<img src="https://ws.zoominfo.com/pixel/pIUYSip8PKsGpxhxzC1V" width="1" height="1" style="display: none;">
4.5 Fair Lending Trip Wires for Auto Financing

4.5 Fair Lending Trip Wires for Auto Financing

Auto lending is the third largest credit market in the US. Review the Fair Lending Trip Wires and how to assess your institution's risk.

Aug 8, 2013 3 min read
3 Fair Lending Exams Defined - Which is Your Flavor?

3 Fair Lending Exams Defined - Which is Your Flavor?

The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?

Jul 30, 2013 2 min read
60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!

60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!

HMDA data is made public every September. Review 5 simple data points to assess your Fair Lending Risk.

Jul 23, 2013 3 min read
CFPB Declares Data-Centric Future with New Strategy. Are You Ready?

CFPB Declares Data-Centric Future with New Strategy. Are You Ready?

CFPB is quickly moving into a data-centric world as evidenced by their strategic plan. Is your compliance management program ready?

Apr 18, 2013 3 min read
4 Fair Lending Best Practices - Proactively Address Risk

4 Fair Lending Best Practices - Proactively Address Risk

The four fair lending best practices outlined by the NCUA: Written Policies; Regular Risk Assessments; Consistent Monitoring; Stay Current.

Apr 9, 2013 2 min read
CFPB Provides Warning on Indirect Lending - You Have Been Deputized!

CFPB Provides Warning on Indirect Lending - You Have Been Deputized!

CFPB provides financial institutions warning and guidance in regards to indirect lending. Is it fair to deputize banks to manage fair lending?

Mar 26, 2013 4 min read
10 Questions for Third-Party Compliance

10 Questions for Third-Party Compliance

The financial institution's senior management must actively manage third-party relationships. Here are 10 quick questions to gauge your risk.

Mar 19, 2013 4 min read
4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending

4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending

CFPB looks forward, uses disparate impact theory to fight discrimination and enforce fair lending.

Mar 5, 2013 3 min read
Recent Fair Lending Settlement and Community Banks: 3 Conclusions

Recent Fair Lending Settlement and Community Banks: 3 Conclusions

Texas Champion Bank settles Fair Lending complaint regarding consumer lending to Hispanics.

Feb 26, 2013 3 min read
7 New Rules from the CFPB - Are You Ready? (2 of 3)

7 New Rules from the CFPB - Are You Ready? (2 of 3)

An overview of the new Mortgage Servicing Rule and Appraisals for Higher-Priced Mortgage Loans (HPMLs) from the CFPB.

Jan 29, 2013 4 min read
7 New Rules from the CFPB - Are You Ready? (1 of 3)

7 New Rules from the CFPB - Are You Ready? (1 of 3)

7 new mortgage lending rule additions/changes from the CFPB that compliance officers and bank leadership must understand.

Jan 28, 2013 5 min read
New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?

New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?

An overview of the new Ability-to-Pay rule and the key eight points lenders can employ.

Jan 10, 2013 6 min read
The 5 Most Popular Compliance Articles from 2012

The 5 Most Popular Compliance Articles from 2012

The top 5 fair lending takeaways from TRUPOINT Partners' most popular articles in 2012.

Jan 3, 2013 2 min read
7 Reg B Violations: Compare Your Fair Lending Compliance Program

7 Reg B Violations: Compare Your Fair Lending Compliance Program

The 7 most common Reg B (Fair Lending) violations as reported by the regulators. How does your program compare?

Dec 17, 2012 3 min read
CFPB Stands Firm on Fair Lending and Disparate Impact

CFPB Stands Firm on Fair Lending and Disparate Impact

CFPB says it will use all means to pursue lenders whose practices discriminate against consumers, including disparate impact.

Apr 19, 2012 1 min read
GFI's Fair Lending Lawsuit Underscores “Beware-the-Double-D” Warning

GFI's Fair Lending Lawsuit Underscores “Beware-the-Double-D” Warning

The Fair Lending lawsuit filed last week against GFI Mortgage Bankers is a reminder that Fair Lending compliance isn't just for banks.

Apr 9, 2012 1 min read
Fair Lending Reviews Are Now Part of Every Compliance & CRA Exam

Fair Lending Reviews Are Now Part of Every Compliance & CRA Exam

Examiners now conduct a fair-lending exam in conjunction with every compliance exam and CRA exam. Are you analyzing you risk?

Mar 26, 2012 2 min read
Fair Lending Importance Underscored by Attorney General at Judiciary Hearing

Fair Lending Importance Underscored by Attorney General at Judiciary Hearing

Compliance officers who haven’t yet committed to a comprehensive fair-lending compliance program may want to consider the issue from the perspective of Ass…

Mar 13, 2012 1 min read
How to Avoid the Pitfalls Hiding in Your HMDA Data

How to Avoid the Pitfalls Hiding in Your HMDA Data

Here's 3 tips for how banks and lenders nationwide can avoid Fair Lending pitfalls.

Feb 27, 2012 1 min read
A Timely Reminder Via the $25 Billion Mortgage Relief Settlement

A Timely Reminder Via the $25 Billion Mortgage Relief Settlement

After months of negotiation, the details on the $25 billion relief settlement are still not fully understood and will likely take weeks to gain clarity.

Feb 14, 2012 1 min read
Bank Compliance Must Adjust Their Sails
CRA

Bank Compliance Must Adjust Their Sails

TruPoint Partners is busy adjusting our corporate sails to capture the winds of change for the sole purpose of serving you better.

Sep 14, 2011 1 min read
Please Respond Mr. Geithner
CRA

Please Respond Mr. Geithner

TruPoint Partners celebrates the fact that the Financial Services committee sees that community banks and credit unions are over-burdened and need relief.

Sep 12, 2011 1 min read
Faring Well in Your Fair Lending Exam

Faring Well in Your Fair Lending Exam

Before any exam ever begins, your institution should conduct its own fair lending risk assessment.

Jun 29, 2011 2 min read
Lending Disparity In Minority Neighborhoods Drives Data Analysis

Lending Disparity In Minority Neighborhoods Drives Data Analysis

Lending disparities will drive regulatory data analysis to evaluate Fair Lending compliance. Are you analyzing your data? You should be!

May 26, 2011 1 min read
Fair Lending and Reverse Redlining... Can Banks Ever Win?
CRA

Fair Lending and Reverse Redlining... Can Banks Ever Win?

Prior to the mortgage crisis, regulators forced banks to market mortgages to poor minorities with weak credit. Now banks are being persecuted for those loa…

May 23, 2011 1 min read