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The Tennessean Names Ncontracts a Top Workplace for Third Consecutive Year

The Tennessean Names Ncontracts a Top Workplace for Third Consecutive Year

Ncontracts has been named a Top Workplace in Middle Tennessee by The Tennessean for a third year in a row.

Jun 27, 2023 2 min read
ESG and Vendor Risk Management: What You Need to Know

ESG and Vendor Risk Management: What You Need to Know

Insights on the evolving role of ESG vendor risk management, including regulatory requirements for banks, credit unions, and other financial institutions

Jun 20, 2023 2 min read
What is a Third Party?

What is a Third Party?

What is a third party? How does a 3rd party help organizations succeed? What are the potential downsides of working with a third party?

Jun 15, 2023 7 min read
What Is Regulatory Change Management at Financial Institutions?

What Is Regulatory Change Management at Financial Institutions?

The six steps to an efficient, repeatable change management process at banks, credit unions, mortgage lenders, and fintechs

Jun 15, 2023 6 min read
Q&A: What Does Innovation Look Like?

Q&A: What Does Innovation Look Like?

Find out how one innovative community bank CEO in Minnesota tripled the size of his bank by serving fintechs while balancing innovation, risk and complianc…

Jun 15, 2023 4 min read
Regulatory Brief for May 2023

Regulatory Brief for May 2023

1071, enforcement actions, and the consequences of “persistent weaknesses”

Jun 12, 2023 4 min read
Third-Party Service Providers and Vendor Management: What Banks Need to Know About New Guidance

Third-Party Service Providers and Vendor Management: What Banks Need to Know About New Guidance

New third-party service provider (TPSP) vendor management guidance for banks from the OCC, FDIC and Fed

Jun 9, 2023 5 min read
Ncontracts Congratulates David Hales, Chairman and CEO of Global Innovations Bank, For Being Named an Innovator of the Year Finalist by American Banker

Ncontracts Congratulates David Hales, Chairman and CEO of Global Innovations Bank, For Being Named an Innovator of the Year Finalist by American Banker

Ncontracts today congratulates Dave Hales, Chairman and CEO of Global Innovations Bank, for his selection as a finalist for American Banker’s Innovator of…

Jun 8, 2023 3 min read
Key Risk Indicators for Banks, Credit Unions and Other Financial Institutions

Key Risk Indicators for Banks, Credit Unions and Other Financial Institutions

Improve your operations at ease. Here're the top examples of key risk indicators (KRIs) for banks to improve risk management.

Jun 1, 2023 6 min read
Ncontracts and CBANC Release New Report:  “The State of GRC: How Financial Institutions Are Navigating Today’s Risk and Compliance Challenges”

Ncontracts and CBANC Release New Report:  “The State of GRC: How Financial Institutions Are Navigating Today’s Risk and Compliance Challenges”

New report reveals latest risk and compliance trends, and provides valuable insights to guide financial institutions in their decision-making processes.

Jun 1, 2023 2 min read
Expert Q&A: What You Need to Know Before Software Implementation

Expert Q&A: What You Need to Know Before Software Implementation

Software implementation sets the stage for success. Here are key factors financial institutions should consider for risk management and compliance software

May 25, 2023 5 min read
GRC Satisfaction Levels Revealed: Is Your FI Leading or Lagging?

GRC Satisfaction Levels Revealed: Is Your FI Leading or Lagging?

GRC survey reveal banks and credit union GRC trends, strategies, staffing, and exam experiences, including compliance trends and risk management trends

May 23, 2023 2 min read
Compliance Strategy: Does Your Policy Need a Tune-Up?

Compliance Strategy: Does Your Policy Need a Tune-Up?

Signs your financial institution’s policy may be due for a tune-up and other big-picture policy management issues related to your regulatory compliance pla…

May 18, 2023 2 min read
Section 1071 Data Collection: What Is “Reasonably Designed?”

Section 1071 Data Collection: What Is “Reasonably Designed?”

Ncontracts answers your questions about reasonably designed procedures for Section 1071 small business data collection procedures and timing

May 16, 2023 3 min read
Artificial Intelligence (AI) and Risk Management Controls: How to Protect Your Financial Institution

Artificial Intelligence (AI) and Risk Management Controls: How to Protect Your Financial Institution

How to build an AI risk management control environment at banks, credit unions, mortgage companies and fintechs. Ncontracts can help with that.

May 11, 2023 5 min read
What Is an API and How Can It Help My Financial Institution?

What Is an API and How Can It Help My Financial Institution?

A Finance API FAQ that helps banks, credit unions and other financial institutions understand API’s benefits and use cases.

May 4, 2023 3 min read
Changing Census Tracts and the Impact on Your Fair Lending Analysis

Changing Census Tracts and the Impact on Your Fair Lending Analysis

Changes to census tracts from the 2020 census can impact your Community Reinvestment Act (CRA), redlining, and other fair lending analytics.

May 2, 2023 3 min read
Consumer Fair Lending Analysis - What's in a Name?

Consumer Fair Lending Analysis - What's in a Name?

Examiners are conducting Fair Lending comparative analysis using “surrogates” to assign gender and ethnicity.

Apr 27, 2023 2 min read
Expert Q&A: How to Assess Vendor’s Data Recovery Capabilities

Expert Q&A: How to Assess Vendor’s Data Recovery Capabilities

Data recovery advice for financial institutions outsourcing to third parties and how to manage these vendors

Apr 25, 2023 4 min read
Risk Management Controls in Banking

Risk Management Controls in Banking

Risk management controls intimidate many bankers, but they are easier to understand and implement than you think. Find out the different types and uses.

Apr 18, 2023 6 min read
Regulatory Update for March 2023: Final 1071 Rule, SVB's Failure, and Junk Fees

Regulatory Update for March 2023: Final 1071 Rule, SVB's Failure, and Junk Fees

March 2023 was a whirlwind of regulatory compliance news for financial institutions, including the CFPB’s final rule for Section 1071 of the Dodd-Frank Act…

Apr 11, 2023 2 min read
Regulatory Update April 2023: 1071 support, zombie mortgages, and a $30 million Wells Fargo settlement

Regulatory Update April 2023: 1071 support, zombie mortgages, and a $30 million Wells Fargo settlement

Regulatory updates for April 2023 include 1071 support, zombie mortgages, and a $30 million Wells Fargo settlement.

Apr 5, 2023 2 min read
What Is Compliance Risk Management?

What Is Compliance Risk Management?

Compliance risk management, especially when implemented with software, protects financial institutions from financial penalties and reputational risk

Apr 4, 2023 8 min read
Are You an Aggressive Risk Taker? The Answer Might Surprise You

Are You an Aggressive Risk Taker? The Answer Might Surprise You

Ignoring risk management is aggressively risky. If you don't engage in risk management, you don't know your financial institution's risk exposure.

Mar 28, 2023 4 min read
Expert Q&A: How to Build a Risk Assessment

Expert Q&A: How to Build a Risk Assessment

Advice for building a risk assessment from a former bank risk officer

Mar 21, 2023 6 min read
Redlining Enforcement in 2023 Already Cost Banks $40 million

Redlining Enforcement in 2023 Already Cost Banks $40 million

Redlining enforcement is heating up. Here are best practices to avoid and correct unintentional redlining.

Mar 20, 2023 3 min read
How Community Bankers Demonstrate Resilience

How Community Bankers Demonstrate Resilience

Resilience and calm win the day for community bankers responding to SVB’s failure

Mar 17, 2023 3 min read
Third-Party Provider Data Breaches: 3 Lessons Learned

Third-Party Provider Data Breaches: 3 Lessons Learned

Tips for managing and mitigating third-party data breaches at financial institutions

Mar 9, 2023 4 min read
Regulatory Brief for February 2023: Court cases, RESPA and Junk Fees

Regulatory Brief for February 2023: Court cases, RESPA and Junk Fees

Stay updated on financial regulations with expert analysis from attorneys and compliance professionals, including insights on the CFPB.

Mar 8, 2023 3 min read
How to Tell Your HMDA Data Story

How to Tell Your HMDA Data Story

HMDA data story best practices – everything from data collection and analysis to board reporting

Mar 2, 2023 4 min read