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What Happens in New York Doesn't Stay in New York

What Happens in New York Doesn't Stay in New York

How does this help your institution? If any of your vendors have clients in New York state, it should easily be able to provide your institution with

Mar 2, 2017 1 min read
Does Vendor Size Matter?

Does Vendor Size Matter?

Some institutions try to simplify vendor management by picking the biggest vendor in each category. Going big, however, is not always the safest option.

Feb 27, 2017 1 min read
9 Fair Lending Compliance Training Essentials [Free Checklist]

9 Fair Lending Compliance Training Essentials [Free Checklist]

Training is a critical part of any Fair Lending compliance management program. Here are 9 essentials of Fair Lending training, plus a free checklist!

Feb 23, 2017 4 min read
DOJ Rings in 2017 with Redlining Actions Against Community Banks

DOJ Rings in 2017 with Redlining Actions Against Community Banks

The DOJ welcomed 2017 with Redlining actions directed at three banks. Learn more about those recent actions, plus a few tips for managing your Redlining ri…

Jan 26, 2017 3 min read
10 Most Popular Smart Compliance Blog Posts of 2016

10 Most Popular Smart Compliance Blog Posts of 2016

In case you missed any of the most popular blogs of 2016, here they are, rounded up just for you! We've also linked to some of the most popular free resour…

Dec 29, 2016 3 min read
When Natural Disasters Become Customer Relationship Disasters

When Natural Disasters Become Customer Relationship Disasters

Customers don’t want to hear that a data center across the country flooded, a cyberattack overwhelmed systems or a piece of equipment failed. In their eyes

Dec 29, 2016 2 min read
Why You Need to Focus on Cybersecurity Risk Now

Why You Need to Focus on Cybersecurity Risk Now

Rather than lump cyber risk in with other categories, it’s important for banks and credit unions to directly address this risk with their critical vendor

Dec 27, 2016 2 min read
Compliance Risk - Avoid Vendor Compliance Failures by Properly Assessing Risk

Compliance Risk - Avoid Vendor Compliance Failures by Properly Assessing Risk

Compliance risk is one of the 10 biggest vendor risks facing FIs—and the reason why FIs need to know the whats, hows and whens of its vendors’

Dec 19, 2016 3 min read
Credit Risk - You’ll Take the Blame If Your Vendor Doesn’t Have the Credit

Credit Risk - You’ll Take the Blame If Your Vendor Doesn’t Have the Credit

See the definition of credit risk.

Dec 7, 2016 1 min read
5 Redlining Risks Your Compliance Team Can't Afford to Ignore in 2017

5 Redlining Risks Your Compliance Team Can't Afford to Ignore in 2017

The regulators have sent a clear signal in 2016: Redlining is a focal point. Here are 5 Redlining risks your compliance team can't afford to ignore in 2017…

Dec 1, 2016 4 min read
5 Fatal Flaws That Will Destroy Your Fair Lending Compliance Program

5 Fatal Flaws That Will Destroy Your Fair Lending Compliance Program

Over the years, we've noticed these 5 fatal flaws that can jeopardize your Fair Lending risk management and catch the regulators' attention. Learn more tod…

Nov 17, 2016 4 min read
Community Action Groups Pressure Banks with Fair Lending Data Analysis

Community Action Groups Pressure Banks with Fair Lending Data Analysis

Community action groups are taking the lead of regulators and using Fair Lending data analysis to put pressure on local lenders. Here's how to defend yours…

Oct 13, 2016 4 min read
Regulators Use Mystery Shoppers for $10.6M Fair Lending & Redlining Settlement

Regulators Use Mystery Shoppers for $10.6M Fair Lending & Redlining Settlement

The CFPB is now using mystery shoppers to identify Fair Lending and Redlining risk, resulting in a recent $10.6M settlement. Learn about this new...

Aug 19, 2016 3 min read
Ncontracts Appoints Tom Bell to Board of Directors

Ncontracts Appoints Tom Bell to Board of Directors

This week Ncontracts, a leading provider of risk management and vendor management to the financial services industry, announced Tom Bell as its newest addi…

Aug 11, 2016 1 min read
5 Basics of Strong Fair Lending Compliance Management in 5 Minutes

5 Basics of Strong Fair Lending Compliance Management in 5 Minutes

Fair Lending compliance can be complex, but there are 5 basic elements that any strong compliance management system should have. See how yours compares!

Jul 21, 2016 2 min read
Compete with the CFPB for Complaints...It's Good Business!

Compete with the CFPB for Complaints...It's Good Business!

The CFPB is actively seeking consumer complaints - are you competing for access to those complaints from your consumers? You should be. Learn why.

Jun 29, 2016 5 min read
Beware Fair Lending Risks Associated with Second Reviews & Exceptions

Beware Fair Lending Risks Associated with Second Reviews & Exceptions

A recent HUD settlement highlights potential Fair Lending risks related to second reviews & exceptions. Learn about the agreement and our observations.

Jun 22, 2016 3 min read
CFPB Annual Report Shines Light on Fair Lending

CFPB Annual Report Shines Light on Fair Lending

CFPB provides great insight into today's fair lending priorities (Mortgage, Indirect Auto, Credit Card, Small Business) and common tripwires.

May 25, 2016 4 min read
Community Bankers of Michigan expands its endorsement of Ncontracts

Community Bankers of Michigan expands its endorsement of Ncontracts

Community Bankers of Michigan announces an expansion of their partnership with Ncontracts.

May 4, 2016 1 min read
Community Bankers Association of Ohio Expands Partnership with Ncontracts

Community Bankers Association of Ohio Expands Partnership with Ncontracts

Community Bankers Association of Ohio announces an expansion of their partnership with Ncontracts.

Apr 7, 2016 1 min read
Tennessee Bankers Association Endorses Ncontracts Risk Management Solutions

Tennessee Bankers Association Endorses Ncontracts Risk Management Solutions

Tennessee Bankers Association Endorses Ncontracts Risk Management Solutions

Apr 4, 2016 1 min read
Limited English Proficiency & Consumer Compliance: Unpeeling the Onion

Limited English Proficiency & Consumer Compliance: Unpeeling the Onion

Limited English Proficiency (LEP) is an important consideration in Fair Lending compliance. Here, we'll share regulatory perspectives and our advice.

Mar 30, 2016 5 min read
A Quick Guide to the CFPB's Supervisory Highlights Report

A Quick Guide to the CFPB's Supervisory Highlights Report

The CFPB's Winter 2016 Supervisory Report provides valuable guidance and insight to lenders about their priorities and the direction of the industry.

Mar 22, 2016 3 min read
9 Regulatory Priorities for the Next 2 Years, from the CFPB

9 Regulatory Priorities for the Next 2 Years, from the CFPB

From consumer reporting to small business lending, here are 9 regulatory compliance priorities for the next 24 months that the CFPB outlined.

Mar 17, 2016 4 min read
$2.8M Redlining Settlement Impacts Community Banks

$2.8M Redlining Settlement Impacts Community Banks

A recent $2.8M HUD redlining settlement with a $350M bank highlights the need for strong redlining risk management system. Learn more here!

Mar 9, 2016 3 min read
ICBA Endorses Ncontracts As New Preferred Service Provider of Vendor Management Solutions

ICBA Endorses Ncontracts As New Preferred Service Provider of Vendor Management Solutions

ICBA Endorses Ncontracts As New Preferred Service Provider of Vendor Management Solutions

Mar 7, 2016 1 min read
Kentucky Bankers Association Expands Endorsement of Ncontracts

Kentucky Bankers Association Expands Endorsement of Ncontracts

Kentucky Bankers Association Expands Endorsement of Ncontracts

Feb 19, 2016 1 min read
CFPB Interprets Statute of Limitations & Other Stories Every Compliance Officer Needs to Read

CFPB Interprets Statute of Limitations & Other Stories Every Compliance Officer Needs to Read

These are three developing compliance stories that all compliance officers need to know. You won't want to miss this!

Feb 4, 2016 4 min read
This is How We Guarantee Compliance Success for Our Clients

This is How We Guarantee Compliance Success for Our Clients

Ever wondered what TRUPOINT does, why we do it, and how we add value? Here's some detail on our approach to compliance analysis and consulting.

Jan 21, 2016 3 min read
A Brief Review of Recent News Shows Redlining Risk is Red-Hot

A Brief Review of Recent News Shows Redlining Risk is Red-Hot

This survey of recent redlining news shows that it's a compliance priority for the regulators, and will continue to be a focal point in 2016.

Dec 8, 2015 4 min read