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Is Apple Pay a Vendor?

Is Apple Pay a Vendor?

Apple Pay is not a direct vendor. This raises an interesting question. Should financial institutions (FI) using Apple Pay have to review Apple as a vendor?

Jan 25, 2019 2 min read
NCUA Eyes Economic Environment, Change Management & Third-Party Risk With 2019 Supervisory Priorities

NCUA Eyes Economic Environment, Change Management & Third-Party Risk With 2019 Supervisory Priorities

The NCUA has made adjustments to its Supervisory Priorities for 2019 - emphasizing controlling risks, including a new focus on third-party risk management.

Jan 23, 2019 2 min read
Examiners Will Be Focusing on Your Institution’s Riskiest Areas. Do You Know What They Are?

Examiners Will Be Focusing on Your Institution’s Riskiest Areas. Do You Know What They Are?

In the FFIEC Press Release, dated 11/27/2018, the FFIEC provided a more formal idea of what a “risk-based exam” looks like and the factors that will help

Dec 7, 2018 2 min read
Ncontracts Receives Endorsement from the Florida Bankers Association for Contract Management

Ncontracts Receives Endorsement from the Florida Bankers Association for Contract Management

Ncontracts is thrilled to receive the endorsement of Florida Bankers Association for contract management.

Dec 4, 2018 2 min read
What Is VMS

What Is VMS

VMS stands for vendor management software. A VMS is an internet application that is designed to give organizations the tools they need to use

Nov 20, 2018 1 min read
OFAC, Cyber Risk & Third-Party Vendors: What You Need to Know

OFAC, Cyber Risk & Third-Party Vendors: What You Need to Know

Bankers know they shouldn’t do business with parties sanctioned by the OFAC - as the agency has reminded us in its most recent statement on sanctions and

Nov 8, 2018 2 min read
Vendor Risk Management

Vendor Risk Management

Vendor risk management is a process that aims to deal with the risks associated with working with vendors. This process begins when the company is first

Oct 31, 2018 1 min read
Sharing BSA Resources with Another Institution? Third-Party Vendor Management Rules Apply

Sharing BSA Resources with Another Institution? Third-Party Vendor Management Rules Apply

Regulators have given financial institutions a green light for sharing BSA resources in some situations, but proper third-party vendor management practices

Oct 9, 2018 1 min read
Discovering a Vendor Data Mistake: A Lesson from the Fiserv Flaw

Discovering a Vendor Data Mistake: A Lesson from the Fiserv Flaw

Have you ever swapped out a number or letter in a URL to skip to another page? Cybersecurity researcher and ethical hacker, Kristian Erik

Sep 5, 2018 3 min read
Is Your Third-Party Vendor Contract Specific Enough When It Comes to Cybersecurity?

Is Your Third-Party Vendor Contract Specific Enough When It Comes to Cybersecurity?

If you’re assuming your third-party service provider is following cybersecurity best practices because it’s smart business, think again...

Aug 3, 2018 2 min read
Risk & Vendor Management: The Role of Committees vs. Departments

Risk & Vendor Management: The Role of Committees vs. Departments

When it comes to risk and vendor management, both the board and management have specific roles to play, but where do committees and departments fit in?

Jul 24, 2018 3 min read
First, Second, Third, Fourth and Fifth Parties: How to Measure the Tiers of Risk

First, Second, Third, Fourth and Fifth Parties: How to Measure the Tiers of Risk

The importance of vendor risk management extends beyond third-parties. Take a look at the other parties involved and the potential risks they pose.

Jun 12, 2018 4 min read
OCC: Third-Party Providers Contribute to 'Elevated' Operational Risk

OCC: Third-Party Providers Contribute to 'Elevated' Operational Risk

Could a third-party provider be the weak link in your institution’s operations? It’s possible, according to the Office of the OCC

Jun 7, 2018 2 min read
Third-Party Vendor Breach Costs Texas Credit Union

Third-Party Vendor Breach Costs Texas Credit Union

A Texas credit union has found itself dealing with the expensive consequences of a third-party vendor breach, it announced to members last week.

Nov 14, 2017 1 min read
"Deficient Vendor Management Practices" Result in $1.5 Million Fine

"Deficient Vendor Management Practices" Result in $1.5 Million Fine

Missouri bank slapped with fines for what the OCC calls \"deficient vendor management practices.\" Here's what happened and how you can avoid similar fines

Oct 17, 2017 2 min read
Will Your Vendors Fall Victim to Ransomware and Other Cybersecurity Threats?

Will Your Vendors Fall Victim to Ransomware and Other Cybersecurity Threats?

63% of cybersecurity breaches occur through third-party vendors. That's why it's vital that your vendor management process protects you from threats.

May 31, 2017 2 min read
OCC Vendor Management: What the OCC Really Wants

OCC Vendor Management: What the OCC Really Wants

You just found out you're getting a visit from the OCC. Vendor management is suddenly top priority what do they want? This is the resource you need to read

Apr 10, 2017 7 min read
Warning Ahead: Many Vendor Contracts Are Missing Essential Internal Controls

Warning Ahead: Many Vendor Contracts Are Missing Essential Internal Controls

The phrase “internal controls” is closely associated with accounting, but these valuable tools are also an integral part of risk management.

Mar 30, 2017 2 min read
OCC: Marketplace Lenders Are Third-Party Vendors

OCC: Marketplace Lenders Are Third-Party Vendors

The OCC says marketplace lenders are third-party vendors. How does that affect your risk exposure? We look at how you're affected in this blog post.

Mar 8, 2017 2 min read
Documentation is Key: Takeaways from the OCC’s Third-Party Vendor Risk Management Procedures

Documentation is Key: Takeaways from the OCC’s Third-Party Vendor Risk Management Procedures

Ever wish for a list of exactly what an examiner is looking for? When it comes to the OCC and vendor management, your wish has been granted.

Feb 9, 2017 3 min read
Are Your Third-Party Vendors Protecting the Rights of Servicemembers?

Are Your Third-Party Vendors Protecting the Rights of Servicemembers?

America’s armed forces protect our country—and the financial services industry is supposed to do the same for servicemembers.

Sep 2, 2016 1 min read
What is Vendor Management?

What is Vendor Management?

If you've ever wondered, what is vendor management exactly, we've broken it down to help you understand if vendor management is right for you.

Aug 24, 2016 2 min read
When Third-Party Vendors Mean Quadruple the Risk

When Third-Party Vendors Mean Quadruple the Risk

Financial institutions outsource to be efficient. Whether it’s offering competitive products and services or making good use of staff resources,

Jun 10, 2016 3 min read