missing or inaccurate info on loan estimates and closing disclosures can lead to trouble.

Jul 6, 2021 2 min read
3 Common Errors to Avoid with Mortgage Call Reports

3 Common Errors to Avoid with Mortgage Call Reports

Filling out the wrong MCR, submitting late, and inaccurate data can cause NMLS licensing issues

Jul 1, 2021 2 min read
2020 HMDA Data: 5 Takeaways for 2021

2020 HMDA Data: 5 Takeaways for 2021

Insights into minority, low- and moderate-community mortgage lending.

Jun 30, 2021 2 min read
Mystery Solved: We Finally Know the Source of Wells Fargo’s Culture Problem

Mystery Solved: We Finally Know the Source of Wells Fargo’s Culture Problem

How poor board governance and risk management can hurt a financial institution.

Jun 29, 2021 4 min read
Beware Fair Lending Risk in Loan Originator Compensation Programs

Beware Fair Lending Risk in Loan Originator Compensation Programs

Loan originator compensation is a key source of fair lending risk. Proactive management of Regulation Z and fair lending compliance can help your FI avoid …

Jun 23, 2021 3 min read
3 Complaint Management Questions You Need to Be Asking

3 Complaint Management Questions You Need to Be Asking

 Does your bank, credit union, or mortgage company need a complaint management program?

Jun 22, 2021 2 min read
A Momentous Day in American History, A Challenge for Mortgage Compliance and Risk Management

A Momentous Day in American History, A Challenge for Mortgage Compliance and Risk Management

What mortgage lenders impacted by the new federal holiday, Juneteenth, need to be thinking about for business continuity and vendor management.

Jun 22, 2021 6 min read
Tennessean Names Ncontracts a Winner of the Middle Tennessee Area Top Workplaces 2021 Award

Tennessean Names Ncontracts a Winner of the Middle Tennessee Area Top Workplaces 2021 Award

Ncontracts has been awarded a Top Workplaces 2021 honor with CEO and founder, Michael Berman recognized for Executive Leadership by Tennessean Top...

Jun 21, 2021 2 min read
7 Ways to Analyze Your Data for Redlining Compliance Risk

7 Ways to Analyze Your Data for Redlining Compliance Risk

Regulators, public interest groups, and the media are analyzing your financial institution's data for redlining. You should be, too. 

Jun 16, 2021 5 min read
2021’s Hottest Risk Management Trends

2021’s Hottest Risk Management Trends

Is risk management at your financial institution keeping up with the times? Find out here.

Jun 15, 2021 1 min read
Ask the Auditors: Top Takeaways about Internal Auditing for Compliance and Risk Management

Ask the Auditors: Top Takeaways about Internal Auditing for Compliance and Risk Management

Top auditors discuss topics in compliance and risk management, including independence, examiners, and findings management.

Jun 10, 2021 3 min read
Regulatory Brief for May 2021: Mortgage forbearance, climate risk, and agency updates

Regulatory Brief for May 2021: Mortgage forbearance, climate risk, and agency updates

Ncontracts’ team of compliance experts led by Stephanie Lyon share the latest regulatory news and trends for May 2021 

Jun 9, 2021 3 min read
3 Ways to Identify Critical Vendors for your Financial Institution

3 Ways to Identify Critical Vendors for your Financial Institution

Are you making this critical vendor management policy mistake? It may be time to review your policies.

Jun 8, 2021 2 min read
Ncontracts Names Rafael DeLeon SVP of Industry Engagement

Ncontracts Names Rafael DeLeon SVP of Industry Engagement

Ncontracts Names Rafael DeLeon SVP of Industry Engagement

Jun 3, 2021 2 min read
DEI, Financial Education & the Role of Compliance: One Compliance Officer’s View

DEI, Financial Education & the Role of Compliance: One Compliance Officer’s View

 What diversity, equity, and inclusion means to one compliance officer

Jun 3, 2021 3 min read
Your CRA Exam Is Coming Up: Do You Have Enough Community Development Credit?

Your CRA Exam Is Coming Up: Do You Have Enough Community Development Credit?

What counts as Community Reinvestment Act (CRA) credit?

Jun 2, 2021 4 min read
How a Company Intranet can Improve Employee Efficiency by up to 30%

How a Company Intranet can Improve Employee Efficiency by up to 30%

A company intranet can serve as a time-saving, virtual workhorse by giving employees easy access to helpful tools and information.

Jun 1, 2021 2 min read
Vendor Management: Which ‘Friend’ Will Be There for You?

Vendor Management: Which ‘Friend’ Will Be There for You?

We thought we’d have a little fun with Friends by asking which Friend you’d hire for a vendor management role at your financial institution.

May 27, 2021 4 min read
 Six Common IT Exam Issues—and the Controls You Need to Address Them

 Six Common IT Exam Issues—and the Controls You Need to Address Them

The six most commons IT exam flaws, according to examiners

May 26, 2021 4 min read
Trends in Mortgage Complaints: What You Need to Know

Trends in Mortgage Complaints: What You Need to Know

Here’s what mortgage servicers need to know about the increasing number of mortgage complaints and how to handle them.

May 19, 2021 4 min read
How Banks and Credit Unions Can Maximize Fintech Partnerships

How Banks and Credit Unions Can Maximize Fintech Partnerships

What do FIs need to know before signing off on an operational technology fintech partnership? Here are 3 steps in creating efficiencies with fintechs.

May 18, 2021 3 min read
Ncontracts to Participate in First National ‘Mental Health Action Day’ to Drive People to Take a First Mental Health Action for Themselves or Others

Ncontracts to Participate in First National ‘Mental Health Action Day’ to Drive People to Take a First Mental Health Action for Themselves or Others

Ncontracts to Participate in First National ‘Mental Health Action Day’ to Drive People to Take a First Mental Health Action for Themselves or Others

May 17, 2021 2 min read