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4 Key Stages of Your HMDA Data's Yearly Lifecycle

4 Key Stages of Your HMDA Data's Yearly Lifecycle

All HMDA data goes through four key phases in its yearly lifecycle. Learn what those phases are, and best practice strategies to help...

Feb 2, 2022 5 min read
What Went Wrong? CFPB Fines Bank $200,000 for HMDA Errors

What Went Wrong? CFPB Fines Bank $200,000 for HMDA Errors

This week we bring you a reminder that the CFPB could fine your bank $200,000 for HMDA data errors.

Nov 11, 2020 4 min read
HMDA Data Scrubbing FAQ

HMDA Data Scrubbing FAQ

Here are the answers to your most frequently asked questions about HMDA data scrubbing.

Nov 4, 2020 4 min read
CFPB Proposals on Small Business Data Collection

CFPB Proposals on Small Business Data Collection

Understanding how the CFPB may implement sec 1071 of Dodd-Frank can help your FI make strategic decisions when it comes to small business data collection.

Sep 30, 2020 5 min read
CFPB Sues Debt Collectors: Are You Making the Same Compliance Mistakes?

CFPB Sues Debt Collectors: Are You Making the Same Compliance Mistakes?

The CFPB sued debt collectors and debt buyers for making compliance mistakes that allegedly violated the CFPA and FDCPA.

Sep 16, 2020 4 min read
Making Lending Fair for Everyone

Making Lending Fair for Everyone

Fair lending means lending should be fair for everyone. Here are a few steps that financial institutions should take to help ensure everyone a...

Aug 21, 2020 2 min read
Does Your CMS Measure up to DOJ Expectations?
CRA

Does Your CMS Measure up to DOJ Expectations?

That means it’s in a FI’s best interest to look so they can feel confident that existing policies and procedures align with DOJ expectations.

Jul 1, 2020 3 min read
COVID-19 Update: CFPB Postpones HMDA Data Collection

COVID-19 Update: CFPB Postpones HMDA Data Collection

As financial institutions scramble to maintain operations and aid customers and members as COVID-19 continues to spread, the Consumer Financial Protection …

Mar 30, 2020 2 min read
Coronavirus, HMDA, and Doing the Next Right Thing

Coronavirus, HMDA, and Doing the Next Right Thing

As we struggle with disruption and uncertainty, as the coronavirus upends the routines of our lives, it’s natural to feel overwhelmed and unsure...

Mar 18, 2020 3 min read
What Should I Do Before Submitting My HMDA Data?

What Should I Do Before Submitting My HMDA Data?

Here are 5 steps you need to take before filing your HMDA LAR!

Feb 19, 2020 2 min read
Is HMDA for Small Business on Its Way?

Is HMDA for Small Business on Its Way?

Regulatory agencies have been emphasizing the importance of a strong and effective CMS. Find out four ways to streamline your CMS.

Dec 11, 2019 4 min read
NCUA: HMDA Violations Thrive in Weak CMSs

NCUA: HMDA Violations Thrive in Weak CMSs

Why do Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR) violations happen? Weaknesses in compliance management...

Nov 26, 2019 3 min read
Fair Lending Risk: Do You Have a Seat at the Risk Management Table?

Fair Lending Risk: Do You Have a Seat at the Risk Management Table?

Your institution uses compliance analytics software and services for fair lending, HMDA, CRA, and redlining so that it can recognize risks, increase...

Nov 20, 2019 3 min read
Apple Card’s Fair Lending Fiasco

Apple Card’s Fair Lending Fiasco

While those tracking the mortgage industry have been digging through the new, expanded Home Mortgage Disclosure Act (HMDA) data, other types of Fair...

Nov 13, 2019 3 min read
All the Fair Lending News That’s Fit to Print
CRA

All the Fair Lending News That’s Fit to Print

2019 has been a big year for Fair Lending news. We catch you up on the latest.

Oct 30, 2019 3 min read
Can You Adopt an Agile Approach to Compliance?

Can You Adopt an Agile Approach to Compliance?

One of the buzzwords in business these days is “agile.” If you’re looking to learn more about what an agile approach is, and how it can be used in...

Oct 9, 2019 4 min read
3 Benefits of Analytics Software vs. Manual Analysis of Your HMDA Data

3 Benefits of Analytics Software vs. Manual Analysis of Your HMDA Data

Are you still analyzing your Fair Lending data manually? If so, it’s time to consider a different approach. Here are the benefits of replacing a manual...

Oct 2, 2019 4 min read
9 Reasons Why We Are Thankful For Compliance Officers

9 Reasons Why We Are Thankful For Compliance Officers

Here are 9 reasons we are thankful for compliance officers! Thank you, compliance officers, for everything you do.

Oct 2, 2019 3 min read
5 Fair Lending Lessons Learned in 2019
CRA

5 Fair Lending Lessons Learned in 2019

Now is perfect time to reflect on some of the lessons learned this year. In particular, we’ve seen lots of changes in Fair Lending compliance.

Sep 25, 2019 5 min read
Fair Lending Fireworks: 3 Trends in the Hottest Area of Compliance

Fair Lending Fireworks: 3 Trends in the Hottest Area of Compliance

In the spirit of July 4th, learn what's sparking fireworks in Fair Lending compliance. After the $1.75M consent order, this is news you'll want to know.

Jul 3, 2019 4 min read
Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending consent order signal a change in regulatory enforcement? We're talking HMDA, Fair Lending, and what this means for you.

Jun 26, 2019 5 min read
Why Do I Need a HMDA and CRA Transmittal Tool?
CRA

Why Do I Need a HMDA and CRA Transmittal Tool?

Find out everything you need to know from A to Z about the HMDA and CRA transmittal and why you might need the software for your financial institute.

May 1, 2019 5 min read
How To Prepare for the Public HMDA Data Release Next Month

How To Prepare for the Public HMDA Data Release Next Month

More HMDA data will be publicly released in May 2019. This data has more depth and may spark additional Fair Lending scrutiny. Learn how to prepare today!

Apr 24, 2019 5 min read
Fair Lending Risk Assessments: Absolutely Everything You Need to Know

Fair Lending Risk Assessments: Absolutely Everything You Need to Know

The answers to frequently asked questions about Fair Lending Risk Assessments plus a free tool to help you evaluate your fair lending risk assessments

Apr 10, 2019 9 min read
7 Most Confusing Areas of Compliance for Compliance Pros
CRA

7 Most Confusing Areas of Compliance for Compliance Pros

Learn the essentials of 7 of the most complex areas of regulatory compliance - including UDAAP, Community Development, and REMAs...

Apr 3, 2019 7 min read
How HMDA Plus Data is Changing Fair Lending Analytics
CRA

How HMDA Plus Data is Changing Fair Lending Analytics

Since the Final HMDA Rule was released in 2015, the banking sector has undergone dramatic changes. In this article, you’ll learn how the extended...

Mar 20, 2019 5 min read
What Should I Do After Submitting My HMDA Data?
CRA

What Should I Do After Submitting My HMDA Data?

Here are 10 steps you need to take after filing your HMDA LAR to strengthen your Fair Lending compliance program. Plus, get the post-HMDA filing checklist!

Mar 6, 2019 7 min read
5 Reasons to Love Your HMDA Data & Analysis!

5 Reasons to Love Your HMDA Data & Analysis!

In the spirit of Valentine's Day, ere are five real reasons to love your HMDA data in 2019, and how you can analyze it for success! Don't miss out.

Feb 13, 2019 4 min read
Your Quick Guide to the 2018 HMDA Data Changes

Your Quick Guide to the 2018 HMDA Data Changes

If you're a HMDA reporter, you need to read this post. Learn all about recent regulatory updates to the HMDA disclosure final rule, which will...

Jan 23, 2019 6 min read
Fast Facts: Ncontracts' Compliance Solutions vs. The Others
CRA

Fast Facts: Ncontracts' Compliance Solutions vs. The Others

What does TRUPOINT do differently than other banking compliance software providers? Here are five fast facts that really make the difference.

Jan 16, 2019 4 min read