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Morgan Stanley's $100+ Million Vendor Management Mistake

Morgan Stanley's $100+ Million Vendor Management Mistake

Take a look at how deficient vendor management has come back to haunt Morgan Stanley to the tune of a $60 million fine from the OCC.

Oct 22, 2023 4 min read
4 Reasons to Add Cyber Monitoring to Your Vendor Management Program

4 Reasons to Add Cyber Monitoring to Your Vendor Management Program

The insights cyber monitoring provides can help you learn more about your vendor’s cyber risk by giving you answers to questions

Apr 5, 2022 2 min read
8 Vendor Management Practices Examiners Are Looking For

8 Vendor Management Practices Examiners Are Looking For

Third-party vendors play a critical role in compliance. Therefore, examiners are looking for 8 vendor management practices.

Mar 30, 2022 2 min read
Vendor Management: Which ‘Friend’ Will Be There for You?

Vendor Management: Which ‘Friend’ Will Be There for You?

We thought we’d have a little fun with Friends by asking which Friend you’d hire for a vendor management role at your financial institution.

May 27, 2021 4 min read
How to Lighten Your Vendor Management Workload

How to Lighten Your Vendor Management Workload

Here are the most effective ways to lighten your vendor management workload while still ensuring your vendors are properly managed.

Apr 13, 2021 4 min read
How Should the 3 Lines of Defense Work in a Vendor Management Program?

How Should the 3 Lines of Defense Work in a Vendor Management Program?

The Three Lines of Defense helps banks, credit unions, mortgage companies and fintechs build and effectively manage the vendor management lifecycle

Mar 23, 2021 4 min read
Is Your Vendor Prepared for Disaster?

Is Your Vendor Prepared for Disaster?

Recent analysis conducted by the FDIC’s OIG finds that just half of vendor contracts it reviewed “explicitly included business continuity provisions.”

Sep 22, 2020 3 min read
Vendor Due Diligence: Don't Make This SOC 2 Report Mistake

Vendor Due Diligence: Don't Make This SOC 2 Report Mistake

Make sure to engage in due diligence with your third-party vendor and avoid critical SOC 2 report mistakes.

Aug 4, 2020 5 min read
Does Your Vendor Management Program Measure Up to the DOJ Expectations?

Does Your Vendor Management Program Measure Up to the DOJ Expectations?

Every FI knows that regulatory agencies evaluate their vendor management program as part of the exam process. The Justice Department does too.

Jun 29, 2020 2 min read
Third-Party Vendors & Compliance Risk: 10 High-Risk Compliance Situations

Third-Party Vendors & Compliance Risk: 10 High-Risk Compliance Situations

That’s the situation financial institutions face when a third-party vendor acting on behalf of the bank doesn’t comply with laws and regulations.

Jun 18, 2020 3 min read
Are Your Vendors Flexible in a Crisis?

Are Your Vendors Flexible in a Crisis?

From the Paycheck Protection Program to mortgage forbearance, FIs have scrambled to adjust to new rules and help customers obtain much-needed funding.

May 12, 2020 2 min read
3 Take-aways from the OCC Third-Party Vendors Relationship FAQ

3 Take-aways from the OCC Third-Party Vendors Relationship FAQ

The OCC released a Frequently Asked Questions (FAQ) supplement to OCC Bulletin 2013-29 that gives more clarity on regulations around third-party vendors.

Mar 10, 2020 3 min read
How Not to Save Money on Vendor Management

How Not to Save Money on Vendor Management

Earlier this month Federal Reserve Governor Michelle Bowman announced that the Federal Reserve is working with the other supervisory agencies to update its

Mar 5, 2020 4 min read
Are Vendors Your Biggest Obstacle to Fintech Adoption? It Might Not Be Their Fault

Are Vendors Your Biggest Obstacle to Fintech Adoption? It Might Not Be Their Fault

Once your FI has laid out its strategic goals, it needs to know if a vendor will have the products and services it needs to accomplish them.

Jan 23, 2020 2 min read
When Customers Invite Third-Party Risk

When Customers Invite Third-Party Risk

In a world where consumers are often willing to trade privacy for convenience, even banking passwords are no longer sacrosanct.

Jan 9, 2020 4 min read
Vendor Employees Gone Wild: Structuring Vendor Contracts to Guard Against Rogue Insiders & Cyber Threats 

Vendor Employees Gone Wild: Structuring Vendor Contracts to Guard Against Rogue Insiders & Cyber Threats 

Capital One and its credit card applicants and customers are not having a good week.

Aug 1, 2019 5 min read
3 Elements of a Vendor Cyber Monitoring Program

3 Elements of a Vendor Cyber Monitoring Program

An FI’s vendor management program is part of its enterprise risk management. Vendor management can’t be done in a vacuum.

Jul 9, 2019 2 min read
Another Vendor Behaving Badly: Failed Vendor Management Results in $236K+ Consent Order

Another Vendor Behaving Badly: Failed Vendor Management Results in $236K+ Consent Order

Failing to engage in appropriate third-party vendor planning, due diligence, contract negotiations, and ongoing monitoring has bad results.

Jul 2, 2019 2 min read
What to Do When You’re Worried About Your Vendor’s Finances

What to Do When You’re Worried About Your Vendor’s Finances

How do you know your vendor is in trouble and what can you do if it is? Read on to find out.

Jun 12, 2019 2 min read
Brokered Deposits & Vendor Management

Brokered Deposits & Vendor Management

As the industry pushes for more flexibility to make it easier to work with deposit brokers, bankers can help make their case with strong vendor management.

May 10, 2019 3 min read
3 Tips for Avoiding an Equifax-Style Breach

3 Tips for Avoiding an Equifax-Style Breach

When one of the nation’s largest credit reporting companies reports a breach involving the private financial data of over 145 million Americans, people

Mar 27, 2019 4 min read
Is Apple Pay a Vendor?

Is Apple Pay a Vendor?

Apple Pay is not a direct vendor. This raises an interesting question. Should financial institutions (FI) using Apple Pay have to review Apple as a vendor?

Jan 25, 2019 2 min read
NCUA Eyes Economic Environment, Change Management & Third-Party Risk With 2019 Supervisory Priorities

NCUA Eyes Economic Environment, Change Management & Third-Party Risk With 2019 Supervisory Priorities

The NCUA has made adjustments to its Supervisory Priorities for 2019 - emphasizing controlling risks, including a new focus on third-party risk management.

Jan 23, 2019 2 min read
What Is VMS

What Is VMS

VMS stands for vendor management software. A VMS is an internet application that is designed to give organizations the tools they need to use

Nov 20, 2018 1 min read
Vendor Risk Management

Vendor Risk Management

Vendor risk management is a process that aims to deal with the risks associated with working with vendors. This process begins when the company is first

Oct 31, 2018 1 min read
Risk & Vendor Management: The Role of Committees vs. Departments

Risk & Vendor Management: The Role of Committees vs. Departments

When it comes to risk and vendor management, both the board and management have specific roles to play, but where do committees and departments fit in?

Jul 24, 2018 3 min read
OCC: Third-Party Providers Contribute to 'Elevated' Operational Risk

OCC: Third-Party Providers Contribute to 'Elevated' Operational Risk

Could a third-party provider be the weak link in your institution’s operations? It’s possible, according to the Office of the OCC

Jun 7, 2018 2 min read
"Deficient Vendor Management Practices" Result in $1.5 Million Fine

"Deficient Vendor Management Practices" Result in $1.5 Million Fine

Missouri bank slapped with fines for what the OCC calls \"deficient vendor management practices.\" Here's what happened and how you can avoid similar fines

Oct 17, 2017 2 min read
Warning Ahead: Many Vendor Contracts Are Missing Essential Internal Controls

Warning Ahead: Many Vendor Contracts Are Missing Essential Internal Controls

The phrase “internal controls” is closely associated with accounting, but these valuable tools are also an integral part of risk management.

Mar 30, 2017 2 min read