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Making Lending Fair for Everyone

Making Lending Fair for Everyone

Fair lending means lending should be fair for everyone. Here are a few steps that financial institutions should take to help ensure everyone a...

Aug 21, 2020 2 min read
Does Your CMS Measure up to DOJ Expectations?
CRA

Does Your CMS Measure up to DOJ Expectations?

That means it’s in a FI’s best interest to look so they can feel confident that existing policies and procedures align with DOJ expectations.

Jul 1, 2020 3 min read
COVID-19 Update: CFPB Postpones HMDA Data Collection

COVID-19 Update: CFPB Postpones HMDA Data Collection

As financial institutions scramble to maintain operations and aid customers and members as COVID-19 continues to spread, the Consumer Financial Protection …

Mar 30, 2020 2 min read
NCUA: HMDA Violations Thrive in Weak CMSs

NCUA: HMDA Violations Thrive in Weak CMSs

Why do Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR) violations happen? Weaknesses in compliance management...

Nov 26, 2019 3 min read
Fair Lending Risk: Do You Have a Seat at the Risk Management Table?

Fair Lending Risk: Do You Have a Seat at the Risk Management Table?

Your institution uses compliance analytics software and services for fair lending, HMDA, CRA, and redlining so that it can recognize risks, increase...

Nov 20, 2019 3 min read
3 Benefits of Analytics Software vs. Manual Analysis of Your HMDA Data

3 Benefits of Analytics Software vs. Manual Analysis of Your HMDA Data

Are you still analyzing your Fair Lending data manually? If so, it’s time to consider a different approach. Here are the benefits of replacing a manual...

Oct 2, 2019 4 min read
5 Fair Lending Lessons Learned in 2019
CRA

5 Fair Lending Lessons Learned in 2019

Now is perfect time to reflect on some of the lessons learned this year. In particular, we’ve seen lots of changes in Fair Lending compliance.

Sep 25, 2019 5 min read
Fair Lending Fireworks: 3 Trends in the Hottest Area of Compliance

Fair Lending Fireworks: 3 Trends in the Hottest Area of Compliance

In the spirit of July 4th, learn what's sparking fireworks in Fair Lending compliance. After the $1.75M consent order, this is news you'll want to know.

Jul 3, 2019 4 min read
Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending Consent Order Signal Changes in Compliance Enforcement?

Does this $1.75M Fair Lending consent order signal a change in regulatory enforcement? We're talking HMDA, Fair Lending, and what this means for you.

Jun 26, 2019 5 min read
Why Do I Need a HMDA and CRA Transmittal Tool?
CRA

Why Do I Need a HMDA and CRA Transmittal Tool?

Find out everything you need to know from A to Z about the HMDA and CRA transmittal and why you might need the software for your financial institute.

May 1, 2019 5 min read
Your Quick Guide to the 2018 HMDA Data Changes

Your Quick Guide to the 2018 HMDA Data Changes

If you're a HMDA reporter, you need to read this post. Learn all about recent regulatory updates to the HMDA disclosure final rule, which will...

Jan 23, 2019 6 min read
7 Insights You'll Get from this Free HMDA Fair Lending Report

7 Insights You'll Get from this Free HMDA Fair Lending Report

With this free 2018 Edition of the HMDA Fair Lending report, you will learn 7 powerful data-driven insights that can help your financial institution...

Nov 28, 2018 5 min read
7 Buzzworthy Headlines in Compliance and Banking for May 2018 - Recap!
CRA

7 Buzzworthy Headlines in Compliance and Banking for May 2018 - Recap!

top five banking and compliance news headlines from the month of May 2018

Jun 6, 2018 8 min read
FinCEN Publishes 37 Much-Anticipated Beneficial Ownership FAQs

FinCEN Publishes 37 Much-Anticipated Beneficial Ownership FAQs

Learn the 37 questions answered by FinCEN, and get even more resources about the upcoming CDD/Beneficial Ownership rule.

Apr 11, 2018 7 min read
How to Understand Your Redlining Risk in 3 Simple Steps

How to Understand Your Redlining Risk in 3 Simple Steps

Redlining risk is a red-hot topic for the regulators. Here are 3 simple steps for understanding and managing your redlining risk!

Apr 4, 2018 3 min read
Top 13 Proven Benefits of HMDA Software for Fair Lending Compliance [Part 1]

Top 13 Proven Benefits of HMDA Software for Fair Lending Compliance [Part 1]

Leveraging a HMDA software for data analysis and risk management can yield benefits for your Fair Lending & HMDA compliance program, and institution...

Sep 14, 2017 7 min read
Thanks for Helping TRUPOINT Reach Record 125% New Business Growth!

Thanks for Helping TRUPOINT Reach Record 125% New Business Growth!

TRUPOINT is happy to announce 125% growth in new business in 2016, and are looking forward to a bright 2017. Thank you to everyone who made success possibl…

Mar 9, 2017 3 min read
3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers
CRA

3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers

With today's HMDA data submission, now is the time to start analyzing your data so that Fair Lending risks don't go unchecked. Here's how Ncontracts can...

Mar 1, 2017 4 min read
This Year's HMDA Data is Now Public! Here's What to Do About it.

This Year's HMDA Data is Now Public! Here's What to Do About it.

The annual release of public HMDA data always sparks discussion and delivers insight. This year is no different. Here's are five steps to take now!

Sep 30, 2016 3 min read
Preparing for 2014 HMDA Submission: 5 Compliance Areas to Explore

Preparing for 2014 HMDA Submission: 5 Compliance Areas to Explore

The HMDA Submission deadline is fast approaching! Here are 5 HMDA data elements that you need to review for Fair Lending compliance in 2015.

Feb 6, 2015 4 min read
CFPB Announces 3 New HMDA Exemption Threshold & Reminder on MSAs

CFPB Announces 3 New HMDA Exemption Threshold & Reminder on MSAs

The CFPB released the revised asset-size exemption threshold for depository institutions under Regulation C (which implements HMDA) for 2014.

Jan 7, 2014 1 min read
60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!

60 Days Before 2012 HMDA Data is Public – 5 Data Points to Prepare!

HMDA data is made public every September. Review 5 simple data points to assess your Fair Lending Risk.

Jul 23, 2013 3 min read
This is Every Community Bank Compliance Officer's Nightmare

This is Every Community Bank Compliance Officer's Nightmare

The proposed bank merger between Hancock Holding Co. and Whitney Holding Corp. has been challenged on fair lending grounds.

Mar 17, 2011 2 min read