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9 Risk Management Failures That Led to Charges Under NY’s Cyber Law

9 Risk Management Failures That Led to Charges Under NY’s Cyber Law

Risk management failures exposing private customer data lead to charges of a title company based in Nebraska under NY's cyber law.

Aug 6, 2020 3 min read
COVID-19 Loan Relief: 3 Risk Management & Fair Lending Tips

COVID-19 Loan Relief: 3 Risk Management & Fair Lending Tips

Financial institutions have been working with borrowers struggling as a result of the COVID-19 pandemic. Here are 3 risk management and fair lending tips.

Aug 5, 2020 3 min read
Improve Your Audit Plan With 5 Key Risk Management Principles

Improve Your Audit Plan With 5 Key Risk Management Principles

It can be hard to figure out where an audit plan should begin. Here are five key risk management principles to focus on to improve your audit plan.

Jul 28, 2020 2 min read
4 Ways to Improve Risk Management When Risk Is High

4 Ways to Improve Risk Management When Risk Is High

Risk management is an active and ongoing process. Here are four ways to improve risk management when risks are high.

Jul 23, 2020 3 min read
Which Hamilton Character Is Your Right-Hand Man?

Which Hamilton Character Is Your Right-Hand Man?

Take this fun quiz to find out which Hamilton character would be your right-hand risk manager.

Jul 21, 2020 1 min read
Third-Party Vendors & Compliance Risk: 10 High-Risk Compliance Situations

Third-Party Vendors & Compliance Risk: 10 High-Risk Compliance Situations

That’s the situation financial institutions face when a third-party vendor acting on behalf of the bank doesn’t comply with laws and regulations.

Jun 18, 2020 3 min read
4 Ways To Use Complaint Data To Improve Risk Management

4 Ways To Use Complaint Data To Improve Risk Management

They serve as warning signs when there is a problem with your financial institution’s compliance and risk management programs.

Jun 16, 2020 3 min read
FFIEC: Risk Management Is Essential To Safe & Sound Cloud Computing

FFIEC: Risk Management Is Essential To Safe & Sound Cloud Computing

From the model used to risk appetite and the complexity of a financial institution’s operations, FIs need to understand how their specific cloud-computing

May 5, 2020 2 min read
The New COVID-19 Risk Environment: Reassessing Risk

The New COVID-19 Risk Environment: Reassessing Risk

Risk has always been a part of banking. But today, with the spread of COVID-19 wreaking havoc on customers, the economy, and how we live and do business,

Apr 17, 2020 3 min read
Examiners Want to Know: Does Your CMS Ensure Consumer Protection & Compliance?

Examiners Want to Know: Does Your CMS Ensure Consumer Protection & Compliance?

Preventing consumer harm is among the top goals of financial regulators. That goal is best accomplished with streamlined CMS.

Apr 13, 2020 2 min read
CU Broadcast Interview Michael Berman on Third-Party Risk and COVID-19

CU Broadcast Interview Michael Berman on Third-Party Risk and COVID-19

That’s the question Mike Lawson from CU Broadcast had for Ncontracts CEO and Founder Michael Berman.

Apr 1, 2020 1 min read
Covid-19 Risk Management: Balancing CRA & Fair Lending
CRA

Covid-19 Risk Management: Balancing CRA & Fair Lending

The Federal Reserve Board, the FDIC, and the Office of the Comptroller of the Currency encourage financial institutions to work with affected customers

Mar 23, 2020 3 min read
FinCEN Hits Chief Risk Officer with $450k Penalty

FinCEN Hits Chief Risk Officer with $450k Penalty

Michael LaFontaine got nailed because he was responsible for overseeing U.S. Bank’s compliance programs.

Mar 18, 2020 4 min read
FDIC Updates RMS Manual: What Does That Mean for Risk Management at Your FI

FDIC Updates RMS Manual: What Does That Mean for Risk Management at Your FI

Compliance isn’t just about following rules. It’s about thoughtfully managing risk.

Mar 16, 2020 3 min read
Leap Year: What Risk Management & Compliance Tasks Would You Tackle with One Extra Day?

Leap Year: What Risk Management & Compliance Tasks Would You Tackle with One Extra Day?

That’s right, it’s Leap Year once again, and February 29th is happening for the first time in four years.

Feb 27, 2020 3 min read
Are You Making Risk Management Decisions with Your Heart or Your Head?

Are You Making Risk Management Decisions with Your Heart or Your Head?

Whether we want to accept it or not, every person carries her own background and experiences into risk management decisions.

Feb 13, 2020 3 min read
Gryphon Investors Acquires Ncontracts, A Leader in Integrated Risk Management Software for the Financial Industry

Gryphon Investors Acquires Ncontracts, A Leader in Integrated Risk Management Software for the Financial Industry

Gryphon Investors Acquires Ncontracts, A Leader in Integrated Risk Management Software for the Financial Industry

Jan 23, 2020 1 min read
Heightened Cybersecurity Risk – Is Your FI Prepared?

Heightened Cybersecurity Risk – Is Your FI Prepared?

Cybersecurity is always a top concern for financial institutions, but now supervisory agencies are warning financial institutions that cyberattacks are an

Jan 21, 2020 3 min read
When Customers Invite Third-Party Risk

When Customers Invite Third-Party Risk

In a world where consumers are often willing to trade privacy for convenience, even banking passwords are no longer sacrosanct.

Jan 9, 2020 4 min read
Fourth-Party Risk: What Your Institution Has in Common with a Presidential Campaign

Fourth-Party Risk: What Your Institution Has in Common with a Presidential Campaign

Fourth-party risk is the risk created when a third-party vendor subcontracts to another vendor. Good vendor management is essential for limiting this

Jan 7, 2020 2 min read
Fintech Risk Management & the Fed

Fintech Risk Management & the Fed

Which financial institutions do the best job managing fintech relationships? See what the Fed has to say about fintech risk management.

Dec 31, 2019 2 min read
Fed Strategies for Managing Fair Lending Risks of Digital Redlining
CRA

Fed Strategies for Managing Fair Lending Risks of Digital Redlining

The Community Reinvestment Act (CRA), the OCC and the FDIC finally released their proposed rulemaking for the regulation’s first overhaul in 25 years.

Dec 31, 2019 2 min read
Ncontracts Recognized as a Challenger in the Gartner Magic Quadrant for IT Vendor Risk Management Tools

Ncontracts Recognized as a Challenger in the Gartner Magic Quadrant for IT Vendor Risk Management Tools

Ncontracts announced that it has been positioned by Gartner, Inc. in the Challengers quadrant of the Magic Quadrant for IT Vendor Risk Management Tools

Dec 12, 2019 2 min read
OCC: Lack of Risk Management Leads to Enforcement Actions

OCC: Lack of Risk Management Leads to Enforcement Actions

Lack of appropriate governance, oversight, and risk management systems and controls are the leading cause of enforcement actions according to the OCC.

Dec 12, 2019 3 min read
How to Control the Financial Risk of a Data Breach

How to Control the Financial Risk of a Data Breach

How much does a data breach cost? Understanding the costs can help your financial institution mitigate the financial risks of a data breach.

Dec 5, 2019 3 min read
The Difference Between Data Privacy and Security

The Difference Between Data Privacy and Security

Data privacy and security has been getting a lot of press as the industry looks ahead to when the new consumer privacy law takes effect January 1.

Dec 3, 2019 2 min read
Don’t Fear Artificial Intelligence: A Primer for AI in Risk & Compliance Management (Part 1)

Don’t Fear Artificial Intelligence: A Primer for AI in Risk & Compliance Management (Part 1)

Does the phrase “AI in risk and compliance management" conjure up images of robots taking over the world—or worse yet, replacing

Nov 21, 2019 5 min read
Risk Management Aids Prep for Risk-Focused Exams

Risk Management Aids Prep for Risk-Focused Exams

Risk management helps financial institutions anticipate and guard against all kinds of risks. But did you know it can also help prepare for exams?

Nov 7, 2019 3 min read
A Risk Assessor Origin Story Courtesy of Stephen King’s IT

A Risk Assessor Origin Story Courtesy of Stephen King’s IT

Movies are chockfull of superhero origin stories, but what about us regular risk management folks?

Oct 31, 2019 4 min read
Quiz Time! How Did You Get Your Start in Banking?

Quiz Time! How Did You Get Your Start in Banking?

Risk management starts at the top, but bankers typically start at the bottom.

Sep 27, 2019 1 min read