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4 Ways To Use Complaint Data To Improve Risk Management

4 Ways To Use Complaint Data To Improve Risk Management

They serve as warning signs when there is a problem with your financial institution’s compliance and risk management programs.

Jun 16, 2020 3 min read
Due Diligence Documentation: 9 Common Mistakes

Due Diligence Documentation: 9 Common Mistakes

Vendor due diligence is a regulatory requirement of the vendor management process. Financial institutions are required

Jun 9, 2020 3 min read
The Problem With Playing In A Software Sandbox
CRA

The Problem With Playing In A Software Sandbox

How do you vet a third-party vendor solution? If the answer is asking to test out the product in a sandbox, then you may want to rethink it.

Jun 4, 2020 3 min read
9 Benefits Of Vendor Management Software Vs Manual Tracking

9 Benefits Of Vendor Management Software Vs Manual Tracking

When it comes to vendor management software, some financial institutions rely on a combination of spreadsheets, email, and shared drive files.

May 28, 2020 3 min read
How To Work With The Board & Management: 6 Tips From A Top Compliance Officer

How To Work With The Board & Management: 6 Tips From A Top Compliance Officer

When a bank has a good compliance management system (CMS), training, an engaged board, and monthly testing.

May 26, 2020 3 min read
5 Tips For Assessing Your Financial Institution’s Pandemic Performance

5 Tips For Assessing Your Financial Institution’s Pandemic Performance

Now that we’re months into the COVID-19 pandemic, financial institutions can finally begin assessing their pandemic performance.

May 21, 2020 2 min read
3 Common Questions About Vendor Response To COVID-19

3 Common Questions About Vendor Response To COVID-19

Monitoring critical vendors’ response to COVID-19 and the effectiveness of their ongoing business continuity management (BCM)

May 19, 2020 2 min read
What’s The Difference Between Business Continuity Management (BCM) And Pandemic Planning?

What’s The Difference Between Business Continuity Management (BCM) And Pandemic Planning?

There is a huge amount of overlap between BCM and pandemic planning guidance.

May 14, 2020 1 min read
Are Your Vendors Flexible in a Crisis?

Are Your Vendors Flexible in a Crisis?

From the Paycheck Protection Program to mortgage forbearance, FIs have scrambled to adjust to new rules and help customers obtain much-needed funding.

May 12, 2020 2 min read
4 Ways To Streamline Your CMS

4 Ways To Streamline Your CMS

Many institutions already have a strong compliance management system (CMS) in place.

May 7, 2020 3 min read
FFIEC: Risk Management Is Essential To Safe & Sound Cloud Computing

FFIEC: Risk Management Is Essential To Safe & Sound Cloud Computing

From the model used to risk appetite and the complexity of a financial institution’s operations, FIs need to understand how their specific cloud-computing

May 5, 2020 2 min read
7 Tips For Making Your Complaint Program More Effective

7 Tips For Making Your Complaint Program More Effective

Read on for seven tips to make your complaint management program more effective.

May 1, 2020 2 min read
Inside Ncontracts COVID-19 Pandemic Response

Inside Ncontracts COVID-19 Pandemic Response

When your company is full of risk management and business continuity experts, you have to be prepared to face the unexpected.

Apr 29, 2020 4 min read
A Little Monday Inspiration: The Banking Heroes We Need

A Little Monday Inspiration: The Banking Heroes We Need

We all need a little inspiration to brighten these difficult days. I got a dose last week from this story in The Washington Post about how nimble banks

Apr 27, 2020 4 min read
How to Lead During a Pandemic: A Conversation with Marcia (“Marci”) Malzahn

How to Lead During a Pandemic: A Conversation with Marcia (“Marci”) Malzahn

The pandemic activated every single risk. Right now, bankers are dealing with credit, liquidity, interest rate, earnings, capital, and human resources.

Apr 20, 2020 5 min read
The New COVID-19 Risk Environment: Reassessing Risk

The New COVID-19 Risk Environment: Reassessing Risk

Risk has always been a part of banking. But today, with the spread of COVID-19 wreaking havoc on customers, the economy, and how we live and do business,

Apr 17, 2020 3 min read
Examiners Want to Know: Does Your CMS Ensure Consumer Protection & Compliance?

Examiners Want to Know: Does Your CMS Ensure Consumer Protection & Compliance?

Preventing consumer harm is among the top goals of financial regulators. That goal is best accomplished with streamlined CMS.

Apr 13, 2020 2 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & IT (Part 6)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & IT (Part 6)

HR may be setting up work-from-home policies and dealing with employee concerns, but the IT department has to make sure the technology works.

Apr 10, 2020 4 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Finance & Lending (Part 5)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Finance & Lending (Part 5)

As COVID-19 spreads across the U.S., finance and credit departments at financial institutions are facing a new world of risk.

Apr 8, 2020 3 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Compliance and Risk (Part 4)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Compliance and Risk (Part 4)

While many necessary compliance and risk functions continue, it’s by no means business as usual. COVID-19 is creating new operational risks that need to

Apr 6, 2020 3 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Board & Management (Part 3)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Board & Management (Part 3)

As COVID-19 spreads across the country, boards and management are making critical decisions to adapt to changing conditions.

Apr 3, 2020 2 min read
CU Broadcast Interview Michael Berman on Third-Party Risk and COVID-19

CU Broadcast Interview Michael Berman on Third-Party Risk and COVID-19

That’s the question Mike Lawson from CU Broadcast had for Ncontracts CEO and Founder Michael Berman.

Apr 1, 2020 1 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & the Frontline, Back Office & Marketing (Part 2)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & the Frontline, Back Office & Marketing (Part 2)

In this second blog in Ncontracts’ series breaking down key operational risk considerations department-by-department, we’re addressing three departments:

Mar 30, 2020 3 min read
Finastra, World’s Third-Largest Fintech, Responds to Ransomware Attack

Finastra, World’s Third-Largest Fintech, Responds to Ransomware Attack

Finastra, the third-largest fintech company in the world, took its servers offline Friday to protect its data after detecting a ransomware attack, the

Mar 26, 2020 1 min read
Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Human Resources (Part 1)

Pandemic Preparedness & BCP Department-by-Department Series: COVID-19 & Human Resources (Part 1)

Ncontracts will address key operational risk considerations department-by-department to help your FI with pandemic preparedness & business continuity

Mar 23, 2020 3 min read
FinCEN Hits Chief Risk Officer with $450k Penalty

FinCEN Hits Chief Risk Officer with $450k Penalty

Michael LaFontaine got nailed because he was responsible for overseeing U.S. Bank’s compliance programs.

Mar 18, 2020 4 min read
FDIC Updates RMS Manual: What Does That Mean for Risk Management at Your FI

FDIC Updates RMS Manual: What Does That Mean for Risk Management at Your FI

Compliance isn’t just about following rules. It’s about thoughtfully managing risk.

Mar 16, 2020 3 min read
Pandemic Planning: 10 Questions to Ask Your Vendors About Coronavirus Preparedness

Pandemic Planning: 10 Questions to Ask Your Vendors About Coronavirus Preparedness

As COVID-19 spreads across the country at an alarming pace, creating panic, quarantines, and serious health risks, it’s important to make sure your...

Mar 12, 2020 4 min read
3 Take-aways from the OCC Third-Party Vendors Relationship FAQ

3 Take-aways from the OCC Third-Party Vendors Relationship FAQ

The OCC released a Frequently Asked Questions (FAQ) supplement to OCC Bulletin 2013-29 that gives more clarity on regulations around third-party vendors.

Mar 10, 2020 3 min read
How Not to Save Money on Vendor Management

How Not to Save Money on Vendor Management

Earlier this month Federal Reserve Governor Michelle Bowman announced that the Federal Reserve is working with the other supervisory agencies to update its

Mar 5, 2020 4 min read