4.5 Fair Lending Trip Wires for Auto Financing
Auto lending is the third largest credit market in the US. Review the Fair Lending Trip Wires and how to assess your institution's risk.
3 Fair Lending Exams Defined - Which is Your Flavor?
The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?
60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!
HMDA data is made public every September. Review 5 simple data points to assess your Fair Lending Risk.
CFPB Declares Data-Centric Future with New Strategy. Are You Ready?
CFPB is quickly moving into a data-centric world as evidenced by their strategic plan. Is your compliance management program ready?
4 Fair Lending Best Practices - Proactively Address Risk
The four fair lending best practices outlined by the NCUA: Written Policies; Regular Risk Assessments; Consistent Monitoring; Stay Current.
CFPB Provides Warning on Indirect Lending - You Have Been Deputized!
CFPB provides financial institutions warning and guidance in regards to indirect lending. Is it fair to deputize banks to manage fair lending?
10 Questions for Third-Party Compliance
The financial institution's senior management must actively manage third-party relationships. Here are 10 quick questions to gauge your risk.
4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending
CFPB looks forward, uses disparate impact theory to fight discrimination and enforce fair lending.
Recent Fair Lending Settlement and Community Banks: 3 Conclusions
Texas Champion Bank settles Fair Lending complaint regarding consumer lending to Hispanics.
7 New Rules from the CFPB - Are You Ready? (2 of 3)
An overview of the new Mortgage Servicing Rule and Appraisals for Higher-Priced Mortgage Loans (HPMLs) from the CFPB.
7 New Rules from the CFPB - Are You Ready? (1 of 3)
7 new mortgage lending rule additions/changes from the CFPB that compliance officers and bank leadership must understand.
New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?
An overview of the new Ability-to-Pay rule and the key eight points lenders can employ.
The 5 Most Popular Compliance Articles from 2012
The top 5 fair lending takeaways from TRUPOINT Partners' most popular articles in 2012.
7 Reg B Violations: Compare Your Fair Lending Compliance Program
The 7 most common Reg B (Fair Lending) violations as reported by the regulators. How does your program compare?
CFPB Stands Firm on Fair Lending and Disparate Impact
CFPB says it will use all means to pursue lenders whose practices discriminate against consumers, including disparate impact.
GFI's Fair Lending Lawsuit Underscores “Beware-the-Double-D” Warning
The Fair Lending lawsuit filed last week against GFI Mortgage Bankers is a reminder that Fair Lending compliance isn't just for banks.
Fair Lending Reviews Are Now Part of Every Compliance & CRA Exam
Examiners now conduct a fair-lending exam in conjunction with every compliance exam and CRA exam. Are you analyzing you risk?
Fair Lending Importance Underscored by Attorney General at Judiciary Hearing
Compliance officers who haven’t yet committed to a comprehensive fair-lending compliance program may want to consider the issue from the perspective of Ass…
How to Avoid the Pitfalls Hiding in Your HMDA Data
Here's 3 tips for how banks and lenders nationwide can avoid Fair Lending pitfalls.
A Timely Reminder Via the $25 Billion Mortgage Relief Settlement
After months of negotiation, the details on the $25 billion relief settlement are still not fully understood and will likely take weeks to gain clarity.
Bank Compliance Must Adjust Their Sails
TruPoint Partners is busy adjusting our corporate sails to capture the winds of change for the sole purpose of serving you better.
Please Respond Mr. Geithner
TruPoint Partners celebrates the fact that the Financial Services committee sees that community banks and credit unions are over-burdened and need relief.
Faring Well in Your Fair Lending Exam
Before any exam ever begins, your institution should conduct its own fair lending risk assessment.
Lending Disparity In Minority Neighborhoods Drives Data Analysis
Lending disparities will drive regulatory data analysis to evaluate Fair Lending compliance. Are you analyzing your data? You should be!
Fair Lending and Reverse Redlining... Can Banks Ever Win?
Prior to the mortgage crisis, regulators forced banks to market mortgages to poor minorities with weak credit. Now banks are being persecuted for those loa…