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9 Benefits Of Vendor Management Software Vs Manual Tracking

9 Benefits Of Vendor Management Software Vs Manual Tracking

When it comes to vendor management software, some financial institutions rely on a combination of spreadsheets, email, and shared drive files.

May 28, 2020 3 min read
OCC Releases Final CRA Modernization Rule: What You Need to Know
CRA

OCC Releases Final CRA Modernization Rule: What You Need to Know

The OCC released its final Community Reinvestment Act (CRA) rule last week, shortly before Comptroller Joseph Otting stepped down.

May 26, 2020 3 min read
How To Work With The Board & Management: 6 Tips From A Top Compliance Officer

How To Work With The Board & Management: 6 Tips From A Top Compliance Officer

When a bank has a good compliance management system (CMS), training, an engaged board, and monthly testing.

May 26, 2020 3 min read
5 Tips For Assessing Your Financial Institution’s Pandemic Performance

5 Tips For Assessing Your Financial Institution’s Pandemic Performance

Now that we’re months into the COVID-19 pandemic, financial institutions can finally begin assessing their pandemic performance.

May 21, 2020 2 min read
3 Common Questions About Vendor Response To COVID-19

3 Common Questions About Vendor Response To COVID-19

Monitoring critical vendors’ response to COVID-19 and the effectiveness of their ongoing business continuity management (BCM)

May 19, 2020 2 min read
What’s The Difference Between Business Continuity Management (BCM) And Pandemic Planning?

What’s The Difference Between Business Continuity Management (BCM) And Pandemic Planning?

There is a huge amount of overlap between BCM and pandemic planning guidance.

May 14, 2020 1 min read
4 Ways To Streamline Your CMS

4 Ways To Streamline Your CMS

Many institutions already have a strong compliance management system (CMS) in place.

May 7, 2020 3 min read
Fair Lending in the Time of COVID: Trends from the CFPB & OCC

Fair Lending in the Time of COVID: Trends from the CFPB & OCC

We may be weary from living it and reading about it, but COVID-19 continues to impact every aspect of everyday life—including fair lending...

May 5, 2020 2 min read
FFIEC: Risk Management Is Essential To Safe & Sound Cloud Computing

FFIEC: Risk Management Is Essential To Safe & Sound Cloud Computing

From the model used to risk appetite and the complexity of a financial institution’s operations, FIs need to understand how their specific cloud-computing

May 5, 2020 2 min read
7 Tips For Making Your Complaint Program More Effective

7 Tips For Making Your Complaint Program More Effective

Read on for seven tips to make your complaint management program more effective.

May 1, 2020 2 min read
Inside Ncontracts COVID-19 Pandemic Response

Inside Ncontracts COVID-19 Pandemic Response

When your company is full of risk management and business continuity experts, you have to be prepared to face the unexpected.

Apr 29, 2020 4 min read
Fair Lending Pitfall #3: The CARES Act & PPP

Fair Lending Pitfall #3: The CARES Act & PPP

Do you like your small business lending with a side of controversy? If so, you’ve probably been actively monitoring the Paycheck Protection...

Apr 28, 2020 4 min read
A Little Monday Inspiration: The Banking Heroes We Need

A Little Monday Inspiration: The Banking Heroes We Need

We all need a little inspiration to brighten these difficult days. I got a dose last week from this story in The Washington Post about how nimble banks

Apr 27, 2020 4 min read
How COVID-19 Is Impacting Fair Lending Compliance

How COVID-19 Is Impacting Fair Lending Compliance

Small business loan demand is through the roof thanks to government assistance programs, while low mortgage rates have resulted in high demand

Apr 24, 2020 3 min read
How to Lead During a Pandemic: A Conversation with Marcia (“Marci”) Malzahn

How to Lead During a Pandemic: A Conversation with Marcia (“Marci”) Malzahn

The pandemic activated every single risk. Right now, bankers are dealing with credit, liquidity, interest rate, earnings, capital, and human resources.

Apr 20, 2020 5 min read
The New COVID-19 Risk Environment: Reassessing Risk

The New COVID-19 Risk Environment: Reassessing Risk

Risk has always been a part of banking. But today, with the spread of COVID-19 wreaking havoc on customers, the economy, and how we live and do business,

Apr 17, 2020 3 min read
Fair Lending Pitfalls: The CARES Act & Mortgage Loan Servicing

Fair Lending Pitfalls: The CARES Act & Mortgage Loan Servicing

Congress passed the Coronavirus Aid, Relief, and Economic Security Act (more commonly known as the CARES Act) last month, learn how it effects you.

Apr 15, 2020 5 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & IT (Part 6)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & IT (Part 6)

HR may be setting up work-from-home policies and dealing with employee concerns, but the IT department has to make sure the technology works.

Apr 10, 2020 4 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Finance & Lending (Part 5)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Finance & Lending (Part 5)

As COVID-19 spreads across the U.S., finance and credit departments at financial institutions are facing a new world of risk.

Apr 8, 2020 3 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Compliance and Risk (Part 4)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Compliance and Risk (Part 4)

While many necessary compliance and risk functions continue, it’s by no means business as usual. COVID-19 is creating new operational risks that need to

Apr 6, 2020 3 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Board & Management (Part 3)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Board & Management (Part 3)

As COVID-19 spreads across the country, boards and management are making critical decisions to adapt to changing conditions.

Apr 3, 2020 2 min read
CU Broadcast Interview Michael Berman on Third-Party Risk and COVID-19

CU Broadcast Interview Michael Berman on Third-Party Risk and COVID-19

That’s the question Mike Lawson from CU Broadcast had for Ncontracts CEO and Founder Michael Berman.

Apr 1, 2020 1 min read
COVID-19 Update: CFPB Postpones HMDA Data Collection

COVID-19 Update: CFPB Postpones HMDA Data Collection

As financial institutions scramble to maintain operations and aid customers and members as COVID-19 continues to spread, the Consumer Financial Protection …

Mar 30, 2020 2 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & the Frontline, Back Office & Marketing (Part 2)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & the Frontline, Back Office & Marketing (Part 2)

In this second blog in Ncontracts’ series breaking down key operational risk considerations department-by-department, we’re addressing three departments:

Mar 30, 2020 3 min read
Finastra, World’s Third-Largest Fintech, Responds to Ransomware Attack

Finastra, World’s Third-Largest Fintech, Responds to Ransomware Attack

Finastra, the third-largest fintech company in the world, took its servers offline Friday to protect its data after detecting a ransomware attack, the

Mar 26, 2020 1 min read
Covid-19 Risk Management: Balancing CRA & Fair Lending
CRA

Covid-19 Risk Management: Balancing CRA & Fair Lending

The Federal Reserve Board, the FDIC, and the Office of the Comptroller of the Currency encourage financial institutions to work with affected customers

Mar 23, 2020 3 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Human Resources (Part 1)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Human Resources (Part 1)

Ncontracts will address key operational risk considerations department-by-department to help your FI with pandemic preparedness & business continuity

Mar 23, 2020 3 min read
FinCEN Hits Chief Risk Officer with $450k Penalty

FinCEN Hits Chief Risk Officer with $450k Penalty

Michael LaFontaine got nailed because he was responsible for overseeing U.S. Bank’s compliance programs.

Mar 18, 2020 4 min read
FDIC Updates RMS Manual: What Does That Mean for Risk Management at Your FI

FDIC Updates RMS Manual: What Does That Mean for Risk Management at Your FI

Compliance isn’t just about following rules. It’s about thoughtfully managing risk.

Mar 16, 2020 3 min read
Pandemic Planning: 10 Questions to Ask Your Vendors About Coronavirus Preparedness

Pandemic Planning: 10 Questions to Ask Your Vendors About Coronavirus Preparedness

As COVID-19 spreads across the country at an alarming pace, creating panic, quarantines, and serious health risks, it’s important to make sure your...

Mar 12, 2020 4 min read