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April Compliance News by the Numbers: 7 Important Stats

April Compliance News by the Numbers: 7 Important Stats

April Lending Compliance News: 7 important stats about compliance, community banks, the CFPB, and more.

Apr 24, 2014 5 min read
4 Steps Best Practice Organizations Will Take After Filing HMDA

4 Steps Best Practice Organizations Will Take After Filing HMDA

Free Fair Lending Report and 4 Steps To Take After Filing HMDA Data to Enhance Regulatory Compliance Program.

Mar 3, 2014 3 min read
How Benchmarking Data Will Enhance Your HMDA Reporting

How Benchmarking Data Will Enhance Your HMDA Reporting

Benchmarking data can improve understanding of your loan data and HMDA reporting. Do you know how your HMDA data compares?

Feb 19, 2014 2 min read
CFPB Announces 3 New HMDA Exemption Threshold & Reminder on MSAs

CFPB Announces 3 New HMDA Exemption Threshold & Reminder on MSAs

The CFPB released the revised asset-size exemption threshold for depository institutions under Regulation C (which implements HMDA) for 2014.

Jan 7, 2014 1 min read
3 Fair Lending Settlements Provide 5 Industry Reminders

3 Fair Lending Settlements Provide 5 Industry Reminders

The compliance regulators telegraph five fair lending tips through recent DOJ settlements. How does your institution's compliance program stack up?

Dec 31, 2013 4 min read
3 Steps to a Proficient Risk Assessment

3 Steps to a Proficient Risk Assessment

A compliance risk assessment helps focus the financial institution on the most important areas of risk. The common three steps are outlined.

Aug 21, 2013 3 min read
4.5 Fair Lending Trip Wires for Auto Financing

4.5 Fair Lending Trip Wires for Auto Financing

Auto lending is the third largest credit market in the US. Review the Fair Lending Trip Wires and how to assess your institution's risk.

Aug 8, 2013 3 min read
3 Fair Lending Exams Defined - Which is Your Flavor?

3 Fair Lending Exams Defined - Which is Your Flavor?

The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?

Jul 30, 2013 2 min read
60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!

60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!

HMDA data is made public every September. Review 5 simple data points to assess your Fair Lending Risk.

Jul 23, 2013 3 min read
7 Levels of Fair Lending Training Success - How Do You Compare?

7 Levels of Fair Lending Training Success - How Do You Compare?

Compare your existing fair lending training program to the industry's best practices. Use the self-assessment tool to compare your current standing.

Jun 6, 2013 5 min read
5 Settlements, 1 Lesson on Fair Lending Risk and Maternity Leave

5 Settlements, 1 Lesson on Fair Lending Risk and Maternity Leave

This is the one lesson you need to know about maternity leave-related Fair Lending complex, as illustrated by five recent settlements.

May 7, 2013 6 min read
CFPB Declares Data-Centric Future with New Strategy. Are You Ready?

CFPB Declares Data-Centric Future with New Strategy. Are You Ready?

CFPB is quickly moving into a data-centric world as evidenced by their strategic plan. Is your compliance management program ready?

Apr 18, 2013 3 min read
4 Fair Lending Best Practices - Proactively Address Risk

4 Fair Lending Best Practices - Proactively Address Risk

The four fair lending best practices outlined by the NCUA: Written Policies; Regular Risk Assessments; Consistent Monitoring; Stay Current.

Apr 9, 2013 2 min read
CFPB Provides Warning on Indirect Lending - You Have Been Deputized!

CFPB Provides Warning on Indirect Lending - You Have Been Deputized!

CFPB provides financial institutions warning and guidance in regards to indirect lending. Is it fair to deputize banks to manage fair lending?

Mar 26, 2013 4 min read
4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending

4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending

CFPB looks forward, uses disparate impact theory to fight discrimination and enforce fair lending.

Mar 5, 2013 3 min read
Recent Fair Lending Settlement and Community Banks: 3 Conclusions

Recent Fair Lending Settlement and Community Banks: 3 Conclusions

Texas Champion Bank settles Fair Lending complaint regarding consumer lending to Hispanics.

Feb 26, 2013 3 min read
Compliance Alert: HUD Creates Standard on Discriminatory Effect

Compliance Alert: HUD Creates Standard on Discriminatory Effect

HUD formalizes national standard for using disparate impact rule to determine if discriminatory behavior exists in fair lending reviews.

Feb 14, 2013 4 min read
7 New Rules from the CFPB - Are You Ready? (2 of 3)

7 New Rules from the CFPB - Are You Ready? (2 of 3)

An overview of the new Mortgage Servicing Rule and Appraisals for Higher-Priced Mortgage Loans (HPMLs) from the CFPB.

Jan 29, 2013 4 min read
7 New Rules from the CFPB - Are You Ready? (1 of 3)

7 New Rules from the CFPB - Are You Ready? (1 of 3)

7 new mortgage lending rule additions/changes from the CFPB that compliance officers and bank leadership must understand.

Jan 28, 2013 5 min read
New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?

New Ability-to-Pay Rule + Fair Lending = Rock and Hard Place?

An overview of the new Ability-to-Pay rule and the key eight points lenders can employ.

Jan 10, 2013 6 min read
The 5 Most Popular Compliance Articles from 2012

The 5 Most Popular Compliance Articles from 2012

The top 5 fair lending takeaways from TRUPOINT Partners' most popular articles in 2012.

Jan 3, 2013 2 min read
7 Reg B Violations: Compare Your Fair Lending Compliance Program

7 Reg B Violations: Compare Your Fair Lending Compliance Program

The 7 most common Reg B (Fair Lending) violations as reported by the regulators. How does your program compare?

Dec 17, 2012 3 min read
CFPB and DOJ Collaborate on Fair Lending: 3 Key Areas Defined

CFPB and DOJ Collaborate on Fair Lending: 3 Key Areas Defined

CFPB publishes first annual Report on Fair Lending and establishes fair lending collaboration framework with DOJ. Assess your fair lending program.

Dec 11, 2012 5 min read
CFPB Provides Fair Lending Road Map with 8 Success Elements

CFPB Provides Fair Lending Road Map with 8 Success Elements

The CFPB's first Supervisory Highlights provides great insights regarding how to succeed with Fair Lending compliance.

Nov 5, 2012 4 min read
The Keys to Balancing Safety & Soundness with Fair Lending Compliance

The Keys to Balancing Safety & Soundness with Fair Lending Compliance

Fair Lending regulatory compliance and Safety & Soundness can co-exist with the right policies, procedures and compliance management program.

Sep 26, 2012 2 min read
$2m Fair Lending Bias Settlement - Loan Policies & Disparate Impact

$2m Fair Lending Bias Settlement - Loan Policies & Disparate Impact

Fair Lending continues to garner regulatory attention as evidenced by the Luther Burbank Savings settlement with the Justice Department.

Sep 18, 2012 5 min read
2011 HMDA Data Ready for Release - Are You Ready to Act in 3 Days?

2011 HMDA Data Ready for Release - Are You Ready to Act in 3 Days?

Imminent release of 2011 HMDA data by FFIEC requires action by bankers.

Sep 13, 2012 3 min read
$3.5m Bias Settlement - Highlights Fair Lending Monitoring Risk

$3.5m Bias Settlement - Highlights Fair Lending Monitoring Risk

$3.5m Fair Lending settlement highlights required elements of a Fair Lending Compliance Management Program.

Aug 30, 2012 3 min read
6 Keys to CRA Community Development Success Told With BBQ Sauce

6 Keys to CRA Community Development Success Told With BBQ Sauce

Managing CRA and Community Development is like Carolina BBQ sauce; we'll define 6 key best practices for success.

Jul 23, 2012 2 min read
$175m Fair Lending Settlement - Highlights 5 Risks Banks Must Manage

$175m Fair Lending Settlement - Highlights 5 Risks Banks Must Manage

Wells Fargo will pay at least $175m to settle fair lending accusations that the company discriminated against borrowers.

Jul 17, 2012 3 min read