Navigating Compliance Challenges: Lessons from Credit Union Enforcement Actions
Learn from the mistakes of credit unions and explore how your financial institution can mitigate risk and elevate your compliance program.
The Redlining Wake-Up Call: Lessons for Mortgage Lenders
Mortgage lenders must take action to address redlining risks and ensure fair lending practices to avoid severe penalties. Learn more.
8 Red Flags Indicating Potential Fair Lending Risk
When assessing Fair Lending risk, it’s not just what your FI is doing, but what it’s not doing. These 8 red flags may indicate potential Fair Lending risk.
Court Says CFPB Can Act Against Lenders that Disparage Prospective Applicants
CFPB fair lending authority increases with court ruling ECOA includes protections for prospective credit applicants. Learn how this impacts you.
Credit Union Examiners to CEOs: Fair Lending Exams are Coming!
Credit unions need to pay attention to fair lending. Examiners will be – and the media is too. Here’s what you need to do.
Fair Lending 2024: Top 7 Takeaways
What does your financial institution need to understand about fair lending compliance in 2024? Let's revisit our January webinar and find out.
Mapping and Fair Lending: How the Agencies Use Your HMDA Data
The Agencies told us they use maps to prove redlining. Tell your HMDA compliance story visually with fair lending analytics mapping tools.
3 Things Compliance Officers Should Do to Prepare for an Exam
We'll share 3 actions the best compliance officers take, and 6 steps for Fair Lending exam prep. If you have an upcoming exam, you need to read this.
Inside the CFPB Fair Lending Report 2023
Find out the latest fair lending violations across the agencies and where they’ll be looking next as we share highlights of the CFPB Fair Lending Report.
Regulatory Compliance in 2023: We Answer Your Top 5 Questions
Regulatory compliance experts help you get exam ready and talk about the top 8 areas examiners will be looking at
Lending Compliance Q&A for Lenders
Lenders are focused on bringing in and closing loans, but they are also responsible for compliance. Here are some Q&As to help stay focused and compliant.
Are Your Written Lending Policies Keeping Pace with the Economic Environment?
Banks, credit unions, and mortgage companies need to reassess lending policies, including fair lending, in an evolving economic environment
The 8 Steps to Scoping a Fair Lending Compliance Exam
The Fair Lending exam procedures starts with these steps. Determine the areas of focus for your next risk assessment or exam.
8 Common Fair Lending Compliance Myths - and the Realities!
Here are the 8 Common Fair Lending Myths - and the Realities! Learn more and get this free download to reduce your Fair Lending risk today!
Is Your FI Complying with Fair Lending Laws? - Leverage Analytics
Is your financial institution complying with Fair Lending laws? It’s a deceptively simple question with a complicated answer.
Fair Lending Analysis: 3 Methods for Determining Borrower Race & Ethnicity
When examiners look at your loan portfolio for fair lending, they want to see how your financial institution performed across different races and...
Reputation Risk & the Consequences of Lending Discrimination: A True Story
Allegations of lending discrimination can get you in trouble with regulatory agencies, along with reputation risk and other consequences.
Supervisory Highlights: What We Can Learn from Others to Avoid Getting in Trouble
Here're the top highlights to know more about the landscape, make changes to be uncriticised, and view your business. Read the article to know more.
The Cost of Non-Compliance: Lending Compliance Edition
From tens of thousands to millions of dollars, the cost of non-compliance can be painfully high.
What is a Fair Lending Compliance Management System (CMS)?
Now is the time for institutions to strengthen fair lending compliance management systems (CMS), including fair lending programs that ensure compliance.
Let Me Tell You a Story
Let us tell you a story about a bank that works hard to comply with fair lending laws to be there for the people of Far, Far Away.
New Redlining Suit: Are You Making the Same Mistake as Redfin?
Redlining made news again when the NFHA and other fair housing organizations filed a suit against Redfin, an online real estate service.
What Went Wrong? CFPB Fines Bank $200,000 for HMDA Errors
This week we bring you a reminder that the CFPB could fine your bank $200,000 for HMDA data errors.
HMDA Data Scrubbing FAQ
Here are the answers to your most frequently asked questions about HMDA data scrubbing.
3 Ways to Use Consumer Complaints to Manage Lending Compliance Risk
Here are three ways financial institutions can use consumer complaint management to reduce compliance risk when it comes to fair lending.
CFPB Proposals on Small Business Data Collection
Understanding how the CFPB may implement sec 1071 of Dodd-Frank can help your FI make strategic decisions when it comes to small business data collection.
Fed Releases Community Reinvestment Act (CRA) Modernization Proposal
After a long deliberation, the Federal Reserve released its Advanced Notice of Proposed Rulemaking (ANPR) for the Community Reinvestment Act this week.
CFPB Sues Debt Collectors: Are You Making the Same Compliance Mistakes?
The CFPB sued debt collectors and debt buyers for making compliance mistakes that allegedly violated the CFPA and FDCPA.
How to Avoid Accidental Lending Bias During the Mortgage Boom
Avoid accidental lending bias during this time when home mortgage refinancing demand is at a record high and lenders are working at a frenzied pace.
CFPB Fines Mortgage Company $150,000 for Deceiving Veterans: What Went Wrong?
CFPB fines a California-based mortgage company $150,000 after sending veterans mailers with misleading or deceptive statements.