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What We Learned about UDAAP & RESPA from Recent Settlements

What We Learned about UDAAP & RESPA from Recent Settlements

Learn these important UDAAP and RESPA compliance lessons from recent CFPB settlements, or be doomed to repeat them!

Mar 24, 2015 3 min read
Don't Let HMDA Data Fade in the Rearview

Don't Let HMDA Data Fade in the Rearview

Now that your HMDA data has been filed, make sure that your data analysis doesn't fade into the rearview. Here are the key areas to explore.

Mar 13, 2015 1 min read
9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA

9 Fair Lending Exam Triggers & 4 Compliance Tips from the NCUA

Check out this blog that includes 7 fair lending exam triggers, plus more than 10 fair lending compliance best practices!

Feb 26, 2015 4 min read
6 Tips for Managing Exceptions & Lowering Your Fair Lending Risk

6 Tips for Managing Exceptions & Lowering Your Fair Lending Risk

Do you know the six key risks of exception management to assess for Fair Lending compliance? Check them out here, and get actionable best practices.

Feb 24, 2015 3 min read
CRA, Fair Lending Compliance Remain Essential in Mergers

CRA, Fair Lending Compliance Remain Essential in Mergers

CRA compliance is an essential part of any bank's growth strategy, as shown by recent mergers. Here are 5 best practice tips for CRA compliance.

Feb 17, 2015 2 min read
Preparing for 2014 HMDA Submission: 5 Compliance Areas to Explore

Preparing for 2014 HMDA Submission: 5 Compliance Areas to Explore

The HMDA Submission deadline is fast approaching! Here are 5 HMDA data elements that you need to review for Fair Lending compliance in 2015.

Feb 6, 2015 4 min read
9 Essential Steps of Fair Lending Indirect Auto Analysis

9 Essential Steps of Fair Lending Indirect Auto Analysis

Check out the 9 essential steps for effective Indirect Auto Fair Lending analysis, and learn how to identify and mitigate your risk.

Jan 29, 2015 8 min read
3 Reasons Why BSA/AML Risk Assessments Are Essential for Compliance

3 Reasons Why BSA/AML Risk Assessments Are Essential for Compliance

Find out why it's important to conduct a BSA / AML compliance risk assessment, and get a risk-free, no-obligation consultation today.

Jan 7, 2015 3 min read
Our Top 5 Compliance Blog Posts of 2014

Our Top 5 Compliance Blog Posts of 2014

Here's a roundup of the top 5 compliance blog posts from TRUPOINT in 2014. From HMDA Plus to compliance culture, we've got you covered.

Dec 30, 2014 3 min read
The Essential First Step to Take Before Conducting a Risk Assessment

The Essential First Step to Take Before Conducting a Risk Assessment

Navigating top consumer compliance concerns and conducting a compliance risk assessment, you need to take this one essential step.

Nov 18, 2014 2 min read
7 Key Compliance Reminders from the CFPB

7 Key Compliance Reminders from the CFPB

Here are 7 key regulatory compliance reminders from the CFPB's annual Supervisory Report, and best practice guidelines. Also get your free eBrief!

Nov 4, 2014 2 min read
2 Essential Steps for Regulatory Compliance Success

2 Essential Steps for Regulatory Compliance Success

Learn the 2 steps that compliance officers need to achieve their goals and a get a free eBrief with regulatory compliance best practices.

Oct 30, 2014 2 min read
Regulator Insights on Fair Lending Risk: 3 Great Reminders

Regulator Insights on Fair Lending Risk: 3 Great Reminders

Learn the top 3 Fair Lending compliance hot topics according to regulators, including Fair Lending risk assessments, trip wires, and a strong CMS.

Oct 23, 2014 2 min read
5 Focus Areas for Fair Housing Community Groups: Is Your CMS Ready?

5 Focus Areas for Fair Housing Community Groups: Is Your CMS Ready?

HUD awarded $40 million in grants to fair housing organizations for Fair Lending investigations. Here are the 5 key areas of focus.

Oct 21, 2014 3 min read
Maternity Leave & Fair Lending: 3 Lessons from Wells Fargo Settlement

Maternity Leave & Fair Lending: 3 Lessons from Wells Fargo Settlement

HUD's recent $5 million settlement with Wells Fargo provides three critical lessons Fair Lending maternity leave risk, and sample policy. Read here:

Oct 14, 2014 3 min read
3 Ways Marketing Plays a Key Role in Fair Lending Compliance

3 Ways Marketing Plays a Key Role in Fair Lending Compliance

Marketing is one of the primary risk areas for Fair Lending. Check out the 3 ways marketing is critical to compliance, and how to assess risk.

Sep 30, 2014 2 min read
3 Fair Lending Risks Lenders Need To Know, Plus A Free Risk Assessment

3 Fair Lending Risks Lenders Need To Know, Plus A Free Risk Assessment

3 Fair Lending compliance risks lenders need to know, like discretion and policies, and tips for how to manage risk. Get a Free Risk Assessment, too!

Sep 19, 2014 3 min read
Why Benchmarks Matter: Is Your Fair Lending Analysis Short or Tall?

Why Benchmarks Matter: Is Your Fair Lending Analysis Short or Tall?

Comparing your HMDA data to benchmarks provides critical insight. Read on to learn more about benchmarks, and 5 common Fair Lending risks.

Sep 16, 2014 3 min read
Are Your Underwriting Policies Creating Fair Lending Risk?

Are Your Underwriting Policies Creating Fair Lending Risk?

Recent settlements provide key insights about underwriting, disability income and ATR. Sample HUD-approved policy language included.

Aug 26, 2014 6 min read
6 Questions to Test Your Compliance Culture

6 Questions to Test Your Compliance Culture

Compliance culture is critical for regulatory compliance. Evaluate your financial institution's compliance culture with this free-self assessment.

Aug 14, 2014 3 min read
5 Key Lessons about Consumer Complaints from the CFPB [Infographic]

5 Key Lessons about Consumer Complaints from the CFPB [Infographic]

5 key lessons learned about Fair Lending complaint management from the annual consumer complaint report released by the CFPB.

Aug 7, 2014 2 min read
Here is HMDA Plus: What You Need to Know About the Changes

Here is HMDA Plus: What You Need to Know About the Changes

The CFPB just released a new HMDA rule proposal. Here's what you need to know about the upcoming changes for mortgage lending.

Jul 29, 2014 4 min read
Consumer Complaint Management System Best Practices

Consumer Complaint Management System Best Practices

The CFPB's proposed public database of consumer narratives shows the importance of an effective consumer complaint management system.

Jul 22, 2014 4 min read
7 Key Fair Lending & UDAAP Reminders from the CFPB

7 Key Fair Lending & UDAAP Reminders from the CFPB

7 key Fair Lending & UDAAP compliance lessons from the CFPB enforcement action with GE Capital Retail Bank.

Jul 17, 2014 4 min read
The Cullen/Frost Merger Shows that Fair Lending Is Critical to Growth

The Cullen/Frost Merger Shows that Fair Lending Is Critical to Growth

The recent Cullen/Frost acquisition of WNB Bancshares proves that Fair Lending compliance and M&A due diligence are critical for expansion.

Jun 19, 2014 3 min read
3 Key Topics of the ABA Regulatory Compliance Conference

3 Key Topics of the ABA Regulatory Compliance Conference

See us at Booth 410 at ABA Regulatory Compliance Conference! Here are 3 key topics we'll be exploring.

Jun 6, 2014 2 min read
Auto Lending's Dangerous Trio of Fair Lending Risk Factors

Auto Lending's Dangerous Trio of Fair Lending Risk Factors

Auto Lending: Discretion on dealer markups, dealer compensation, and disparities in pricing are a dangerous trio of Fair Lending risk factors

Jun 5, 2014 6 min read
5 Elements of Exception Policies Needed for Fair Lending Compliance

5 Elements of Exception Policies Needed for Fair Lending Compliance

The recent CFPB Supervisory Highlights report shows the importance of a strong CMS, particularly loan exception management policies.

May 28, 2014 4 min read
5 Tips to Avoid Being Prioritized for a CFPB Fair Lending Exam

5 Tips to Avoid Being Prioritized for a CFPB Fair Lending Exam

The CFPB's recent Fair Lending report outlined their exam prioritization policies. Here are 5 factors they assess, and how to avoid prioritization.

May 13, 2014 5 min read
CFPB’s Latest Fair Lending Report Provides Compliance Insight, Advice

CFPB’s Latest Fair Lending Report Provides Compliance Insight, Advice

The CFPB's recent Fair Lending report offers compliance insight and advice to lenders who will listen. Here are 5 CFPB Insights and 3 Key Takeaways.

May 6, 2014 3 min read