Lending Compliance Solutions

Comprehensive Compliance Analysis Software and Services

Deliver the highest level of Fair Lending data analysis and transparency.

TRUPOINT Lending Compliance Solutions provide industry-leading compliance analytics software and services for Fair Lending, HMDA, CRA, and Redlining, giving lenders the data visibility they require to reduce risk and accelerate growth.

Fair Lending HMDA Analytics Software

Quickly analyze your mortgage loans for any disparities that may indicate Fair Lending risk with HMDA software!

Peer and Benchmark Analysis
Matched Pairs
Management-Ready Reports

Shareable Summary Dashboards
Guided Reviews with an Analyst

Focal Point Discovery
Disparity Visualizations

Fair Lending Non-HMDA Analytics Software

Easily identify your Fair Lending risk exposure for non-HMDA loans, like consumer, commercial, small business, student and small farm lending!

Shareable Summary Dashboards

Focal Point Discovery
Advanced Filtering

Disparity Visualizations

CRA Analytics Software

See interactive maps and analysis of your Community Reinvestment Act data and understand your compliance risk using this CRA software!

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  • Interactive Mapping
  • Clear Loan-to-Deposit Ratios
  • Monthly, Quarterly, Semi-Annual & Annual Reporting Capabilities
  • Reinvestment Ratio
  • Ability to Update Assessment Areas
  • Performance and Potential Ratio

Redlining Analytics Software

Leverage Redlining analysis software to identify and manage your risk! Use easy-to-read maps, filtering and charts to learn how to manage it.

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  • Clear Risk Identification
  • Peer and Benchmark Analysis
  • Disparity Analysis
  • Interactive Mapping and Geocoding
  • Help with Your REMA Definition
  • Guided Reviews with an Analyst
  • Advanced Filtering
  • Preparation for Regulator’s Questions

HMDA and CRA Transmittal

Clearly and seamlessly submit HMDA and CRA LARs to federal agencies, helping identify and correct potential data errors, preventing risks, delays, and penalties.

Transmittal processes include:

  • Receive data
  • Resolve HMDA Errors and Confirm Qualifications
  • Format and Review Submission
  • Review HMDA data
  • Review CRA Loan Qualifications
  • Geocode CRA data

In addition to analytics software, we also offer four unique branch strategy solutions, Fair Lending Regression Analysis, and consulting services.

Branch Strategy Solutions

Strategic support and expert guidance, so you can make smarter branch optimization decisions and improve profitability across the entire institution.

    • Branch Network Optimization
    • Site Location Analysis
    • M&A Due Diligence
    • Residential Needs Assessment
Regression Analysis

Custom analysis and strategic services support offering controls for underwriting pricing variables, identifying disparities, and delivering a deeper level of loan data understanding along with review and exam help when needed.

    • Loan Decisioning Modeling
    • Loan Pricing Modeling
    • Overlap Analysis

Our team of CRCM- and CAMS-certified consultants work with your institution to ensure your Fair Lending, HMDA, BSA/AML, and UDAAP goals are met quickly, accurately, and cost-effectively.

  • Risk Assessments and Independent Reviews
  • Remote Fair Lending Risk Review
  • Compliance Training

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"The Redlining tool not only allows us to do a comprehensive Fair Lending review, but it also allows us to find opportunities where we could better serve the communities, we operate in.”
Allen BernierVP - Compliance & Fair Lending OfficerRockland Trust
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"With your analysis and your people, you kind of do everything for me behind-the-scenes. I get the reports and you show me the results step-by-step, so that I have a better understanding and can easily explain the numbers to my Board."
Erin GoodallAVP - Compliance / CRA OfficerValliance Bank

Latest Resources

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Ncontracts Combines with TRUPOINT Partners to Bring Comprehensive Suite of Risk Management Solutions to Financial Institutions

Ncontracts, the leading provider of active risk management solutions for financial institutions, has acquired TRUPOINT Partners, adding lending compliance solutions [...]

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