Preparing for 2014 HMDA Submission: 5 Compliance Areas to Explore
The HMDA Submission deadline is fast approaching! Here are 5 HMDA data elements that you need to review for Fair Lending compliance in 2015.
9 Essential Steps of Fair Lending Indirect Auto Analysis
Check out the 9 essential steps for effective Indirect Auto Fair Lending analysis, and learn how to identify and mitigate your risk.
5 Focus Areas for Fair Housing Community Groups: Is Your CMS Ready?
HUD awarded $40 million in grants to fair housing organizations for Fair Lending investigations. Here are the 5 key areas of focus.
Maternity Leave & Fair Lending: 3 Lessons from Wells Fargo Settlement
HUD's recent $5 million settlement with Wells Fargo provides three critical lessons Fair Lending maternity leave risk, and sample policy. Read here:
3 Ways Marketing Plays a Key Role in Fair Lending Compliance
Marketing is one of the primary risk areas for Fair Lending. Check out the 3 ways marketing is critical to compliance, and how to assess risk.
3 Fair Lending Risks Lenders Need To Know, Plus A Free Risk Assessment
3 Fair Lending compliance risks lenders need to know, like discretion and policies, and tips for how to manage risk. Get a Free Risk Assessment, too!
Why Benchmarks Matter: Is Your Fair Lending Analysis Short or Tall?
Comparing your HMDA data to benchmarks provides critical insight. Read on to learn more about benchmarks, and 5 common Fair Lending risks.
Are Your Underwriting Policies Creating Fair Lending Risk?
Recent settlements provide key insights about underwriting, disability income and ATR. Sample HUD-approved policy language included.
6 Questions to Test Your Compliance Culture
Compliance culture is critical for regulatory compliance. Evaluate your financial institution's compliance culture with this free-self assessment.
5 Key Lessons about Consumer Complaints from the CFPB [Infographic]
5 key lessons learned about Fair Lending complaint management from the annual consumer complaint report released by the CFPB.
Here is HMDA Plus: What You Need to Know About the Changes
The CFPB just released a new HMDA rule proposal. Here's what you need to know about the upcoming changes for mortgage lending.
Consumer Complaint Management System Best Practices
The CFPB's proposed public database of consumer narratives shows the importance of an effective consumer complaint management system.
7 Key Fair Lending & UDAAP Reminders from the CFPB
7 key Fair Lending & UDAAP compliance lessons from the CFPB enforcement action with GE Capital Retail Bank.
The Cullen/Frost Merger Shows that Fair Lending Is Critical to Growth
The recent Cullen/Frost acquisition of WNB Bancshares proves that Fair Lending compliance and M&A due diligence are critical for expansion.
3 Key Topics of the ABA Regulatory Compliance Conference
See us at Booth 410 at ABA Regulatory Compliance Conference! Here are 3 key topics we'll be exploring.
Auto Lending's Dangerous Trio of Fair Lending Risk Factors
Auto Lending: Discretion on dealer markups, dealer compensation, and disparities in pricing are a dangerous trio of Fair Lending risk factors
5 Elements of Exception Policies Needed for Fair Lending Compliance
The recent CFPB Supervisory Highlights report shows the importance of a strong CMS, particularly loan exception management policies.
How Benchmarking Data Will Enhance Your HMDA Reporting
Benchmarking data can improve understanding of your loan data and HMDA reporting. Do you know how your HMDA data compares?
CFPB Announces 3 New HMDA Exemption Threshold & Reminder on MSAs
The CFPB released the revised asset-size exemption threshold for depository institutions under Regulation C (which implements HMDA) for 2014.
3 Fair Lending Settlements Provide 5 Industry Reminders
The compliance regulators telegraph five fair lending tips through recent DOJ settlements. How does your institution's compliance program stack up?
3 Steps to a Proficient Risk Assessment
A compliance risk assessment helps focus the financial institution on the most important areas of risk. The common three steps are outlined.
4.5 Fair Lending Trip Wires for Auto Financing
Auto lending is the third largest credit market in the US. Review the Fair Lending Trip Wires and how to assess your institution's risk.
3 Fair Lending Exams Defined - Which is Your Flavor?
The CFPB quietly published its baseline review modules for Fair Lending. Which flavor exam will you receive from your regulator?
60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!
HMDA data is made public every September. Review 5 simple data points to assess your Fair Lending Risk.
CFPB Declares Data-Centric Future with New Strategy. Are You Ready?
CFPB is quickly moving into a data-centric world as evidenced by their strategic plan. Is your compliance management program ready?
4 Fair Lending Best Practices - Proactively Address Risk
The four fair lending best practices outlined by the NCUA: Written Policies; Regular Risk Assessments; Consistent Monitoring; Stay Current.
CFPB Provides Warning on Indirect Lending - You Have Been Deputized!
CFPB provides financial institutions warning and guidance in regards to indirect lending. Is it fair to deputize banks to manage fair lending?
10 Questions for Third-Party Compliance
The financial institution's senior management must actively manage third-party relationships. Here are 10 quick questions to gauge your risk.
4 Classes of Problems - CFPB Focuses on Discrimination & Fair Lending
CFPB looks forward, uses disparate impact theory to fight discrimination and enforce fair lending.
Recent Fair Lending Settlement and Community Banks: 3 Conclusions
Texas Champion Bank settles Fair Lending complaint regarding consumer lending to Hispanics.