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Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending consent order signal a change in regulatory enforcement? We're talking HMDA, Fair Lending, and what this means for you.

Jun 26, 2019 5 min read
Why Do I Need a HMDA and CRA Transmittal Tool?
CRA

Why Do I Need a HMDA and CRA Transmittal Tool?

Find out everything you need to know from A to Z about the HMDA and CRA transmittal and why you might need the software for your financial institute.

May 1, 2019 5 min read
Fair Lending Risk Assessments: Absolutely Everything You Need to Know

Fair Lending Risk Assessments: Absolutely Everything You Need to Know

The answers to frequently asked questions about Fair Lending Risk Assessments plus a free tool to help you evaluate your fair lending risk assessments

Apr 10, 2019 10 min read
How HMDA Plus Data is Changing Fair Lending Analytics
CRA

How HMDA Plus Data is Changing Fair Lending Analytics

Since the Final HMDA Rule was released in 2015, the banking sector has undergone dramatic changes. In this article, you’ll learn how the extended...

Mar 20, 2019 5 min read
What Should I Do After Submitting My HMDA Data?
CRA

What Should I Do After Submitting My HMDA Data?

Here are 10 steps you need to take after filing your HMDA LAR to strengthen your Fair Lending compliance program. Plus, get the post-HMDA filing checklist!

Mar 6, 2019 7 min read
What is Fair Lending Discrimination?

What is Fair Lending Discrimination?

What is Fair Lending discrimination? Learn how to define Fair Lending discrimination, and what it really means for you, with these five simple examples!

Mar 5, 2019 4 min read
3 Tips for Avoiding UDAAP Violations

3 Tips for Avoiding UDAAP Violations

If you've ever wondered how to avoid unfair, deceptive, or abusive acts or practices, this post is for you! You'll see three great tips to help you...

Feb 25, 2019 3 min read
How to Tell if a Loan Qualifies as a CRA Small Business Loan
CRA

How to Tell if a Loan Qualifies as a CRA Small Business Loan

In this blog post, you'll learn the definition of a CRA small business loan, what is reportable, and how to figure out if your loans qualify. You'll also..

Feb 6, 2019 3 min read
Your Quick Guide to the 2018 HMDA Data Changes

Your Quick Guide to the 2018 HMDA Data Changes

If you're a HMDA reporter, you need to read this post. Learn all about recent regulatory updates to the HMDA disclosure final rule, which will...

Jan 23, 2019 6 min read
A Compliance Officer's "Night Before Christmas" (Original)

A Compliance Officer's "Night Before Christmas" (Original)

We hope that this compliance-themed version of the famous holiday poem brings you joy and good cheer this season!

Dec 24, 2018 3 min read
[Survey] Are You Tuned Into the Compliance Pulse?
CRA

[Survey] Are You Tuned Into the Compliance Pulse?

Take this compliance survey and be automatically entered to win a $150 gift card!

Dec 5, 2018 1 min read
7 Insights You'll Get from this Free HMDA Fair Lending Report

7 Insights You'll Get from this Free HMDA Fair Lending Report

With this free 2018 Edition of the HMDA Fair Lending report, you will learn 7 powerful data-driven insights that can help your financial institution...

Nov 28, 2018 5 min read
Everything You Need to Know about Fair Lending Regression Analysis

Everything You Need to Know about Fair Lending Regression Analysis

Fair Lending Regression Analysis is useful for much more than just HMDA. Here are the answers to 9 essential questions about...

Sep 19, 2018 6 min read
Do You Qualify for the HMDA Small Filer Exemption?
CRA

Do You Qualify for the HMDA Small Filer Exemption?

If HMDA compliance is a priority for you, you need to know the details of the CFPB's HMDA Small Filer partial exemption...

Sep 12, 2018 8 min read
5 Fun Ways to Celebrate the Fair Housing Act's 50th Birthday

5 Fun Ways to Celebrate the Fair Housing Act's 50th Birthday

One of the most fundamental regulations to today's compliance landscape is the Fair Housing Act. As this landmark legislation turns 50, here...

Sep 5, 2018 5 min read
11 Powerful Headlines Showcase the Media's Focus on Redlining
CRA

11 Powerful Headlines Showcase the Media's Focus on Redlining

In the compliance world, Redlining remains a primary area of focus. Regulatory agencies, no matter their politics or priorities, agree that Redlining...

Aug 8, 2018 11 min read
7 Quick HMDA Compliance Videos to Watch & Share

7 Quick HMDA Compliance Videos to Watch & Share

With the prospect of 2017 HMDA LAR being released as soon as next week, on April 1, HMDA and Fair Lending remain top priorities...

Mar 27, 2018 2 min read
7 Essential Steps Now That You've Filed Your 2017 HMDA LAR
CRA

7 Essential Steps Now That You've Filed Your 2017 HMDA LAR

In this post, you'll find out what's on the compliance horizon, and what you can do about it. In addition, you'll also get access to a free post-HMDA...

Mar 14, 2018 7 min read
(Almost) Everything You Need to Know about CRA Performance Context
CRA

(Almost) Everything You Need to Know about CRA Performance Context

In CRA compliance, your performance context could be a source of uncertainty. Here, we will clarify what it means, and share 10 helpful resources.

Feb 28, 2018 6 min read
5 Common Reasons for Bad CRA Compliance Exam Ratings
CRA

5 Common Reasons for Bad CRA Compliance Exam Ratings

Here are 5 of the most common issues that can lead to a drop in your CRA compliance performance rating. You can't afford to overlook these!

Feb 21, 2018 5 min read
Answers to 5 Basic FAQs about the Final HMDA Rule
CRA

Answers to 5 Basic FAQs about the Final HMDA Rule

Learn the answers to some of the most frequently asked questions about the Final HMDA Rule that you may be asking. You'll also get access to our HMDA...

Jan 24, 2018 3 min read
8 Steps to a Successful Community Reinvestment Act Compliance Strategy
CRA

8 Steps to a Successful Community Reinvestment Act Compliance Strategy

Here are the 8 steps you need to take for CRA compliance success. Learn important elements of CRA strategy here, and get a free Info Kit.

Dec 26, 2017 6 min read
5 Ways to Convince Management that Compliance is Important

5 Ways to Convince Management that Compliance is Important

Here are 5 tips to help you show your financial institution's management why compliance matters! Learn how to show them why compliance is so important.

Nov 15, 2017 8 min read
Creating a Successful Compliance Program: Budgets, Buy-in & Building a Team

Creating a Successful Compliance Program: Budgets, Buy-in & Building a Team

Learn how to establish a solid foundation for your compliance program, with tips on determining a budget, garnering leadership buy-in and structuring...

Oct 25, 2017 5 min read
Is Fair Lending Software Worth the Cost? 21 Factors to Consider
CRA

Is Fair Lending Software Worth the Cost? 21 Factors to Consider

Consult this resource to help you decipher the value inherent in Fair Lending analysis software and make the right decision for your organization.

Oct 19, 2017 5 min read
Attention Compliance Professionals: How to Leverage LinkedIn to Do Your Job Better

Attention Compliance Professionals: How to Leverage LinkedIn to Do Your Job Better

As a compliance professional, you can use LinkedIn to do your job better. Here are five tips you need to know, whether you're a beginner or an expert!

Oct 5, 2017 6 min read
Top 13 Proven Benefits of HMDA Software for Fair Lending Compliance [Part 2]

Top 13 Proven Benefits of HMDA Software for Fair Lending Compliance [Part 2]

In part two, learn even more benefits of HMDA software for your Fair Lending compliance! Fair Lending analysis is essential. Software makes it simple.

Sep 20, 2017 5 min read
Top 13 Proven Benefits of HMDA Software for Fair Lending Compliance [Part 1]

Top 13 Proven Benefits of HMDA Software for Fair Lending Compliance [Part 1]

Leveraging a HMDA software for data analysis and risk management can yield benefits for your Fair Lending & HMDA compliance program, and institution...

Sep 14, 2017 7 min read
How to Use the CFPB's New HMDA Data Tool for the First Time

How to Use the CFPB's New HMDA Data Tool for the First Time

The CFPB is expected to release their HMDA data submission tool in the upcoming months. In this post, we'll discuss how to use the new HMDA Platform...

Sep 6, 2017 5 min read
How to Build a Strong Fair Lending & Redlining Compliance Management System
CRA

How to Build a Strong Fair Lending & Redlining Compliance Management System

As you work to build a strong Fair Lending and Redlining compliance management system, here are a few things to keep in mind to help reduce risk exposure.

Aug 30, 2017 7 min read