4 Key Stages of Your HMDA Data's Yearly Lifecycle
All HMDA data goes through four key phases in its yearly lifecycle. Learn what those phases are, and best practice strategies to help...
What Went Wrong? CFPB Fines Bank $200,000 for HMDA Errors
This week we bring you a reminder that the CFPB could fine your bank $200,000 for HMDA data errors.
HMDA Data Scrubbing FAQ
Here are the answers to your most frequently asked questions about HMDA data scrubbing.
CFPB Proposals on Small Business Data Collection
Understanding how the CFPB may implement sec 1071 of Dodd-Frank can help your FI make strategic decisions when it comes to small business data collection.
CFPB Sues Debt Collectors: Are You Making the Same Compliance Mistakes?
The CFPB sued debt collectors and debt buyers for making compliance mistakes that allegedly violated the CFPA and FDCPA.
Making Lending Fair for Everyone
Fair lending means lending should be fair for everyone. Here are a few steps that financial institutions should take to help ensure everyone a...
Does Your CMS Measure up to DOJ Expectations?
That means it’s in a FI’s best interest to look so they can feel confident that existing policies and procedures align with DOJ expectations.
COVID-19 Update: CFPB Postpones HMDA Data Collection
As financial institutions scramble to maintain operations and aid customers and members as COVID-19 continues to spread, the Consumer Financial Protection …
Coronavirus, HMDA, and Doing the Next Right Thing
As we struggle with disruption and uncertainty, as the coronavirus upends the routines of our lives, it’s natural to feel overwhelmed and unsure...
What Should I Do Before Submitting My HMDA Data?
Here are 5 steps you need to take before filing your HMDA LAR!
Is HMDA for Small Business on Its Way?
Regulatory agencies have been emphasizing the importance of a strong and effective CMS. Find out four ways to streamline your CMS.
NCUA: HMDA Violations Thrive in Weak CMSs
Why do Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR) violations happen? Weaknesses in compliance management...
Fair Lending Risk: Do You Have a Seat at the Risk Management Table?
Your institution uses compliance analytics software and services for fair lending, HMDA, CRA, and redlining so that it can recognize risks, increase...
Apple Card’s Fair Lending Fiasco
While those tracking the mortgage industry have been digging through the new, expanded Home Mortgage Disclosure Act (HMDA) data, other types of Fair...
All the Fair Lending News That’s Fit to Print
2019 has been a big year for Fair Lending news. We catch you up on the latest.
Can You Adopt an Agile Approach to Compliance?
One of the buzzwords in business these days is “agile.” If you’re looking to learn more about what an agile approach is, and how it can be used in...
3 Benefits of Analytics Software vs. Manual Analysis of Your HMDA Data
Are you still analyzing your Fair Lending data manually? If so, it’s time to consider a different approach. Here are the benefits of replacing a manual...
9 Reasons Why We Are Thankful For Compliance Officers
Here are 9 reasons we are thankful for compliance officers! Thank you, compliance officers, for everything you do.
5 Fair Lending Lessons Learned in 2019
Now is perfect time to reflect on some of the lessons learned this year. In particular, we’ve seen lots of changes in Fair Lending compliance.
Fair Lending Fireworks: 3 Trends in the Hottest Area of Compliance
In the spirit of July 4th, learn what's sparking fireworks in Fair Lending compliance. After the $1.75M consent order, this is news you'll want to know.
Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?
Does this $1.75M Fair Lending consent order signal a change in regulatory enforcement? We're talking HMDA, Fair Lending, and what this means for you.
Why Do I Need a HMDA and CRA Transmittal Tool?
Find out everything you need to know from A to Z about the HMDA and CRA transmittal and why you might need the software for your financial institute.
How To Prepare for the Public HMDA Data Release Next Month
More HMDA data will be publicly released in May 2019. This data has more depth and may spark additional Fair Lending scrutiny. Learn how to prepare today!
Fair Lending Risk Assessments: Absolutely Everything You Need to Know
The answers to frequently asked questions about Fair Lending Risk Assessments plus a free tool to help you evaluate your fair lending risk assessments
7 Most Confusing Areas of Compliance for Compliance Pros
Learn the essentials of 7 of the most complex areas of regulatory compliance - including UDAAP, Community Development, and REMAs...
How HMDA Plus Data is Changing Fair Lending Analytics
Since the Final HMDA Rule was released in 2015, the banking sector has undergone dramatic changes. In this article, you’ll learn how the extended...
What Should I Do After Submitting My HMDA Data?
Here are 10 steps you need to take after filing your HMDA LAR to strengthen your Fair Lending compliance program. Plus, get the post-HMDA filing checklist!
5 Reasons to Love Your HMDA Data & Analysis!
In the spirit of Valentine's Day, ere are five real reasons to love your HMDA data in 2019, and how you can analyze it for success! Don't miss out.
Your Quick Guide to the 2018 HMDA Data Changes
If you're a HMDA reporter, you need to read this post. Learn all about recent regulatory updates to the HMDA disclosure final rule, which will...
Fast Facts: Ncontracts' Compliance Solutions vs. The Others
What does TRUPOINT do differently than other banking compliance software providers? Here are five fast facts that really make the difference.