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What is A Real-World Example of Fair Lending Discrimination?

What is A Real-World Example of Fair Lending Discrimination?

Learn how Fair Lending discrimination risk can negatively impact your bank, mortgage company or credit union's reputation through these 3 examples!

Jun 20, 2017 8 min read
Spreadsheets Aren’t Free: 5 Hidden Costs

Spreadsheets Aren’t Free: 5 Hidden Costs

The costs your institution will incur if it’s using spreadsheets to oversee risk management or compliance may not be obvious until it's too late.

Jun 7, 2017 2 min read
BSA/AML Compliance by the Numbers

BSA/AML Compliance by the Numbers

A recent survey of 160 compliance officers provided valuable insights about their BSA/AML compliance. Read on to see the results, and learn how you compare

May 25, 2017 3 min read
7 Fair Lending Tips Every CEO & Board Member Needs to Know

7 Fair Lending Tips Every CEO & Board Member Needs to Know

Here are 7 Fair Lending tips every CEO, President and Senior Board Member should know in order to reduce risk and improve compliance. Plus, get a free...

May 18, 2017 5 min read
7 Regulator-Approved Facts about REMAs for Successful Redlining Analysis

7 Regulator-Approved Facts about REMAs for Successful Redlining Analysis

Get answers to your questions about REMAs, and learn 5 regulator-approved facts about REMAs that will help with successful Redlining Analysis.

May 11, 2017 3 min read
7 Fair Lending Risks You Need to Know Today

7 Fair Lending Risks You Need to Know Today

Fair Lending remains a top regulatory priority. Do you know your risk? In this blog, learn 7 key Fair Lending compliance risks, plus get a free eBrief!

Apr 26, 2017 3 min read
Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

Compliance Alert: Reg. B Changes on the Horizon for Mortgage Lenders

The CFPB has proposed changes to Reg. B and is looking for input from mortgage lenders. Read to learn about the proposal and how to submit your response!

Apr 13, 2017 4 min read
How to Be Prepared for Increased Regulatory Focus on CRA Compliance
CRA

How to Be Prepared for Increased Regulatory Focus on CRA Compliance

Regulators like the OCC are signaling a future increase in CRA compliance scrutiny. Is your institution ready for deeper exams and heightened analysis?

Apr 6, 2017 4 min read
Guarding Against Cyber Events: How Strong Are Your Vendor’s Protections?

Guarding Against Cyber Events: How Strong Are Your Vendor’s Protections?

If your third-party contracts are structured like those at many financial institutions, your response may fall short of expectations due to lack of clarity

Mar 31, 2017 3 min read
Is Your Contract Protecting Your Institution?

Is Your Contract Protecting Your Institution?

Don’t ignore your contracts. If you’re not demanding detailed term definitions, controls and performance standards, you’re doing your FI a disservice.

Mar 29, 2017 3 min read
Weak Vendor Management Trickles Down to Contracts

Weak Vendor Management Trickles Down to Contracts

Third-party vendor management is all about managing risk. It’s an issue that regulators have been pressing for years, yet it seems that not every

Mar 28, 2017 4 min read
Compliance 101: Independent Audits, Independent Reviews & Self-Testing

Compliance 101: Independent Audits, Independent Reviews & Self-Testing

Here, we will define independent audits, independent reviews and self-tests for compliance, and help you understand the key differences between them.

Mar 23, 2017 3 min read
The Life of A Strategic Risk Manager: The problem of manual processes

The Life of A Strategic Risk Manager: The problem of manual processes

What’s it like to be a chief risk officer? It’s a complex, time-consuming job—one that balances day-to-day management with big picture planning.

Mar 20, 2017 3 min read
Thanks for Helping TRUPOINT Reach Record 125% New Business Growth!

Thanks for Helping TRUPOINT Reach Record 125% New Business Growth!

TRUPOINT is happy to announce 125% growth in new business in 2016, and are looking forward to a bright 2017. Thank you to everyone who made success possibl…

Mar 9, 2017 3 min read
What Happens in New York Doesn't Stay in New York

What Happens in New York Doesn't Stay in New York

How does this help your institution? If any of your vendors have clients in New York state, it should easily be able to provide your institution with

Mar 2, 2017 1 min read
3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers
CRA

3 HMDA Compliance Challenges & How Fair Lending Analytics Provides Answers

With today's HMDA data submission, now is the time to start analyzing your data so that Fair Lending risks don't go unchecked. Here's how Ncontracts can...

Mar 1, 2017 4 min read
Does Vendor Size Matter?

Does Vendor Size Matter?

Some institutions try to simplify vendor management by picking the biggest vendor in each category. Going big, however, is not always the safest option.

Feb 27, 2017 1 min read
9 Fair Lending Compliance Training Essentials [Free Checklist]

9 Fair Lending Compliance Training Essentials [Free Checklist]

Training is a critical part of any Fair Lending compliance management program. Here are 9 essentials of Fair Lending training, plus a free checklist!

Feb 23, 2017 4 min read
Western Unions Pays $184 Million for Ignoring Vendor Due Diligence

Western Unions Pays $184 Million for Ignoring Vendor Due Diligence

After failing to conduct adequate due diligence on vendors, incl. background checks and on-site reviews, the $184MM fine may be its biggest transfer yet.

Feb 23, 2017 1 min read
Are You Delegating These 3 Key Areas of Compliance Yet?

Are You Delegating These 3 Key Areas of Compliance Yet?

Explore how the most successful compliance officers are delegating and leveraging experts to reduce overwhelm and better manage risk.

Feb 7, 2017 6 min read
DOJ Rings in 2017 with Redlining Actions Against Community Banks

DOJ Rings in 2017 with Redlining Actions Against Community Banks

The DOJ welcomed 2017 with Redlining actions directed at three banks. Learn more about those recent actions, plus a few tips for managing your Redlining ri…

Jan 26, 2017 3 min read
A Quick-and-Dirty Guide to CRA Compliance Exams
CRA

A Quick-and-Dirty Guide to CRA Compliance Exams

CRA compliance is familiar for many institutions. In this post, we'll cover a few things you may not know, and provide some tips for how to prep for a...

Jan 18, 2017 5 min read
Cloudy with a Chance of Data Loss

Cloudy with a Chance of Data Loss

Perhaps there’s no buzz word more confusing to bankers and credit union executives than the “cloud.” It evokes an ethereal image of data floating safely

Dec 31, 2016 2 min read
10 Most Popular Smart Compliance Blog Posts of 2016

10 Most Popular Smart Compliance Blog Posts of 2016

In case you missed any of the most popular blogs of 2016, here they are, rounded up just for you! We've also linked to some of the most popular free resour…

Dec 29, 2016 3 min read
When Natural Disasters Become Customer Relationship Disasters

When Natural Disasters Become Customer Relationship Disasters

Customers don’t want to hear that a data center across the country flooded, a cyberattack overwhelmed systems or a piece of equipment failed. In their eyes

Dec 29, 2016 2 min read
Why You Need to Focus on Cybersecurity Risk Now

Why You Need to Focus on Cybersecurity Risk Now

Rather than lump cyber risk in with other categories, it’s important for banks and credit unions to directly address this risk with their critical vendor

Dec 27, 2016 2 min read
3 Fair Lending Focal Points for the CFPB in 2017

3 Fair Lending Focal Points for the CFPB in 2017

The CFPB recently released their top Fair Lending compliance priorities for 2017. Here they are - and why it matters to you, even if they aren't your regul…

Dec 22, 2016 2 min read
What is Concentration Risk - And What Does My Regulator Have to Say About It?

What is Concentration Risk - And What Does My Regulator Have to Say About It?

When most bankers and credit union executives think of concentration risk, they think of lending—but concentration risk has a different meaning whentalking

Dec 22, 2016 1 min read
Compliance Risk - Avoid Vendor Compliance Failures by Properly Assessing Risk

Compliance Risk - Avoid Vendor Compliance Failures by Properly Assessing Risk

Compliance risk is one of the 10 biggest vendor risks facing FIs—and the reason why FIs need to know the whats, hows and whens of its vendors’

Dec 19, 2016 3 min read
Country Risk - Why It Pays to Choose Domestic Service Providers

Country Risk - Why It Pays to Choose Domestic Service Providers

Think it’s tricky to keep track of the rules and regulations U.S. regulatory agencies? Imagine following operational requirements of foreign countries.

Dec 18, 2016 2 min read