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Recent Fair Lending Settlement and Community Banks: 3 Conclusions

Recent Fair Lending Settlement and Community Banks: 3 Conclusions

Texas Champion Bank settles Fair Lending complaint regarding consumer lending to Hispanics.

Feb 26, 2013 3 min read
7 New Rules from the CFPB - Are You Ready? (1 of 3)

7 New Rules from the CFPB - Are You Ready? (1 of 3)

7 new mortgage lending rule additions/changes from the CFPB that compliance officers and bank leadership must understand.

Jan 28, 2013 5 min read
New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?

New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?

An overview of the new Ability-to-Pay rule and the key eight points lenders can employ.

Jan 10, 2013 6 min read
The 5 Most Popular Compliance Articles from 2012

The 5 Most Popular Compliance Articles from 2012

The top 5 fair lending takeaways from TRUPOINT Partners' most popular articles in 2012.

Jan 3, 2013 2 min read
How to Avoid the Pitfalls Hiding in Your HMDA Data

How to Avoid the Pitfalls Hiding in Your HMDA Data

Here's 3 tips for how banks and lenders nationwide can avoid Fair Lending pitfalls.

Feb 27, 2012 1 min read
Faring Well in Your Fair Lending Exam

Faring Well in Your Fair Lending Exam

Before any exam ever begins, your institution should conduct its own fair lending risk assessment.

Jun 29, 2011 2 min read
Lending Disparity In Minority Neighborhoods Drives Data Analysis

Lending Disparity In Minority Neighborhoods Drives Data Analysis

Lending disparities will drive regulatory data analysis to evaluate Fair Lending compliance. Are you analyzing your data? You should be!

May 26, 2011 1 min read
Fair Lending and Reverse Redlining... Can Banks Ever Win?
CRA

Fair Lending and Reverse Redlining... Can Banks Ever Win?

Prior to the mortgage crisis, regulators forced banks to market mortgages to poor minorities with weak credit. Now banks are being persecuted for those loa…

May 23, 2011 1 min read