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Fair Lending Enforcement Is Heating Up: Avoid These 3 Mistakes

Fair Lending Enforcement Is Heating Up: Avoid These 3 Mistakes

It’s been a busy summer for fair lending compliance enforcement. Both the CFPB and the Justice Department have been cracking down on Fair Lending...

Aug 12, 2020 4 min read
Fair Lending FAQs: Small Businesses & the Paycheck Protection Program

Fair Lending FAQs: Small Businesses & the Paycheck Protection Program

The Paycheck Protection Program (PPP) has proven a more-than challenging endeavor for financial institutions.

Jun 3, 2020 3 min read
Fair Lending in the Time of COVID: Trends from the CFPB & OCC

Fair Lending in the Time of COVID: Trends from the CFPB & OCC

We may be weary from living it and reading about it, but COVID-19 continues to impact every aspect of everyday life—including fair lending...

May 5, 2020 2 min read
COVID-19 Update: CFPB Postpones HMDA Data Collection

COVID-19 Update: CFPB Postpones HMDA Data Collection

As financial institutions scramble to maintain operations and aid customers and members as COVID-19 continues to spread, the Consumer Financial Protection …

Mar 30, 2020 2 min read
Coronavirus, HMDA, and Doing the Next Right Thing

Coronavirus, HMDA, and Doing the Next Right Thing

As we struggle with disruption and uncertainty, as the coronavirus upends the routines of our lives, it’s natural to feel overwhelmed and unsure...

Mar 18, 2020 3 min read
CFPB Offers New Category of Guidance with “Compliance Aids”

CFPB Offers New Category of Guidance with “Compliance Aids”

The Consumer Financial Protection Bureau (CFPB) has historically provided an array of compliance resources including, compliance...

Feb 5, 2020 2 min read
Is HMDA for Small Business on Its Way?

Is HMDA for Small Business on Its Way?

Regulatory agencies have been emphasizing the importance of a strong and effective CMS. Find out four ways to streamline your CMS.

Dec 11, 2019 4 min read
9 Reasons Why We Are Thankful For Compliance Officers

9 Reasons Why We Are Thankful For Compliance Officers

Here are 9 reasons we are thankful for compliance officers! Thank you, compliance officers, for everything you do.

Oct 2, 2019 3 min read
15 Key Insights from the CFPB Fair Lending Report [Part Two]

15 Key Insights from the CFPB Fair Lending Report [Part Two]

Check out the second half of our two-part series on the CFPB's 2018 Fair Lending Report. If you have to comply with Fair Lending, this post is for you.

Aug 21, 2019 8 min read
2 Key Elements of a Successful Compliance Management System from the CFPB

2 Key Elements of a Successful Compliance Management System from the CFPB

Learn the two essential components of any successful Compliance Management System (CMS) to ensure that your financial institutions is in shape.

Jul 17, 2019 3 min read
How To Prepare for the Public HMDA Data Release Next Month

How To Prepare for the Public HMDA Data Release Next Month

More HMDA data will be publicly released in May 2019. This data has more depth and may spark additional Fair Lending scrutiny. Learn how to prepare today!

Apr 24, 2019 5 min read
Your Quick Guide to the 2018 HMDA Data Changes

Your Quick Guide to the 2018 HMDA Data Changes

If you're a HMDA reporter, you need to read this post. Learn all about recent regulatory updates to the HMDA disclosure final rule, which will...

Jan 23, 2019 6 min read
11+ Banking Compliance Resources You'll Need in 2019
CRA

11+ Banking Compliance Resources You'll Need in 2019

Here are 11 valuable compliance resources you'll want to bookmark and you prepare for compliance success. As the days and months pass, we will be...

Jan 9, 2019 4 min read
$11.8M UDAAP Compliance Settlement Highlights Regulatory Priorities

$11.8M UDAAP Compliance Settlement Highlights Regulatory Priorities

Do you know your UDAAP compliance risk? For all types of financial service providers, UDAAP risk management remains a focal point...

Dec 12, 2018 4 min read
Complaints Management

Complaints Management

Complaints management means dealing with customer complaints in a compliant, appropriate and systematic manner. The complaint management system

Oct 31, 2018 1 min read
Do You Qualify for the HMDA Small Filer Exemption?
CRA

Do You Qualify for the HMDA Small Filer Exemption?

If HMDA compliance is a priority for you, you need to know the details of the CFPB's HMDA Small Filer partial exemption...

Sep 12, 2018 8 min read
A Handy Guide to the Leading Names & Faces in Banking Compliance Today

A Handy Guide to the Leading Names & Faces in Banking Compliance Today

Learn the names and faces of the individuals leading the banking compliance conversation. With this knowledge, you'll have a better sense for the who's who…

Jul 18, 2018 9 min read
Mythbusting 5 Rumors About the Dodd-Frank Rollback

Mythbusting 5 Rumors About the Dodd-Frank Rollback

In this piece, we’ll take a look at five “myths” about the so-called HMDA rollback that we’ve heard circulating amongst our friends, colleagues, customers,…

Jun 27, 2018 6 min read
7 Quick HMDA Compliance Videos to Watch & Share

7 Quick HMDA Compliance Videos to Watch & Share

With the prospect of 2017 HMDA LAR being released as soon as next week, on April 1, HMDA and Fair Lending remain top priorities...

Mar 27, 2018 2 min read
7 Banking and Finance Headlines You May Have Missed in the Madness of March

7 Banking and Finance Headlines You May Have Missed in the Madness of March

Here are the top headlines in the banking and compliance world for the month of March 2018.

Mar 21, 2018 9 min read
7 Essential Steps Now That You've Filed Your 2017 HMDA LAR
CRA

7 Essential Steps Now That You've Filed Your 2017 HMDA LAR

In this post, you'll find out what's on the compliance horizon, and what you can do about it. In addition, you'll also get access to a free post-HMDA...

Mar 14, 2018 7 min read
5 Financial and Banking Headlines You May Have Missed This January
CRA

5 Financial and Banking Headlines You May Have Missed This January

Here are 5 trends in finance and banking that you may have missed. From CFPB updates to CRA, we'll share some news and what it means for you.

Jan 31, 2018 7 min read
Answers to 5 Basic FAQs about the Final HMDA Rule
CRA

Answers to 5 Basic FAQs about the Final HMDA Rule

Learn the answers to some of the most frequently asked questions about the Final HMDA Rule that you may be asking. You'll also get access to our HMDA...

Jan 24, 2018 3 min read
How to Use the CFPB's New HMDA Data Tool for the First Time

How to Use the CFPB's New HMDA Data Tool for the First Time

The CFPB is expected to release their HMDA data submission tool in the upcoming months. In this post, we'll discuss how to use the new HMDA Platform...

Sep 6, 2017 5 min read
Redlining Analysis Remains a Top Priority for Regulators & Raises These 5 Questions

Redlining Analysis Remains a Top Priority for Regulators & Raises These 5 Questions

Regulators continue to prioritize Redlining compliance. In this post, you will learnwhy they say data analysis is essential for Redlining risk management.

Jul 13, 2017 6 min read
Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

The CFPB has proposed changes to Reg. B and is looking for input from mortgage lenders. Read to learn about the proposal and how to submit your response!

Apr 13, 2017 4 min read
CFPB Just Issued their Largest-Ever HMDA Fine

CFPB Just Issued their Largest-Ever HMDA Fine

The CFPB issued a $1.75M fine for HMDA reporting issues, their largest-ever for this kind of violation. Learn more about the fine and improve HMDA...

Mar 16, 2017 3 min read
3 Fair Lending Focal Points for the CFPB in 2017

3 Fair Lending Focal Points for the CFPB in 2017

The CFPB recently released their top Fair Lending compliance priorities for 2017. Here they are - and why it matters to you, even if they aren't your regul…

Dec 22, 2016 2 min read
CFPB Annual Report Shines Light on Fair Lending

CFPB Annual Report Shines Light on Fair Lending

CFPB provides great insight into today's fair lending priorities (Mortgage, Indirect Auto, Credit Card, Small Business) and common tripwires.

May 25, 2016 4 min read
9 Keys for a Successful Fair Lending Compliance Management Program

9 Keys for a Successful Fair Lending Compliance Management Program

Developing a strong Fair Lending compliance management program can be difficult. Here are the 9 key elements of a strong compliance program!

Feb 18, 2016 3 min read