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How to Build a Strong Fair Lending & Redlining Compliance Management System
CRA

How to Build a Strong Fair Lending & Redlining Compliance Management System

As you work to build a strong Fair Lending and Redlining compliance management system, here are a few things to keep in mind to help reduce risk exposure.

Aug 30, 2017 7 min read
Fair Lending Quiz: Assess Your Compliance Risk Exposure!

Fair Lending Quiz: Assess Your Compliance Risk Exposure!

Fair Lending is still a top regulatory priority in 2022, and risk management is as important as ever. In this post, get access to a free Fair Lending quiz!

Jul 19, 2017 1 min read
8 Key Questions to Help You Determine Your Unique Fair Lending Risk

8 Key Questions to Help You Determine Your Unique Fair Lending Risk

We can boil down the various Fair Lending laws (ECOA, FHA, etc.) to a single question that serves as the litmus test for Fair Lending compliance.

Jul 6, 2017 6 min read
What is A Real-World Example of Fair Lending Discrimination?

What is A Real-World Example of Fair Lending Discrimination?

Learn how Fair Lending discrimination risk can negatively impact your bank, mortgage company or credit union's reputation through these 3 examples!

Jun 20, 2017 8 min read
7 Fair Lending Tips Every CEO & Board Member Needs to Know

7 Fair Lending Tips Every CEO & Board Member Needs to Know

Here are 7 Fair Lending tips every CEO, President and Senior Board Member should know in order to reduce risk and improve compliance. Plus, get a free...

May 18, 2017 5 min read
7 Fair Lending Risks You Need to Know Today

7 Fair Lending Risks You Need to Know Today

Fair Lending remains a top regulatory priority. Do you know your risk? In this blog, learn 7 key Fair Lending compliance risks, plus get a free eBrief!

Apr 26, 2017 3 min read
Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

The CFPB has proposed changes to Reg. B and is looking for input from mortgage lenders. Read to learn about the proposal and how to submit your response!

Apr 13, 2017 4 min read
How Do I Get CRA Community Development Credit?
CRA

How Do I Get CRA Community Development Credit?

Getting credit for your CRA Community Development activities can be tough! Here are 5 clear ways you can get Community Development credit.

Mar 30, 2017 4 min read
3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers
CRA

3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers

With today's HMDA data submission, now is the time to start analyzing your data so that Fair Lending risks don't go unchecked. Here's how Ncontracts can...

Mar 1, 2017 4 min read
9 Fair Lending Compliance Training Essentials [Free Checklist]

9 Fair Lending Compliance Training Essentials [Free Checklist]

Training is a critical part of any Fair Lending compliance management program. Here are 9 essentials of Fair Lending training, plus a free checklist!

Feb 23, 2017 4 min read
Compliance 101: Defining REMAs, Assessment Areas & More
CRA

Compliance 101: Defining REMAs, Assessment Areas & More

Learn the definition of key terms like REMA, Assessment Area & Performance Context, which are essential for Fair Lending, CRA and Redlining compliance...

Nov 7, 2016 4 min read
5 Redlining Compliance Facts Identified in the Fair Lending Hot Topics Webinar

5 Redlining Compliance Facts Identified in the Fair Lending Hot Topics Webinar

All year, Redlining risk has been a regulatory focal point, including at this year's annual Interagency Fair Lending Hot Topics Webinar. Learn the key...

Oct 7, 2016 4 min read
Regulators Use Mystery Shoppers for $10.6M Fair Lending & Redlining Settlement

Regulators Use Mystery Shoppers for $10.6M Fair Lending & Redlining Settlement

The CFPB is now using mystery shoppers to identify Fair Lending and Redlining risk, resulting in a recent $10.6M settlement. Learn about this new...

Aug 19, 2016 3 min read
The Real Cost of Compliance for Lenders [Infographic]
CRA

The Real Cost of Compliance for Lenders [Infographic]

The cost of compliance for banks and lenders in 2016 is high. Learn key facts and figures about the real cost of compliance with this free infographic!

Aug 11, 2016 2 min read
5 Basics of Strong Fair Lending Compliance Management in 5 Minutes

5 Basics of Strong Fair Lending Compliance Management in 5 Minutes

Fair Lending compliance can be complex, but there are 5 basic elements that any strong compliance management system should have. See how yours compares!

Jul 21, 2016 2 min read
5 Questions to Learn if Fair Lending Regression Analysis is Right for You!

5 Questions to Learn if Fair Lending Regression Analysis is Right for You!

Fair Lending Regression Analysis is a powerful compliance tool, but it's not right for everyone. Ask these 5 questions and learn if Regression is right...

Jul 14, 2016 3 min read
Compete with the CFPB for Complaints...It's Good Business!

Compete with the CFPB for Complaints...It's Good Business!

The CFPB is actively seeking consumer complaints - are you competing for access to those complaints from your consumers? You should be. Learn why.

Jun 29, 2016 5 min read
Fair Lending 101: Pricing is Only One Piece of the Puzzle

Fair Lending 101: Pricing is Only One Piece of the Puzzle

Some compliance officers think Fair Lending is all about pricing risk, but it's just one piece of the puzzle. Here are the 8Fair Lending risk to know!

Apr 20, 2016 5 min read
Limited English Proficiency & Consumer Compliance: Unpeeling the Onion

Limited English Proficiency & Consumer Compliance: Unpeeling the Onion

Limited English Proficiency (LEP) is an important consideration in Fair Lending compliance. Here, we'll share regulatory perspectives and our advice.

Mar 30, 2016 5 min read
Fair Lending 101: Defining Fair Lending Audits, Risk Assessments, Self-Tests & More

Fair Lending 101: Defining Fair Lending Audits, Risk Assessments, Self-Tests & More

Read this short post to learn the differences between Fair Lending risk assessments, self-tests, compliance audits, data analysis and more!

Feb 23, 2016 3 min read
9 Keys for a Successful Fair Lending Compliance Management Program

9 Keys for a Successful Fair Lending Compliance Management Program

Developing a strong Fair Lending compliance management program can be difficult. Here are the 9 key elements of a strong compliance program!

Feb 18, 2016 3 min read
7 Fair Lending HMDA Questions to Kickstart Your Compliance

7 Fair Lending HMDA Questions to Kickstart Your Compliance

All institutions must analyze their HMDA data for Fair Lending risk exposure, or risk being unprepared for the regulators. Here are 7 questions to answer.

Sep 8, 2015 5 min read
$200M Fair Lending Settlement Shows Why You Need to Know Your Numbers

$200M Fair Lending Settlement Shows Why You Need to Know Your Numbers

A recent $200 million HUD settlement shows why you it's so important that financial institutions know their numbers for fair lending compliance.

Jun 2, 2015 4 min read
4 Basic HMDA Fair Lending Questions You Need to Answer

4 Basic HMDA Fair Lending Questions You Need to Answer

You need to answer these 4 basic questions as you analyze HMDA data, which we discussed at the Michigan Bankers Association BEST conference this week.

Apr 2, 2015 3 min read
12 Compliance Recommendations on Auto Lending from a DOJ Settlement

12 Compliance Recommendations on Auto Lending from a DOJ Settlement

The DOJ recently shared these 12 recommendations for indirect auto fair lending compliance, based on a recent settlement.

Mar 31, 2015 5 min read
9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA

9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA

Check out this blog that includes 7 fair lending exam triggers, plus more than 10 fair lending compliance best practices!

Feb 26, 2015 4 min read
9 Essential Steps of Fair Lending Indirect Auto Analysis

9 Essential Steps of Fair Lending Indirect Auto Analysis

Check out the 9 essential steps for effective Indirect Auto Fair Lending analysis, and learn how to identify and mitigate your risk.

Jan 29, 2015 8 min read
3 Reasons Why BSA/AML Risk Assessments Are Essential for Compliance

3 Reasons Why BSA/AML Risk Assessments Are Essential for Compliance

Find out why it's important to conduct a BSA / AML compliance risk assessment, and get a risk-free, no-obligation consultation today.

Jan 7, 2015 3 min read
Maternity Leave & Fair Lending: 3 Lessons from Wells Fargo Settlement

Maternity Leave & Fair Lending: 3 Lessons from Wells Fargo Settlement

HUD's recent $5 million settlement with Wells Fargo provides three critical lessons Fair Lending maternity leave risk, and sample policy. Read here:

Oct 14, 2014 3 min read
3 Ways Marketing Plays a Key Role in Fair Lending Compliance

3 Ways Marketing Plays a Key Role in Fair Lending Compliance

Marketing is one of the primary risk areas for Fair Lending. Check out the 3 ways marketing is critical to compliance, and how to assess risk.

Sep 30, 2014 2 min read