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Why Benchmarks Matter: Is Your Fair Lending Analysis Short or Tall?

Why Benchmarks Matter: Is Your Fair Lending Analysis Short or Tall?

Comparing your HMDA data to benchmarks provides critical insight. Read on to learn more about benchmarks, and 5 common Fair Lending risks.

Sep 16, 2014 3 min read
3 Simple Strategies to Avoid CRA, Fair Lending, and Redlining Risk
CRA

3 Simple Strategies to Avoid CRA, Fair Lending, and Redlining Risk

Read to learn the 3 simple strategies we recommend for avoiding Fair Lending & CRA compliance surprises, especially with regard to redlining.

Sep 10, 2014 4 min read
6 Questions to Test Your Compliance Culture

6 Questions to Test Your Compliance Culture

Compliance culture is critical for regulatory compliance. Evaluate your financial institution's compliance culture with this free-self assessment.

Aug 14, 2014 3 min read
Here is HMDA Plus: What You Need to Know About the Changes

Here is HMDA Plus: What You Need to Know About the Changes

The CFPB just released a new HMDA rule proposal. Here's what you need to know about the upcoming changes for mortgage lending.

Jul 29, 2014 4 min read
7 Key Fair Lending & UDAAP Reminders from the CFPB

7 Key Fair Lending & UDAAP Reminders from the CFPB

7 key Fair Lending & UDAAP compliance lessons from the CFPB enforcement action with GE Capital Retail Bank.

Jul 17, 2014 4 min read
Auto Lending's Dangerous Trio of Fair Lending Risk Factors

Auto Lending's Dangerous Trio of Fair Lending Risk Factors

Auto Lending: Discretion on dealer markups, dealer compensation, and disparities in pricing are a dangerous trio of Fair Lending risk factors

Jun 5, 2014 6 min read
5 Elements of Exception Policies Needed for Fair Lending Compliance

5 Elements of Exception Policies Needed for Fair Lending Compliance

The recent CFPB Supervisory Highlights report shows the importance of a strong CMS, particularly loan exception management policies.

May 28, 2014 4 min read
3 Fair Lending Exams Defined - Which is Your Flavor?

3 Fair Lending Exams Defined - Which is Your Flavor?

The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?

Jul 30, 2013 2 min read
7 Levels of Fair Lending Training Success - How Do You Compare?

7 Levels of Fair Lending Training Success - How Do You Compare?

Compare your existing fair lending training program to the industry's best practices. Use the self-assessment tool to compare your current standing.

Jun 6, 2013 5 min read
5 Settlements, 1 Lesson on Fair Lending Risk and Maternity Leave

5 Settlements, 1 Lesson on Fair Lending Risk and Maternity Leave

This is the one lesson you need to know about maternity leave-related Fair Lending complex, as illustrated by five recent settlements.

May 7, 2013 6 min read
4 Fair Lending Best Practices - Proactively Address Risk

4 Fair Lending Best Practices - Proactively Address Risk

The four fair lending best practices outlined by the NCUA: Written Policies; Regular Risk Assessments; Consistent Monitoring; Stay Current.

Apr 9, 2013 2 min read
CFPB Provides Warning on Indirect Lending - You Have Been Deputized!

CFPB Provides Warning on Indirect Lending - You Have Been Deputized!

CFPB provides financial institutions warning and guidance in regards to indirect lending. Is it fair to deputize banks to manage fair lending?

Mar 26, 2013 4 min read
7 Reg B Violations: Compare Your Fair Lending Compliance Program

7 Reg B Violations: Compare Your Fair Lending Compliance Program

The 7 most common Reg B (Fair Lending) violations as reported by the regulators. How does your program compare?

Dec 17, 2012 3 min read
$2m Fair Lending Bias Settlement - Loan Policies & Disparate Impact

$2m Fair Lending Bias Settlement - Loan Policies & Disparate Impact

Fair Lending continues to garner regulatory attention as evidenced by the Luther Burbank Savings settlement with the Justice Department.

Sep 18, 2012 5 min read
6 Keys to CRA Community Development Success Told With BBQ Sauce

6 Keys to CRA Community Development Success Told With BBQ Sauce

Managing CRA and Community Development is like Carolina BBQ sauce; we'll define 6 key best practices for success.

Jul 23, 2012 2 min read
GFI's Fair Lending Lawsuit Underscores “Beware-the-Double-D” Warning

GFI's Fair Lending Lawsuit Underscores “Beware-the-Double-D” Warning

The Fair Lending lawsuit filed last week against GFI Mortgage Bankers is a reminder that Fair Lending compliance isn't just for banks.

Apr 9, 2012 1 min read