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Compliance for Mortgage Companies: How to Avoid Top Violations

Compliance for Mortgage Companies: How to Avoid Top Violations

Mortgage companies can avoid compliance violations with a strong compliance management system. Here’s how to do it.

Nov 12, 2024 5 min read
Regulatory Compliance in 2023: We Answer Your Top 5 Questions

Regulatory Compliance in 2023: We Answer Your Top 5 Questions

Regulatory compliance experts help you get exam ready and talk about the top 8 areas examiners will be looking at

Feb 2, 2023 4 min read
Are Your Written Lending Policies Keeping Pace with the Economic Environment?

Are Your Written Lending Policies Keeping Pace with the Economic Environment?

Banks, credit unions, and mortgage companies need to reassess lending policies, including fair lending, in an evolving economic environment

Oct 20, 2022 3 min read
8 Common Fair Lending Compliance Myths - and the Realities!
CRA

8 Common Fair Lending Compliance Myths - and the Realities!

Here are the 8 Common Fair Lending Myths - and the Realities! Learn more and get this free download to reduce your Fair Lending risk today!

Jun 27, 2022 2 min read
Fair Lending Analysis: 3 Methods for Determining Borrower Race & Ethnicity

Fair Lending Analysis: 3 Methods for Determining Borrower Race & Ethnicity

When examiners look at your loan portfolio for fair lending, they want to see how your financial institution performed across different races and...

Mar 3, 2022 2 min read
Fair Lending FAQs Part 1: Exam Outlook, CRA & Mortgage Forbearance
CRA

Fair Lending FAQs Part 1: Exam Outlook, CRA & Mortgage Forbearance

Fair lending is always a hot topic. This is especially true when there are regulatory changes and lenders are scrambling to decipher the unintended...

May 19, 2020 4 min read
Fair Lending Pitfalls: The CARES Act & Mortgage Loan Servicing

Fair Lending Pitfalls: The CARES Act & Mortgage Loan Servicing

Congress passed the Coronavirus Aid, Relief, and Economic Security Act (more commonly known as the CARES Act) last month, learn how it effects you.

Apr 15, 2020 5 min read
Coronavirus, HMDA, and Doing the Next Right Thing

Coronavirus, HMDA, and Doing the Next Right Thing

As we struggle with disruption and uncertainty, as the coronavirus upends the routines of our lives, it’s natural to feel overwhelmed and unsure...

Mar 18, 2020 3 min read
How Regression Analysis Can Help Your Fair Lending Program

How Regression Analysis Can Help Your Fair Lending Program

Regression analysis is an incredibly useful tool, but many lenders are hesitant to embrace it because they think it’s too complicated. It’s a...

Mar 11, 2020 2 min read
Wells Fargo Settles Philadelphia Fair Lending Suit for $10 Million

Wells Fargo Settles Philadelphia Fair Lending Suit for $10 Million

Regulatory fair lending enforcement actions have been quiet lately, but that doesn’t mean there aren’t consequences for alleged violations.

Jan 29, 2020 3 min read
FDIC & OCC Release CRA Notice of Proposed Rule Making
CRA

FDIC & OCC Release CRA Notice of Proposed Rule Making

The OCC and the Federal Deposit Insurance Corp (FDIC) finally released their notice of proposed rulemaking for the regulation’s first overhaul in 25 years

Dec 18, 2019 2 min read
Is HMDA for Small Business on Its Way?

Is HMDA for Small Business on Its Way?

Regulatory agencies have been emphasizing the importance of a strong and effective CMS. Find out four ways to streamline your CMS.

Dec 11, 2019 4 min read
Compliance Managed: Four Ways to Streamline a CMS

Compliance Managed: Four Ways to Streamline a CMS

Regulatory agencies have been emphasizing the importance of a strong and effective CMS, they’ve given financial institutions a lot of flexibility in...

Dec 4, 2019 4 min read
Can You Adopt an Agile Approach to Compliance?

Can You Adopt an Agile Approach to Compliance?

One of the buzzwords in business these days is “agile.” If you’re looking to learn more about what an agile approach is, and how it can be used in...

Oct 9, 2019 4 min read
5 Fair Lending Lessons Learned in 2019
CRA

5 Fair Lending Lessons Learned in 2019

Now is perfect time to reflect on some of the lessons learned this year. In particular, we’ve seen lots of changes in Fair Lending compliance.

Sep 25, 2019 5 min read
School's in Session: 3 Tips to Help You Ace Compliance

School's in Session: 3 Tips to Help You Ace Compliance

Here are three essential, timeless tips for you to remember to ensure that you achieve your compliance goals in 2019 and beyond.

Aug 28, 2019 4 min read
13 Movies and Shows Every Bank Compliance Nerd Needs to Watch

13 Movies and Shows Every Bank Compliance Nerd Needs to Watch

Here are a few banking compliance movies and TV shows for you to check out, and prove to your friends and family that compliance is entertaining!

Aug 7, 2019 5 min read
Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending consent order signal a change in regulatory enforcement? We're talking HMDA, Fair Lending, and what this means for you.

Jun 26, 2019 5 min read
10 Tips to Make the Most of Your Next Banking Conference

10 Tips to Make the Most of Your Next Banking Conference

Learn 10 best practices to help you make the most of your next banking industry event! These guidelines will ensure your next conferences is a success.

May 8, 2019 8 min read
Why Do I Need a HMDA and CRA Transmittal Tool?
CRA

Why Do I Need a HMDA and CRA Transmittal Tool?

Find out everything you need to know from A to Z about the HMDA and CRA transmittal and why you might need the software for your financial institute.

May 1, 2019 5 min read
How To Prepare for the Public HMDA Data Release Next Month

How To Prepare for the Public HMDA Data Release Next Month

More HMDA data will be publicly released in May 2019. This data has more depth and may spark additional Fair Lending scrutiny. Learn how to prepare today!

Apr 24, 2019 5 min read
7 Risks that Third-Party Vendors Pose to Your Financial Institution

7 Risks that Third-Party Vendors Pose to Your Financial Institution

In 2019, vendor risk management remains a key concern for financial institutions in the US. There’s a good reason for that! Here are...

Mar 27, 2019 7 min read
What Should I Do After Submitting My HMDA Data?
CRA

What Should I Do After Submitting My HMDA Data?

Here are 10 steps you need to take after filing your HMDA LAR to strengthen your Fair Lending compliance program. Plus, get the post-HMDA filing checklist!

Mar 6, 2019 7 min read
How to Tell if a Loan Qualifies as a CRA Small Business Loan
CRA

How to Tell if a Loan Qualifies as a CRA Small Business Loan

In this blog post, you'll learn the definition of a CRA small business loan, what is reportable, and how to figure out if your loans qualify. You'll also..

Feb 6, 2019 3 min read
Fast Facts: Ncontracts' Compliance Solutions vs. The Others
CRA

Fast Facts: Ncontracts' Compliance Solutions vs. The Others

What does TRUPOINT do differently than other banking compliance software providers? Here are five fast facts that really make the difference.

Jan 16, 2019 4 min read
5 Key Trends That Will Influence Your Compliance in 2019
CRA

5 Key Trends That Will Influence Your Compliance in 2019

Here are five factors that are likely to have a major impact on your bank, credit union, or mortgage company's compliance program...

Jan 2, 2019 4 min read
A Compliance Officer's "Night Before Christmas"

A Compliance Officer's "Night Before Christmas"

We hope that this compliance-themed version of the famous holiday poem brings you joy and good cheer this season!

Dec 24, 2018 2 min read
15 Unique Challenges of Banking Millennial Customers and How to Address Them

15 Unique Challenges of Banking Millennial Customers and How to Address Them

What challenges do banks face when attracting millennials? Learn 15 unique challenges of banking millennial customers, and how to address them.

Dec 5, 2018 9 min read
Contingency Plan Template

Contingency Plan Template

A contingency plan template can be a physical document, or a digital form used to create a compliant contingency plan.

Nov 13, 2018 1 min read
How to Build a Better Bank Budget in 7 Steps

How to Build a Better Bank Budget in 7 Steps

Whether you're leading a department or an entire financial institution, you'll learn valuable tips for how to create a budget. Plus...

Oct 3, 2018 10 min read