Fintech Due Diligence: A Nearly Exhaustive List of Documents
Insights on fintech partnerships for financial institutions, based on the latest guidance from the Federal Reserve, FDIC, and the OCC.
Ask the Author: Where Does Risk Management Go Wrong?
Strategic planning and risk management mistakes at financial institutions.
Ncontracts Challenges the Gartner Vendor Management Magic Quadrant
Ncontracts remains fully focused on developing functionality for financial services customers across the US.
Ncontracts Named to Gartner IT Vendor Risk Management Magic Quadrant
Company recognized for its strong set of industry skills and a deep understanding of the regulatory requirements and trends of financial services.
Regulatory Trend Spotting: AI & Innovation
How is artificial intelligence regulation emerging and evolving?
PPP Loan Audits: How to Proactively Address Regulatory and Litigation Risk
Assessing your PPP audit program to identify and address problems.
Ncontracts Again Recognized by Inc. Magazine as One of America’s Fastest Growing Companies
Leader in compliance and risk solutions recognized by Inc. Magazine for the third year in a row.
Regulatory Insight: Artificial Intelligence & Third-Party Risk
Highlights from a comment letter to federal banking agencies (CFPB, FDIC, Federal Reserve, NCUA, and OCC).
False Risk Management Narratives: Why the Spanish Flu, Roaring Twenties & Great Depression Don’t Mean What You Think They Do
When analyzing risk, it’s important to look beyond casual correlations and dig deeper into economic trends and historical examples.
A Change Management Reminder Courtesy of New, Temporary Mortgage Servicing Change
Keeping up with compliance change management means that mortgage lenders need to work smarter, not harder.
Is Your FI Thinking About Cryptocurrency? Here Are Key Risks to Consider
Cryptocurrency represents a significant opportunity for financial institutions to generate revenue with properly designed and executed products and...
The Good Enough Myth: How the “Swiss Army Knife” of Business Tools Can Fail You
Excel spreadsheets are not designed for enterprise risk management (ERM) and compliance. Learn about the right solution.
Regulators Are All About Fair Lending Enforcement—Including at Credit Unions
NCUA shares credit unions’ most common fair lending mistakes and violations.
7 Compliance & Risk Management Tips for Smaller Financial Institutions
How to make smaller community banks and credit unions more efficient and effective, so they can compete with larger financial institutions.
Advanced Data And Ncontracts Develop Strategic Partnership
Advanced Data Corporation (ADC), the leading provider of enhanced verification solutions to the mortgage industry, announced a strategic partnership...
The Future of Vendor Management: What the Proposed Federal Third-Party Guidance Means for Your Bank
Risk Management aims for a unified approach to vendor management, integrating oversight and accountability.
How Third-Party Oversight and Complaint Management Could Have Prevented an $11.5 Million UDAAP Enforcement Action—and What It Means for Your Vendor Management
Poor vendor oversight, complaint management, and risk controls hurt consumers.
7 Fair Lending Myths for Credit Unions
Our compliance experts debunk some of the most common myths about fair lending compliance for credit unions.
The CRA Examination Process Explained
Our compliance experts discuss the 3 phases of a Community Reinvestment Act exam for financial institutions and provide guidance on how to prepare for...
43 Questions and Answers Regarding the S.2155 HMDA Partial Exemption
Questions about whether HMDA reporting under S.2155 HMDA Partial Exemption will affect your financial institution? We’ve got answers—and solutions.
Regulatory Brief Highlights for June 2021: Rules from the Top, Fair Lending, and CFPB’s Busy Month
Regulators haven’t taken a summer break. Find out about the latest regulatory compliance updates on our podcast.
Watch Out for These Common Fair Lending Violations
MDA data errors and redlining are hot issues at the CFPB.
4 Common TRID Violations Observed by the Federal Reserve
Missing or inaccurate info on loan estimates and closing disclosures can lead to trouble.
3 Common Errors to Avoid with Mortgage Call Reports
Filling out the wrong MCR, submitting late, and inaccurate data can cause NMLS licensing issues
2020 HMDA Data: 5 Takeaways for 2021
Insights into minority, low- and moderate-community mortgage lending.
Mystery Solved: We Finally Know the Source of Wells Fargo’s Culture Problem
How poor board governance and risk management can hurt a financial institution.
Beware Fair Lending Risk in Loan Originator Compensation Programs
Loan originator compensation is a key source of fair lending risk. Proactive management of Regulation Z and fair lending compliance can help your FI avoid …
3 Complaint Management Questions You Need to Be Asking
Does your bank, credit union, or mortgage company need a complaint management program?
A Momentous Day in American History, A Challenge for Mortgage Compliance and Risk Management
What mortgage lenders impacted by the new federal holiday, Juneteenth, need to be thinking about for business continuity and vendor management.
Tennessean Names Ncontracts a Winner of the Middle Tennessee Area Top Workplaces 2021 Award
Ncontracts has been awarded a Top Workplaces 2021 honor with CEO and founder, Michael Berman recognized for Executive Leadership by Tennessean Top...