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Banking-as-a-Service (BaaS) Explained

Banking-as-a-Service (BaaS) Explained

Many community financial institutions embrace BaaS and fintech partnerships to remain competitive. What are the risks and rewards of these relationships?

Oct 11, 2023 5 min read
October 2023 Regulatory Update: CFPB news, cannabis banking, more fair lending litigation, and a few final rules

October 2023 Regulatory Update: CFPB news, cannabis banking, more fair lending litigation, and a few final rules

Get the latest regulatory compliance news, updates, and insights from Ncontracts. News about the CFPB, fair lending litigation, and final rules you can’t a…

Oct 4, 2023 4 min read
DOJ Settles $9 Million Redlining Suit with Bank

DOJ Settles $9 Million Redlining Suit with Bank

How does your financial institution manage unintentional redlining? Regulators require data that demonstrates HDMA compliance.

Oct 4, 2023 5 min read
Disaster Recovery Planning for Banks & Credit Unions

Disaster Recovery Planning for Banks & Credit Unions

Does your bank or credit union have a rock-solid disaster recovery plan in place? Discover what you can do to protect your critical systems and infrastruct…

Sep 28, 2023 4 min read
How to Write a Comment Letter on a Regulatory Proposal

How to Write a Comment Letter on a Regulatory Proposal

What should you do when a new regulatory proposal unnecessarily burdens your FI? Learn how to track upcoming rules and write a comment letter.

Sep 21, 2023 5 min read
Expert Q&A: What Is a Risk Appetite Statement?

Expert Q&A: What Is a Risk Appetite Statement?

What goes into a strong risk appetite statement? An experienced risk management professional shows you what financial institutions get right – and wrong.

Sep 19, 2023 5 min read
7 Banking Buzzwords You Need to Know

7 Banking Buzzwords You Need to Know

What are the banking buzzwords that you need to know? Join us as we explore the world of green finance, digital banking disruptors, and AI agitators.

Sep 15, 2023 5 min read
September Regulatory Update: The CFPB and 1071 plus lots of enforcement news

September Regulatory Update: The CFPB and 1071 plus lots of enforcement news

Ncontracts’ September Regulatory update covers recent regulatory news and trends including CFPB, 1071 small business data, enforcement actions, lawsuits, a…

Sep 12, 2023 5 min read
72% of Banks and Credit Unions Prioritize Compliance When Evaluating Fintechs, According to Ncontracts Survey

72% of Banks and Credit Unions Prioritize Compliance When Evaluating Fintechs, According to Ncontracts Survey

72% of banks and credit unions prioritize compliance when evaluating fintech partnerships, according to a recent survey by Ncontracts. Cybersecurity, retur…

Sep 12, 2023 3 min read
Risk Management: Key Performance Indicators in Banking

Risk Management: Key Performance Indicators in Banking

What is a risk management KPI in banking? Why do financial institutions need KPIs? Learn how to align strategic goals with KPIs to boost the bottom line.

Sep 8, 2023 5 min read
Ncontracts Endorsed by The Georgia Bankers Association

Ncontracts Endorsed by The Georgia Bankers Association

Ncontracts has been officially endorsed by the Georgia Bankers Association for its Risk Performance Management (RPM) Suite.

Sep 7, 2023 2 min read
3 Things Compliance Officers Should Do to Prepare for an Exam

3 Things Compliance Officers Should Do to Prepare for an Exam

We'll share 3 actions the best compliance officers take, and 6 steps for Fair Lending exam prep. If you have an upcoming exam, you need to read this.

Sep 7, 2023 4 min read
Emerging Risks in Banking 2023

Emerging Risks in Banking 2023

What does the survey data tell us about the emerging risks in banking? Does your financial institution face the same risks?

Sep 5, 2023 5 min read
What Banks Crossing $1 Billion in Assets Need to Know

What Banks Crossing $1 Billion in Assets Need to Know

Banks crossing the $1 billion threshold need to think about a lot more than FDICIA requirements. Risk management and internal controls should be on your ra…

Aug 31, 2023 5 min read
Managing Risks Like An Astronaut

Managing Risks Like An Astronaut

Discover NASA’s risk matrix. How does your financial institution assess and manage risk? What can we learn from America’s space agency assessment of risk?

Aug 29, 2023 6 min read
Creating a Vendor Board Package

Creating a Vendor Board Package

Tips for creating the best vendor board package for your financial institution’s board of directors.

Aug 23, 2023 4 min read
Recent Trends in Fair Lending Compliance

Recent Trends in Fair Lending Compliance

The DOJ is bringing Fair Lending Lawsuits against financial institutions. Is your institution prepared? Read more about recent trends in fair lending compl…

Aug 22, 2023 5 min read
Social Media Risk Assessment for Banks and Credit Unions

Social Media Risk Assessment for Banks and Credit Unions

Does your bank or credit union have a process for assessing and responding to social media risk? How to mitigate social media risk in a post-SVB world

Aug 21, 2023 6 min read
Ncontracts Strengthens Cybersecurity Posture with Best-in-Class Certifications

Ncontracts Strengthens Cybersecurity Posture with Best-in-Class Certifications

Ncontracts has successfully completed its SSAE 18 audit distinguishing its adherence to the latest standards for Service Organization Controls (SOC).

Aug 17, 2023 2 min read
Ncontracts Named to Inc. 5000 List for Fifth Consecutive Year

Ncontracts Named to Inc. 5000 List for Fifth Consecutive Year

Ncontracts, the leading provider of integrated compliance and risk management solutions to the financial industry, has been named to the Inc. 5000 list.

Aug 16, 2023 2 min read
August 2023 Regulatory Brief: Enforcement Actions and the Future of the CFPB & 1071

August 2023 Regulatory Brief: Enforcement Actions and the Future of the CFPB & 1071

Regulatory compliance updates for August 2023 including multi-million-dollar enforcement actions against banks, litigation against 1071 and the CFPB, and a…

Aug 9, 2023 4 min read
Is Your FI’s Contingency Funding Plan Exam Ready?

Is Your FI’s Contingency Funding Plan Exam Ready?

Prepare your bank’s contingency funding plan (CFP) for increased regulatory scrutiny of liquidity and asset-liability management with expert tips from a ri…

Aug 7, 2023 3 min read
Top 6 Reasons to Attend Ngage 2023

Top 6 Reasons to Attend Ngage 2023

Wow your institution with your risk and compliance knowledge. Learn from industry experts and test drive our solutions at Ngage in Nashville this October.

Aug 7, 2023 3 min read
Inside the CFPB Fair Lending Report 2023

Inside the CFPB Fair Lending Report 2023

Find out the latest fair lending violations across the agencies and where they’ll be looking next as we share highlights of the CFPB Fair Lending Report.

Jul 26, 2023 4 min read
Third-Party Risk Management 101: Is It Easier to Have Less or More Vendor Types?

Third-Party Risk Management 101: Is It Easier to Have Less or More Vendor Types?

The surprising reason why more third-party vendor types actually creates less work for your financial institution – and what it means for risk management

Jul 18, 2023 3 min read
What is a Third-Party Vendor?

What is a Third-Party Vendor?

What is a third-party vendor? How do you manage risk for third and fourth-party vendors? Here’s what your financial institution needs to know to comply.

Jul 17, 2023 4 min read
Service-Level Agreements (SLAs) for Bank Vendor Management

Service-Level Agreements (SLAs) for Bank Vendor Management

Do your vendor contracts contain service-level agreements (SLAs)? SLAs guarantee performance and protect your financial institution from risk.

Jul 12, 2023 5 min read
Ncontracts Launches Nstitute, an Online Training Program to Earn Nstitute Certified Vendor Management Professional (NCVMP) Certification

Ncontracts Launches Nstitute, an Online Training Program to Earn Nstitute Certified Vendor Management Professional (NCVMP) Certification

Ncontracts Launches Nstitute, an Online Training Program to Earn Nstitute Certified Vendor Management Professional (NCVMP) Certification

Jul 11, 2023 1 min read
July 2023 Regulatory Brief: Third-Party Guidance, Fair Lending & Consumer Compliance Violations and the Road Ahead

July 2023 Regulatory Brief: Third-Party Guidance, Fair Lending & Consumer Compliance Violations and the Road Ahead

Regulatory compliance updates and news for financial institutions for July 2023 including new guidance proposals, and enforcement actions and settlements.

Jul 6, 2023 3 min read
Vendor Due Diligence for Banks

Vendor Due Diligence for Banks

Does your bank manage vendor risk? Don’t leave your institution and customers exposed. Choose the industry’s best vendor management solution.

Jul 6, 2023 12 min read