7 Key Fair Lending & UDAAP Reminders from the CFPB
7 key Fair Lending & UDAAP compliance lessons from the CFPB enforcement action with GE Capital Retail Bank.
The Cullen/Frost Merger Shows that Fair Lending Is Critical to Growth
The recent Cullen/Frost acquisition of WNB Bancshares proves that Fair Lending compliance and M&A due diligence are critical for expansion.
3 Key Topics of the ABA Regulatory Compliance Conference
See us at Booth 410 at ABA Regulatory Compliance Conference! Here are 3 key topics we'll be exploring.
Auto Lending's Dangerous Trio of Fair Lending Risk Factors
Auto Lending: Discretion on dealer markups, dealer compensation, and disparities in pricing are a dangerous trio of Fair Lending risk factors
5 Elements of Exception Policies Needed for Fair Lending Compliance
The recent CFPB Supervisory Highlights report shows the importance of a strong CMS, particularly loan exception management policies.
5 Tips to Avoid Being Prioritized for a CFPB Fair Lending Exam
The CFPB's recent Fair Lending report outlined their exam prioritization policies. Here are 5 factors they assess, and how to avoid prioritization.
CFPB’s Latest Fair Lending Report Provides Compliance Insight, Advice
The CFPB's recent Fair Lending report offers compliance insight and advice to lenders who will listen. Here are 5 CFPB Insights and 3 Key Takeaways.
April Compliance News by the Numbers: 7 Important Stats
April Lending Compliance News: 7 important stats about compliance, community banks, the CFPB, and more.
4 Steps Best Practice Organizations Will Take After Filing HMDA
Free Fair Lending Report and 4 Steps To Take After Filing HMDA Data to Enhance Regulatory Compliance Program.
How Benchmarking Data Will Enhance Your HMDA Reporting
Benchmarking data can improve understanding of your loan data and HMDA reporting. Do you know how your HMDA data compares?
CFPB Announces 3 New HMDA Exemption Threshold & Reminder on MSAs
The CFPB released the revised asset-size exemption threshold for depository institutions under Regulation C (which implements HMDA) for 2014.
3 Fair Lending Settlements Provide 5 Industry Reminders
The compliance regulators telegraph five fair lending tips through recent DOJ settlements. How does your institution's compliance program stack up?
3 Steps to a Proficient Risk Assessment
A compliance risk assessment helps focus the financial institution on the most important areas of risk. The common three steps are outlined.
Survive the Compliance Tsunami - Examiner Insights on Risk Assessments
The best way to deal with compliance is to prioritize. The best way to prioritize is with a risk assessment. Are you properly assessing your risk?
4.5 Fair Lending Trip Wires for Auto Financing
Auto lending is the third largest credit market in the US. Review the Fair Lending Trip Wires and how to assess your institution's risk.
3 Fair Lending Exams Defined - Which is Your Flavor?
The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?
60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!
HMDA data is made public every September. Review 5 simple data points to assess your Fair Lending Risk.
7 Levels of Fair Lending Training Success - How Do You Compare?
Compare your existing fair lending training program to the industry's best practices. Use the self-assessment tool to compare your current standing.
5 Settlements, 1 Lesson on Fair Lending Risk and Maternity Leave
This is the one lesson you need to know about maternity leave-related Fair Lending complex, as illustrated by five recent settlements.
CFPB Declares Data-Centric Future with New Strategy. Are You Ready?
CFPB is quickly moving into a data-centric world as evidenced by their strategic plan. Is your compliance management program ready?
4 Fair Lending Best Practices - Proactively Address Risk
The four fair lending best practices outlined by the NCUA: Written Policies; Regular Risk Assessments; Consistent Monitoring; Stay Current.
CFPB Provides Warning on Indirect Lending - You Have Been Deputized!
CFPB provides financial institutions warning and guidance in regards to indirect lending. Is it fair to deputize banks to manage fair lending?
10 Questions for Third-Party Compliance
The financial institution's senior management must actively manage third-party relationships. Here are 10 quick questions to gauge your risk.
4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending
CFPB looks forward, uses disparate impact theory to fight discrimination and enforce fair lending.
Recent Fair Lending Settlement and Community Banks: 3 Conclusions
Texas Champion Bank settles Fair Lending complaint regarding consumer lending to Hispanics.
Compliance Alert: HUD Creates Standard on Discriminatory Effect
HUD formalizes national standard for using disparate impact rule to determine if discriminatory behavior exists in fair lending reviews.
7 New Rules from the CFPB - Are You Ready? (2 of 3)
An overview of the new Mortgage Servicing Rule and Appraisals for Higher-Priced Mortgage Loans (HPMLs) from the CFPB.
7 New Rules from the CFPB - Are You Ready? (1 of 3)
7 new mortgage lending rule additions/changes from the CFPB that compliance officers and bank leadership must understand.
New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?
An overview of the new Ability-to-Pay rule and the key eight points lenders can employ.
The 5 Most Popular Compliance Articles from 2012
The top 5 fair lending takeaways from TRUPOINT Partners' most popular articles in 2012.