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Do You Qualify for the HMDA Small Filer Exemption?
CRA

Do You Qualify for the HMDA Small Filer Exemption?

If HMDA compliance is a priority for you, you need to know the details of the CFPB's HMDA Small Filer partial exemption...

Sep 12, 2018 8 min read
5 Fun Ways to Celebrate the Fair Housing Act's 50th Birthday

5 Fun Ways to Celebrate the Fair Housing Act's 50th Birthday

One of the most fundamental regulations to today's compliance landscape is the Fair Housing Act. As this landmark legislation turns 50, here...

Sep 5, 2018 5 min read
Which Risk Manager Would You Hire? Game of Thrones Edition

Which Risk Manager Would You Hire? Game of Thrones Edition

While we wait for next year’s final episodes, get your GoT fix with this hypothetical exercise in risk management hiring...

Aug 16, 2018 5 min read
Breaking: OCC Says Multiple CRA Downgrades for Discrimination Still Possible
CRA

Breaking: OCC Says Multiple CRA Downgrades for Discrimination Still Possible

If you're regulated by the OCC, you need to understand the updates to their policies on CRA ratings downgrades as a result of evidence of discrimination.

Aug 16, 2018 3 min read
A Handy Guide to the Leading Names & Faces in Banking Compliance Today

A Handy Guide to the Leading Names & Faces in Banking Compliance Today

Learn the names and faces of the individuals leading the banking compliance conversation. With this knowledge, you'll have a better sense for the who's who…

Jul 18, 2018 9 min read
3 Unusual Advantages of Women in Banking

3 Unusual Advantages of Women in Banking

In this post, we will flip the script and talk about three unique advantages women in finance have, and how you can leverage them to address...

Jun 13, 2018 7 min read
7 Ideas for Being a Better Negotiator with Your Team, Boss, and Board
CRA

7 Ideas for Being a Better Negotiator with Your Team, Boss, and Board

In this post, the first in our Beyond Banking series, we'll be talking about some of the more personal aspects of banking. Whether you're...

May 23, 2018 6 min read
FinCEN Publishes 37 Much-Anticipated Beneficial Ownership FAQs

FinCEN Publishes 37 Much-Anticipated Beneficial Ownership FAQs

Learn the 37 questions answered by FinCEN, and get even more resources about the upcoming CDD/Beneficial Ownership rule.

Apr 11, 2018 7 min read
7 Quick HMDA Compliance Videos to Watch & Share

7 Quick HMDA Compliance Videos to Watch & Share

With the prospect of 2017 HMDA LAR being released as soon as next week, on April 1, HMDA and Fair Lending remain top priorities...

Mar 27, 2018 2 min read
20+ Often-Overlooked Compliance Resources, Organized by Regulation
CRA

20+ Often-Overlooked Compliance Resources, Organized by Regulation

Here are at least 20 regulatory compliance resources you may not know about. We guarantee at least one of these will make your life at work a little easier

Jan 3, 2018 8 min read
5 Ways to Convince Management that Compliance is Important

5 Ways to Convince Management that Compliance is Important

Here are 5 tips to help you show your financial institution's management why compliance matters! Learn how to show them why compliance is so important.

Nov 15, 2017 8 min read
Creating a Successful Compliance Program: Budgets, Buy-in & Building a Team

Creating a Successful Compliance Program: Budgets, Buy-in & Building a Team

Learn how to establish a solid foundation for your compliance program, with tips on determining a budget, garnering leadership buy-in and structuring...

Oct 25, 2017 5 min read
Attention Compliance Professionals: How to Leverage LinkedIn to Do Your Job Better

Attention Compliance Professionals: How to Leverage LinkedIn to Do Your Job Better

As a compliance professional, you can use LinkedIn to do your job better. Here are five tips you need to know, whether you're a beginner or an expert!

Oct 5, 2017 6 min read
How to Build a Strong Fair Lending & Redlining Compliance Management System
CRA

How to Build a Strong Fair Lending & Redlining Compliance Management System

As you work to build a strong Fair Lending and Redlining compliance management system, here are a few things to keep in mind to help reduce risk exposure.

Aug 30, 2017 7 min read
The Top 10 Worst Excuses for Not Analyzing HMDA Data for Fair Lending Compliance

The Top 10 Worst Excuses for Not Analyzing HMDA Data for Fair Lending Compliance

Here are the top 10 worst excuses for not analyzing HMDA data regularly - and why they're risky. In addition, you'll learn some key data points to consider…

Aug 17, 2017 7 min read
7 Regulator-Approved Facts about REMAs for Successful Redlining Analysis

7 Regulator-Approved Facts about REMAs for Successful Redlining Analysis

Get answers to your questions about REMAs, and learn 5 regulator-approved facts about REMAs that will help with successful Redlining Analysis.

May 11, 2017 3 min read
Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

The CFPB has proposed changes to Reg. B and is looking for input from mortgage lenders. Read to learn about the proposal and how to submit your response!

Apr 13, 2017 4 min read
15 Tiny Productivity Tips Guaranteed to Make a Big Difference for Busy Bankers

15 Tiny Productivity Tips Guaranteed to Make a Big Difference for Busy Bankers

You only have 1,440 minutes in every day. Are you making the most of yours? Here are 15 productivity tips that will improve how you manage your...

Mar 15, 2017 7 min read
3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers
CRA

3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers

With today's HMDA data submission, now is the time to start analyzing your data so that Fair Lending risks don't go unchecked. Here's how Ncontracts can...

Mar 1, 2017 4 min read
3 Fair Lending Focal Points for the CFPB in 2017

3 Fair Lending Focal Points for the CFPB in 2017

The CFPB recently released their top Fair Lending compliance priorities for 2017. Here they are - and why it matters to you, even if they aren't your regul…

Dec 22, 2016 2 min read
5 Basics of Strong Fair Lending Compliance Management in 5 Minutes

5 Basics of Strong Fair Lending Compliance Management in 5 Minutes

Fair Lending compliance can be complex, but there are 5 basic elements that any strong compliance management system should have. See how yours compares!

Jul 21, 2016 2 min read
7 Fair Lending HMDA Questions to Kickstart Your Compliance

7 Fair Lending HMDA Questions to Kickstart Your Compliance

All institutions must analyze their HMDA data for Fair Lending risk exposure, or risk being unprepared for the regulators. Here are 7 questions to answer.

Sep 8, 2015 5 min read
CFPB’s 10th UDAAP Consent Order Provides 3 Key Lessons

CFPB’s 10th UDAAP Consent Order Provides 3 Key Lessons

Here are 3 key UDAAP lessons we can learn from the CFPB's $700 million consent order to Citibank, the tenth such action since the CFPB's founding.

Jul 30, 2015 4 min read
5 Things to Consider Now That 7,700+ Consumer Complaints are Public

5 Things to Consider Now That 7,700+ Consumer Complaints are Public

The CFPB's Complaint Database now includes consumer narratives. Here are 5 considerations for improving complaint management (plus answers to 7 FAQs)!

Jul 16, 2015 3 min read
What the CFPB's Move to Oversee Nonbank Auto Financers Really Means

What the CFPB's Move to Oversee Nonbank Auto Financers Really Means

The CFPB's move to regulate nonbank auto finance lenders is shaking up auto compliance. Here's what the new exam procedures mean for you.

Jun 23, 2015 3 min read
5 Key Insights Every Compliance Officer Should Know

5 Key Insights Every Compliance Officer Should Know

Here are 5 key insights about regulatory compliance that all compliance officers need to know and implement, highlighted at 2015's ABA compliance...

Jun 18, 2015 3 min read
4 Emerging Compliance Themes Identified at Day 1 of the ABA RCC

4 Emerging Compliance Themes Identified at Day 1 of the ABA RCC

Here are 4 emerging compliance themes, including HMDA Plus and fair banking, identified at the ABA's annual compliance conference.

Jun 15, 2015 2 min read
$200M Fair Lending Settlement Shows Why You Need to Know Your Numbers

$200M Fair Lending Settlement Shows Why You Need to Know Your Numbers

A recent $200 million HUD settlement shows why you it's so important that financial institutions know their numbers for fair lending compliance.

Jun 2, 2015 4 min read
CFPB Spotlights Future Priorities with Rulemaking Agenda Update

CFPB Spotlights Future Priorities with Rulemaking Agenda Update

The CFPB's recently released rulemaking agenda highlights key areas of focus. Unsurprisingly, HMDA and TRID top the list.

May 27, 2015 2 min read
3 Clear Ways to Limit Fair Lending Risk

3 Clear Ways to Limit Fair Lending Risk

We had a great time with the Indiana Bankers Association last week, and had interesting discussions about stereotypes and fair lending risk.

May 19, 2015 3 min read