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Lending Compliance Solutions

Comprehensive Analysis Software and Services

Deliver the highest level of fair lending data analysis and transparency.

TRUPOINT compliance solutions provides industry-leading analytics software and expert services for Fair Lending, HMDA and CRA, giving lenders the data visibility, they require to reduce risk and accelerate growth.

Improve Fair Lending Compliance

Fair Lending Non-HMDA Analytics Software

Simplify the analysis and mortgage data process and proactively identify loan disparities and Fair Lending risk exposure.

Peer and Benchmark Analysis
Shareable Summary Dashboards
Focal Point Discovery

Shareable Summary Dashboards
Advanced Filtering
Interactive Mapping and Geocoding

Focal Point Discovery
Disparity Visualizations
Edit Checks and HMDA Dismissal

Take a Proactive Approach to Building Performance Context

CRA Analytics Software

Instantly geocode, identify, analyze and report all loan, deposit, and, if applicable, CRA and HMDA LAR activity for CRA performance, meeting the needs of the community while improving overall risk profile.

Interactive Mapping
Reinvestment Ratio
Performance and Potential Ratio

Clear Loan to Deposit Ratios
Assessment Area Demographic Changes
Increased Scrutiny Potential

Monthly, Quarterly, Semi-Annual, and Annual Reporting Capabilities

Confidently Submit HMDA and CRA data HMDA and CRA Transmittal

Clearly and seamlessly submit HMDA and CRA LARs to federal agencies, helping identify and correct potential data errors, preventing risks, delays, and penalties.

Transmittal processes include:

  • Receive data
  • Resolve HMDA Errors and Confirm Qualifications
  • Formatting and Review Submission
  • Review HMDA data
  • Review CRA Loan Qualifications
  • Geocode CRA data

As the lending industry’s trusted partner, TRUPOINT’s customer-focused approach combines personalized and expert guidance with the power of easy-to-use compliance software.

Branch Strategy Solutions

Strategic support and expert guidance, driving data-driven branch optimization decisions and improving profitability across the enterprise.

Services include:

  • Branch Network Optimization
  • Site Location Analysis
  • Site Location Analysis
  • M&A Due Diligence

Regression Analysis

Custom analysis and strategic services support offering; controls for underwriting pricing variables, identifying disparities and delivering a deeper level of loan data understanding along with review and exam help when needed. 

Services include:

  • Loan Decision Modeling
  • Loan Price Modeling
  • Overlap Analysis
"The redlining tool not only allows us to do a comprehensive Fair Lending review, but it also allows us to find opportunities where we could better serve the communities, we operate in.”
Allen BernierVP - Compliance & Fair Lending OfficerRockland Trust
"With your analysis and your people, you kind of do everything for me behind-the-scenes. I get the reports and you show me the results step-by-step, so that I have a better understanding and can easily explain the numbers to my Board."
Erin GoodallGoodall AVP - Compliance / CRA OfficerValliance Bank

Latest Resources

Press Release
Ncontracts Combines with TRUPOINT Partners to Bring Comprehensive Suite of Risk Management Solutions to Financial Institutions

Ncontracts, the leading provider of active risk management solutions for financial institutions, has acquired TRUPOINT Partners, adding lending compliance solutions to the company’s integrated risk management platform.

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